TD First Class Travel Visa Infinite Card Offer: Up to 165,000 TD Rewards points, airport lounge access, and no annual fee for the first year!

Q: How do I unlock the full 165,000 TD Rewards points welcome bonus?

The welcome offer for the TD First Class Travel Visa Infinite Card is structured in three layers:- 20,000 points after your first purchase; - 135,000 points after spending $7,500 within 180 days of account opening; - Up to 10,000 birthday bonus points, worth 10% of points earned that year (capped at 10,000); That makes a total of 165,000 TD Rewards points, valued at approximately $825 against travel when redeemed through Expedia for TD. The $7,500 in 180 days works out to roughly $1,250 per month, which most cardholders absorb through normal grocery, dining and transit spending.

Q: Is the annual fee really waived for the first year?

Yes. The $139 annual fee is waived for the first year on the primary cardholder, which removes the barrier to testing the card before committing long-term. After year one, you'll need to weigh the $139 fee against the $100 annual travel credit that activates on Expedia for TD bookings of $500+, effectively reducing the net cost to $39 per year. Add to that the 4 free Dragon Pass lounge visits (worth roughly $35 USD each) and the card pays for itself easily for any cardholder with one or two trips per year.

Q: How does the 6 points per dollar earn rate compare to other travel cards?

The First Class Travel earns 6 points per dollar on groceries, dining and transit, plus 4 points per dollar on recurring bills and streaming. With each TD Rewards point worth 0.5 cents against Expedia for TD travel, that translates to:- 3 percent return on grocery and dining spending; - 2 percent return on recurring bills and streaming; - 1 percent return on all other purchases; This is competitive with cards like the Scotiabank Gold American Express (5x on groceries with Scene+), though Scotia Gold offers transfer partners while TD First Class is locked to its own travel portal.

Q: Can I redeem TD Rewards points for any travel, or only through Expedia?

You have two redemption options: Expedia for TD at the standard 0.5 cents per point, or the Book As You Wish feature that lets you charge any travel purchase to your card and redeem points to cover the statement, also at 0.5 cents per point.The Expedia route is often better because it gives access to the $100 annual travel credit on bookings of $500 or more, and Expedia regularly runs hotel discounts. Book As You Wish is more flexible for niche bookings (boutique hotels, Airbnb, train tickets) where Expedia inventory is thin.

Credit Cards TD First Class Travel Visa Infinite Card Offer: Up to 165,000 TD Rewards points, airport lounge access, and no annual fee for the first year!

To the point With this exceptional TD offer, get up to 165,000 TD Rewards points (a value of up to $825), four annual passes for VIP airport lounges, and no first-year fee!

Milesopedia recommends this card from TD

TD First Class Travel^® Visa Infinite* Card

Up to 165,000 TD Rewards Points ^†

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TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel^® Visa Infinite* Card, you can get up to 165,000 TD Rewards points^†and a rebate on the annual fee for the first year:

20,000 TD Rewards points for the first purchase made with your Card^†
145,000 TD Rewards points if you spend $7,500 within 180 days of opening^†
A birthday bonus of up to 10,000 TD Rewards points^†

Plus, get an Annual Fee Rebate for the first year.^† This is the highest offer we have ever seen!

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^†

This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.

Value of TD Rewards Points

Expedia for TD

165,000 TD Rewards points are worth a value of $825 for travel booked through Expedia For TD:

Flights
Hotels
Rental Cars
Vacation packages

To use your TD Rewards points, simply log in to expediafortd.com. Your points balance will be displayed at the top, along with the corresponding dollar value.

Find out how Expedia for TD works.

TD First Class Travel Visa Infinite Card Offer: Up to 165,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - expedia td banner

I use my TD Rewards points to book car rentals, especially when I travel to France or the United States.

In fact, by using TD Rewards Points, I am covered by the insurance provided by my TD First Class Travel^® Visa Infinite* Card, which saves me from having to purchase the rental company’s insurance (between $20 and $30 per day), except for Liability Insurance.

