New TD Credit Card Offers - Summer 2026

Credit Cards New TD Credit Card Offers – Summer 2026

To the point Here are the new welcome offers for TD credit cards (Aeroplan, TD Rewards, cash back) for summer 2026

Milesopedia recommends this card from TD

TD First Class Travel^® Visa Infinite* Card

Up to 146,000 TD Rewards Points ^†

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Every quarter, TD updates its welcome offers for TD credit cards: Aeroplan, travel points, and cashback.

For more details, read on or click on the name of a card.

The Best TD Credit Cards – Travel

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel^{^®} Visa Infinite* Card, you can earn up to 146,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
126,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
An anniversary bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit† of $100 when you book at Expedia^{^®} For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^{^®} Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^{^®} For TD†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

The Best TD Credit Cards – Aeroplan

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With the TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card, you can earn up to 85,000 Aeroplan points^† with a tiered welcome offer.

This card also offers premium travel benefits, including:

A rebate on NEXUS program application fees (up to $100 CAD) every 48 months^†
Unlimited access to Air Canada Maple Leaf Lounges^†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program^† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight^†

With the TD^{^®} Aeroplan^{^®} Visa* Infinite Privilege* Card, you earn:

Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^{^®} purchases (including Air Canada Vacations^{^®})
1.5 points^† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points^† per dollar on all other eligible purchases

TD^® Aeroplan^® Visa Platinum* Credit Card

With the TD^® Aeroplan^® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a first-year annual fee rebate:

10,000 Aeroplan points for the first purchase made with your card^†
10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account^†
First-year annual fee waived for primary cardholder (instead of $89)^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

With the TD^® Aeroplan^® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:

Grocery stores
Eligible purchases of gas or electric vehicle charging
Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

The Best TD Credit Cards – Cash Back

The Best TD Credit Cards – Low Interest Rates

Frequently Asked Questions about the new TD credit card offers – Summer 2026

Here are frequently asked questions in the milesopedia community about this card.

What is the best TD offer for a new customer in 2026?

The most generous offer currently is the TD First Class Travel Visa Infinite* Card, with a value of up to $1,300, including up to 146,000 TD Rewards points and a first-year annual fee rebate.

This card also stands out for its travel benefits, including an annual TD travel credit of $100, 4 complimentary airport lounge visits with the Visa Airport Companion program, and an anniversary bonus of up to 10,000 TD Rewards points.

In return, the offer requires a higher spending threshold of $7,500 within 180 days of account opening to earn the majority of bonus points.

Is the TD Aeroplan Visa Infinite Privilege Card worth its $599 annual fee?

With a welcome bonus of 85,000 Aeroplan points (valued at approximately $1,700 to $2,550 at 2¢ per point), the first year is highly profitable. For subsequent years, the $599 fee is offset by the benefits: first checked bag free for 9 people on Air Canada, access to Maple Leaf lounges in North America, savings on Air Canada Signature Class, and 1.5 points per dollar on groceries, restaurants, and gas. A family taking 2 or 3 Air Canada flights per year easily recovers the $599 with free checked bags alone.

Are TD cards accepted at Costco in Canada?

No. All TD credit cards are Visa cards, and Costco Canada only accepts Mastercard at checkouts and gas stations. You can use them on Costco.ca for online orders. For in-warehouse Costco purchases, you need a secondary Mastercard such as the CIBC Costco Mastercard or the MBNA Rewards World Elite Mastercard. Most Aeroplan collectors combine a TD Aeroplan card for Air Canada flights and a separate Mastercard for Costco.

Which TD card should I choose if I don’t have a high minimum income?

Some TD cards require no minimum income, such as the TD Cash Back Visa* Card, the TD Rewards Visa* Card, or the TD Low Rate Visa* Credit Card.

These cards may be suitable for students, newcomers, or individuals looking for a more accessible card with little to no annual fees.

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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