TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year!

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Audrey Voisine
Audrey Voisine Audrey Voisine
Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.
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TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year!
To the point With this excellent TD offer, get up to 146,000 TD Rewards points (a value of up to $730), four annual airport VIP lounge passes, and enjoy an annual fee rebate for the first year!

Value of TD Rewards Points

Expedia for TD

146,000 TD Rewards points are worth a value of $730 for travel booked through Expedia for TD:

  • Flights
  • Hotels
  • Rental Cars
  • Vacation packages

To use your TD Rewards points, simply log in to expediafortd.com. Your points balance will be displayed at the top, along with the corresponding dollar value.

Find out how Expedia for TD works.

TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - expedia td banner

I use my TD Rewards points to book car rentals, especially when I travel to France or the United States.

In fact, by using TD Rewards Points, I am covered by the insurance provided by my TD First Class Travel® Visa Infinite* Card, which saves me from having to purchase the rental company’s insurance (between $20 and $30 per day), except for Liability Insurance.

TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD First Class Travel Car

Other Travel Rewards

146,000 TD Rewards points are worth a value of $584 for other travel rewards via the “Book Your Way” option:

You can use your TD Rewards points at a rate of 250 points = $1 for the first $1,200 of any travel purchase using the Book Any Way option.

Then, the portion exceeding $1,200 for the same travel purchase Book Any Way, 200 points = $1.

This is particularly useful for booking holiday rentals on Airbnb for example.

Traveling with a large family: Accommodation | Family travel - airbnb provence

Other Rewards

Finally, you can use your TD Rewards points on:

  • Amazon.ca
  • Articles
  • Gift cards
  • Education

However, the value obtained will be much less than for the travel rewards mentioned above (with the exception of the education credit option).

TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD Gift Cards

How to earn the 146,000 points

The bonus unlocks in only two steps, which makes it simpler than most competing offers:

StepRequirementDeadlineTD Rewards points
1First purchase20,000
2$7,500 in purchases180 days126,000
Total$7,500180 days146,000

The $7,500 over 180 days works out to about $1,250 a month. The anniversary bonus is added separately: it is worth 10% of the points earned that year, up to a maximum of 10,000 points.

Potential earnings in year one

Here is a $1,250 per month profile, the exact pace that unlocks the bonus, with 74% of spending in the 6x and 8x categories:

CategoryRateAnnual spendingPoints earned
Groceries6 points/$$6,00036,000
Restaurants6 points/$$3,00018,000
Expedia for TD bookings8 points/$$1,2009,600
Public transit6 points/$$9005,400
Recurring bills and streaming4 points/$$1,8007,200
All other purchases2 points/$$2,1004,200
Total$15,00080,400

Those 80,400 points also trigger the anniversary bonus, worth 10% of the total. Here is the full first-year picture, at 0.5 cents per point:

Point sourcePointsTravel value
Welcome bonus146,000$730
Earned on $15,000 of purchases (mix above)80,400$402
Anniversary bonus (10% of points earned)8,040$40
Total in the first year234,440$1,172

And since the $139 annual fee is rebated in the first year, that amount stays intact. The $100 travel credit and the 4 airport lounge visits come on top.

Card Benefits

Accumulation of TD Rewards Points

With the TD First Class Travel® Visa Infinite* Card, you get:

  • 8 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 6 points per dollar on your grocery, restaurant, and public transit purchases
  • 4 points per dollar on your recurring bill payments and purchases of streaming services, gaming, and digital media
  • 2 TD Rewards Points For every $1 you spend on other purchases

If you use your points for travel bookings on Expedia for TD, it means a return of 1 to 4% on your purchases.

If you book travel frequently, no other credit card in Canada will offer you such a consistent return on travel purchases: 8 points per dollar or 4%.

TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD First Class Travel Flight

Four Airport Lounge Visits Per Year

A major benefit of the TD First Class Travel® Visa Infinite* Card: four complimentary airport lounge visits per year through the Visa Airport Companion Program, hosted by DragonPass (a value of up to $277).

Dragon Pass offers access to over 1,200 VIP lounges worldwide, including:

  • A comfortable space for pre-flight relaxation
  • Free snacks and drinks
  • Work areas and showers (depending on the lounge)

To take advantage of this benefit, before you travel, you must:

  • Download the Visa Airport Companion application
  • Activate your access in the application
  • Present your Dragon Pass QR code at the entrance to lounge (Visa card alone is not sufficient)

See our complete guide to Visa Airport Companion for detailed activation and use instructions:

TD Rewards Birthday Bonus

Each year, your TD First Class Travel Visa Infinite* Account will receive a TD Rewards Birthday Bonus equal to 10% of the total number of TD Rewards points earned in the 12 months preceding the Primary Cardholder’s anniversary date, up to a maximum bonus of 10,000 TD Rewards points.