TD First Class Travel Visa Infinite Card Offer: Up to 165,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD Ultimate Travel Class Car

Other Travel Rewards

165,000 TD Rewards points are worth a value of $660 for other travel rewards via the “Book How You Want” option:

Fee type	Details
Transportation	Flight, airline taxes, baggage fees, freight charges, or pet transportation fees. Airport parking, limos, shuttles Car rental, scooter rental Cruises Train, bus, metro or local transit tickets Ferries
Accommodation	Hotel stays, room service Bed & breakfasts, cottage/villa/chalet rentals Airbnb, Resort condo rental Campsites Motor home rentals & campsites, RV parking & campsites Resort and spa vacations Custom travel Houseboat rentals
Activities	Theme park tickets Boat, personal watercraft or other watercraft rental Local tours/excursions Ski rentals, lift tickets Restaurant bill* Theatre tickets* Gas* Travel Medical Insurance *only during a trip

You can use your TD Rewards points at a rate of 250 points = $1 for the first $1,200 of any travel purchase using the Book Any Way option.

Then, the portion exceeding $1,200 for the same travel purchase Book Any Way, 200 points = $1.

This is particularly useful for booking holiday rentals on Airbnb for example.

Travelling With a Large Family: Accommodation - airbnb provence

Other Rewards

Finally, you can use your TD Rewards points on:

Amazon.ca
Articles
Gift cards
Education

However, the value obtained will be much less than for the travel rewards mentioned above (with the exception of the education credit option).

TD First Class Travel Visa Infinite Card Offer: Up to 165,000 TD Rewards points, airport lounge access, and no annual fee for the first year! - TD Gift Cards

Card Benefits

Accumulation of TD Rewards Points

With the TD First Class Travel^® Visa Infinite* Card, you get:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD
6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
2 TD Rewards Points^† For every $1 you spend on other purchases

If you use your points for travel bookings on Expedia for TD, it means a return of 1 to 4% on your purchases.

If you book travel frequently, no other credit card in Canada will offer you such a consistent return on travel purchases: 8 points per dollar or 4%.

Four Airport Lounge Visits Per Year

A major new benefit is being added to the TD First Class Travel Visa Infinite Card in 2025: four complimentary annual accesses to airport lounges with Dragon Pass (a value of approximately $200).

Dragon Pass offers access to over 1,200 VIP lounges worldwide, including:

A comfortable space for pre-flight relaxation
Free snacks and drinks
Work areas and showers (depending on the lounge)

To take advantage of this benefit, before you travel, you must:

Download the Visa Airport Companion application
Activate your access in the application
Present your Dragon Pass QR code at the entrance to lounge (Visa card alone is not sufficient)

See our complete guide to Visa Airport Companion for detailed activation and use instructions:

TD Rewards Birthday Bonus

Each year, your TD First Class Travel Visa Infinite* Account will receive a TD Rewards Birthday Bonus equal to 10% of the total number of TD Rewards points earned in the 12 months preceding the Primary Cardholder’s anniversary date, up to a maximum bonus of 10,000 TD Rewards points.

The TD Rewards Birthday Bonus is worth up to 10,000 TD Rewards points ($50). To get the maximum bonus, you will need to earn 100,000 TD Rewards points through your purchases.

For example, if you make $1,000 in monthly grocery purchases (72,000 points per year), $200 in monthly restaurant purchases (14,400 points per year) and $300 in monthly pre-authorized purchases (14,400 points), you’ll reach 100,800 points.

$100 TD Annual Travel Credit

You will receive a TD travel credit of $100 on the first eligible travel purchase charged to the account during a given calendar year.

An eligible travel credit purchase includes:

the purchase of a stay at a hotel, motel, tourist accommodation or vacation rental of CAD 500 or more through Expedia for TD; or
the purchase of a vacation package of CAD 500 or more from Expedia for TD, which includes hotel, motel, tourist accommodation or vacation rental and transportation.

