New TD Credit Card Offers – Winter 2026

Credit Cards New TD Credit Card Offers – Winter 2026

To the point Here are the new welcome offers for TD credit cards (Aeroplan, TD Rewards, cash back) for Winter 2026, including a record offer for the TD First Class Travel® Visa Infinite* Card! Get up to 165,000 points, with no annual fee for the first year.

Milesopedia recommends this card from TD

TD First Class Travel^® Visa Infinite* Card

Up to 165,000 TD Rewards Points ^†

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Every quarter, TD updates its welcome offers for TD credit cards: Aeroplan, travel points, and cashback.

For more details, read on or click on the name of a card.

The Best TD Credit Cards – Travel

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel^® Visa Infinite* Card, you can get up to 165,000 TD Rewards points^†and a rebate on the annual fee for the first year:

20,000 TD Rewards points for the first purchase made with your Card^†
145,000 TD Rewards points if you spend $7,500 within 180 days of opening^†
A birthday bonus of up to 10,000 TD Rewards points^†

Plus, get an Annual Fee Rebate for the first year.^† This is the highest offer we have ever seen!

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^†

This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.

The Best TD Credit Cards – Aeroplan

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

20,000 Aeroplan points when you make your first purchase with your new card^†
35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per eligible dollar spent on:

Grocery stores and restaurants
Gas station, including fuel and EV charging
Travel and public transit

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

TD^® Aeroplan^® Visa Platinum* Credit Card

With the TD^® Aeroplan^® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a first-year annual fee rebate:

10,000 Aeroplan points for the first purchase made with your card^†
10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account^†
First-year annual fee waived for primary cardholder (instead of $89)^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

With the TD^® Aeroplan^® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:

Grocery stores
Eligible purchases of gas or electric vehicle charging
Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

The Best TD Credit Cards – Cash Back

The Best TD Credit Cards – Low Interest Rates

Frequently Asked Questions about the new TD credit card offers

Here are frequently asked questions in the milesopedia community about this card.

Which TD credit card has the highest welcome bonus this winter?

The TD First Class Travel Visa Infinite currently leads TD’s lineup with up to 165,000 TD Rewards points (worth approximately $825 in travel through Expedia for TD), with the first-year annual fee waived. The TD Aeroplan Visa Infinite Privilege is close behind with up to 85,000 Aeroplan points, and the TD Aeroplan Visa Infinite typically offers between 40,000 and 55,000 Aeroplan points depending on the live promo. Among no-income-requirement options, the TD Platinum Travel Visa targets a 50,000-point bonus, useful for newcomers and students building Canadian credit history.

What is a TD Rewards point worth in real money?

One TD Rewards point is worth 0.5 cents (1 point = $0.005) when redeemed through Expedia for TD — the platform’s only premium redemption channel. That means 100,000 TD Rewards points equal $500 in flights, hotels, packages or car rentals booked on the portal. Points are also redeemable for merchandise and gift cards, but those redemptions deliver less value (around 0.3 to 0.4 cents each). Unlike Aeroplan or Membership Rewards, TD Rewards do not transfer to airline partners, so the Expedia for TD portal is your highest and best use. Stack the 8x earn rate on the First Class Travel card with portal redemptions to maximize the loop.

Can I get the TD welcome bonus if I already had a TD card before?

TD’s terms typically state that the welcome bonus is reserved for first-time cardholders of that specific product. If you previously held the TD First Class Travel Visa Infinite and closed the account, you may be eligible again after a cooling period (usually 6 to 12 months), but bonuses are not guaranteed. Switching between distinct TD products — for example, holding both the TD Platinum Travel Visa and the TD Aeroplan Visa Infinite Privilege — does qualify for separate welcome bonuses. Always read the offer’s fine print under “new TD credit cardholder” before applying, and consider applying for two different cards in the same household to multiply welcome bonuses.

Should I pay the annual fee or pick a no-fee TD card?

The TD lineup has clear breakpoints. For under $4,000/year of category-aligned spend, the no-fee TD Platinum Travel Visa or no-fee TD Aeroplan Visa Platinum usually pencil out. Once your spend climbs past that, the $139 fee on the TD First Class Travel Visa Infinite pays for itself through the 8x earn on Expedia bookings, the 4 lounge passes and the $100 travel credit. The premium TD Aeroplan Visa Infinite Privilege at $599 makes sense for travellers spending over $25,000/year and using Maple Leaf lounges, free checked bags and Aeroplan elite-status accelerators every trip.

Come to discuss that topic in our Facebook Group!

Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

All posts by Marie-Ève Leclerc