TD First Class Travel Visa Infinite Card Offer: Up to 146,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD First Class Travel Anniversary

The TD Rewards Birthday Bonus is worth up to 10,000 TD Rewards points ($50). To get the maximum bonus, you will need to earn 100,000 TD Rewards points through your purchases.

For example, if you make $1,000 in monthly grocery purchases (72,000 points per year), $200 in monthly restaurant purchases (14,400 points per year) and $300 in monthly pre-authorized purchases (14,400 points), you’ll reach 100,800 points.

$100 TD Annual Travel Credit

You will receive a TD travel credit of $100 on the first eligible travel purchase charged to the account during a given calendar year.

An eligible travel credit purchase includes:

  • the purchase of a stay at a hotel, motel, tourist accommodation or vacation rental of CAD 500 or more through Expedia for TD; or
  • the purchase of a vacation package of CAD 500 or more from Expedia for TD, which includes hotel, motel, tourist accommodation or vacation rental and transportation.
8 reasons to add the TD First Class Travel Visa Infinite Card to your wallet - TD First Class Travel Hotel

This $100 TD Travel Credit is more restrictive than other credit cards. Indeed, it will require:

  • to use Expedia For TD services
  • book accommodation for $500 or more

This does not apply to other types of travel such as flights or car rentals.

However, this $100 TD Travel Credit operates on a calendar-year basis, so if you get the TD First Class Travel® Visa Infinite* Card in 2025, you can use this $100 TD Travel Credit between January 1 and December 31, 2025. And you’ll have a new $100 TD Travel Credit available on January 1, 2026.

So a TD First Class Travel® Visa Infinite* Cardholder has even more to gain from knowing how Expedia for TD works. Not only can you earn 8 points per dollar (or 4%) for travel, but you can also use this new $100 TD Travel Credit.

Insurance

With the TD First Class Travel® Visa Infinite* Card, you benefit from premium insurance:

  • Travel Medical Insurance†
  • Trip Cancellation and Trip Interruption Insurance†
  • Flight/Travel Delay Insurance†
  • Delayed and Lost Baggage Insurance†
  • Hotel/Motel Burglary Insurance†
  • Common Carrier Travel Accident Insurance†
  • Emergency Travel Assistance Services†
  • Auto Rental Collision/Loss Damage Insurance†
  • Mobile Device Insurance†
  • Purchase protection and Extended Warranty†

TD First Class Travel – Our review

We have followed the TD First Class Travel Visa Infinite Card across several TD Rewards overhauls, and we test it with our own bookings.

Its strength is the 6 points per dollar rate on groceries, restaurants and public transit. At 0.5 cents per point, that returns 3%, which is solid for a Visa Infinite.

Its limit comes down to the currency itself. TD Rewards points transfer nowhere and are worth 0.5 cents whether you go through Expedia for TD or the Book How You Like feature. There is therefore no way to do better through a clever redemption.

In practice, this card suits anyone who wants simplicity. You earn, you book, you pay less. Nobody will pull off a business class coup with these points.

Who is this card for?

  • Spending of around $1,250 a month: that is exactly the pace that unlocks the 126,000 points within 180 days.
  • Anyone who wants simplicity: nothing to optimize, the point is always worth 0.5 cents.
  • Expedia customers: 8 points per dollar on bookings, plus the $100 travel credit from $500 booked.
  • Anyone who wants a risk-free trial: the $139 annual fee is rebated in the first year.
  • Transfer fans: TD Rewards points transfer to no airline or hotel program.
  • Anyone comparing in points: at 0.5 cents, you need twice as many TD Rewards points as Scene+ points for the same value.
  • Anyone booking outside Expedia: Book How You Like gives the same rate, but forfeits the annual travel credit.
  • Irregular spenders: missing the $7,500 within 180 days costs 126,000 points, essentially the whole bonus.

How we assess this offer

Our calculations rest on three constant rules. First, we value TD Rewards points at 0.5 cents, the rate that applies both on Expedia for TD and through statement credits. Second, we count only the benefits actually received during the first year. Finally, we always weigh point value against the real annual fee.

The earnings table assumes a specific profile: $15,000 in annual spending, or $1,250 a month, with 74% in the 6x and 8x categories. If your breakdown differs, adjust the rows to your own amounts.

The offer terms come from TD. Our analysis remains independent of the commercial agreements we hold with card issuers.

To see how this offer stacks up against the rest of the market, browse our best credit cards page. Also, sign up for our newsletter to get new welcome offers every week.

Conclusion

This is an excellent offer for the TD First Class Travel® Visa Infinite* Card. And you have 6 months to complete the minimum expenses required (instead of the usual 3 months).

So don’t miss this opportunity to get the TD First Class Travel® Visa Infinite* Card!

Check out the best TD credit card offers.

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Frequently Asked Questions about the TD First Class Travel Visa Infinite Card

Here are frequently asked questions in the milesopedia community about this card.

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
All posts by Jean-Maximilien Voisine

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