8 Reasons to Add the TD First Class Travel Visa Infinite Card to Your Wallet - TD First Class Travel<sup data-lazy-src=

This $100 TD Travel Credit is more restrictive than other credit cards. Indeed, it will require:

to use Expedia For TD services
book accommodation for $500 or more

This does not apply to other types of travel such as flights or car rentals.

However, this $100 TD Travel Credit operates on a calendar-year basis, so if you get the TD First Class Travel^® Visa Infinite* Card in 2025, you can use this $100 TD Travel Credit between January 1 and December 31, 2025. And you’ll have a new $100 TD Travel Credit available on January 1, 2026.

So a TD First Class Travel^® Visa Infinite* Cardholder has even more to gain from knowing how Expedia for TD works. Not only can you earn 8 points per dollar (or 4%) for travel, but you can also use this new $100 TD Travel Credit.

Insurance

With the TD First Class Travel^® Visa Infinite* Card, you benefit from premium insurance:

Travel Medical Insurance†
Trip Cancellation and Trip Interruption Insurance†
Flight/Travel Delay Insurance†
Delayed and Lost Baggage Insurance†
Hotel/Motel Burglary Insurance†
Common Carrier Travel Accident Insurance†
Emergency Travel Assistance Services†
Auto Rental Collision/Loss Damage Insurance†
Mobile Device Insurance†
Purchase protection and Extended Warranty†

Conclusion

It’s the best offer yet for the TD First Class Travel^® Visa Infinite* Card. And you have 6 months to complete the minimum expenses required (instead of the usual 3 months).

So don’t miss this opportunity to get the TD First Class Travel^® Visa Infinite* Card!

Check out the best TD credit card offers.

Here are some other TD credit cards that might interest you:

Frequently Asked Questions about TD First Class Travel Visa Infinite Card welcome offer

Here are frequently asked questions in the milesopedia community about this card.

How do I unlock the full 165,000 TD Rewards points welcome bonus?

The welcome offer for the TD First Class Travel Visa Infinite Card is structured in three layers:

20,000 points after your first purchase
135,000 points after spending $7,500 within 180 days of account opening
Up to 10,000 birthday bonus points, worth 10% of points earned that year (capped at 10,000)

That makes a total of 165,000 TD Rewards points, valued at approximately $825 against travel when redeemed through Expedia for TD. The $7,500 in 180 days works out to roughly $1,250 per month, which most cardholders absorb through normal grocery, dining and transit spending.

Is the annual fee really waived for the first year?

Yes. The $139 annual fee is waived for the first year on the primary cardholder, which removes the barrier to testing the card before committing long-term. After year one, you’ll need to weigh the $139 fee against the $100 annual travel credit that activates on Expedia for TD bookings of $500+, effectively reducing the net cost to $39 per year. Add to that the 4 free Dragon Pass lounge visits (worth roughly $35 USD each) and the card pays for itself easily for any cardholder with one or two trips per year.

How does the 6 points per dollar earn rate compare to other travel cards?

The First Class Travel earns 6 points per dollar on groceries, dining and transit, plus 4 points per dollar on recurring bills and streaming. With each TD Rewards point worth 0.5 cents against Expedia for TD travel, that translates to:

3 percent return on grocery and dining spending
2 percent return on recurring bills and streaming
1 percent return on all other purchases

This is competitive with cards like the Scotiabank Gold American Express (5x on groceries with Scene+), though Scotia Gold offers transfer partners while TD First Class is locked to its own travel portal.

Can I redeem TD Rewards points for any travel, or only through Expedia?

You have two redemption options: Expedia for TD at the standard 0.5 cents per point, or the Book As You Wish feature that lets you charge any travel purchase to your card and redeem points to cover the statement, also at 0.5 cents per point.

The Expedia route is often better because it gives access to the $100 annual travel credit on bookings of $500 or more, and Expedia regularly runs hotel discounts. Book As You Wish is more flexible for niche bookings (boutique hotels, Airbnb, train tickets) where Expedia inventory is thin.

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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