Credit Cards AMEX Offer: Up to 140,000 points with the American Express Platinum Card^®!

To the point Earn up to 140,000 points with Canada's best premium card for travellers: the American Express Platinum Card®!

Welcome Offer Membership Rewards Value

Everyday life benefits Improved earning rates for some purchases $200 annual dining credit A metal card

Benefits for your travels Access to Airport Lounges $200 Annual Travel Credit $100 credit for NEXUS Status in hotel programs The car rentals benefits The Fine Hotels and Resorts program High-end travel insurance

A Membership Rewards Card Redeeming points to book flights with American Express Using points against any expense Membership Rewards Transfer Partners

Annual fee and welcome bonus Bottom Line

Milesopedia recommends this card from American Express Canada

American Express Platinum Card^®

Up to 140,000 Membership Rewards Ends Jan 28, 2025

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Welcome Offer

The Platinum Card is the best high-end card in Canada for travelers.

With this welcome offer, you can earn up to 140,000 Membership Rewards points:

100,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
40,000 points if you make a purchase in the 14 to 17 months following your membership

With this Card, you get :

2 points per dollar for dining purchases
2 points per dollar on travel purchases
1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

140,000 Aeroplan points
140,000 Avios
105,000 Flying Blue Miles
168,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

$200 Annual Travel Credit
$200 Annual Dining Credit
$100 NEXUS Card Statement Credit
Free, unlimited access for you and one additional traveller to over 1,200 airport lounges in more than 130 countries
Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels and Resorts program

Finally, the Platinum Cardᴹᴰ stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Membership Rewards Value

140,000 Membership Rewards points have a value of $1,400 if used against any purchase charged to your card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs like Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

In my case, I convert my Membership Rewards points into Aeroplan points to book:

in business class: here, the return I get is at least 4 cents per point (a value of $5,600 for 140,000 points).
for multi-destination flights in North America: here, I often withdraw at least 2 to 3 cents per point (a value of $2,800 to $4,200 for 140,000 points).

Or I use my Membership Rewards points via the American Express fixed-point travel program for specific North American destinations: the return is 2 cents per point (a value of $2,800 for 140,000 points).

singapore airlines a350 – business class-09 — Singapore Airlines A350 Business Class

Everyday life benefits

Improved earning rates for some purchases

American Express adapts the earning rate of the Platinum Card^® to the consumption habits of its cardmembers!

The Platinum Card^® earns:

3X points per dollar of travel purchases through American Express Travel
2 points for every $1 in Card purchases on eligible travel
1 point for every $1 in all other Card purchases

Membership Rewards points can be transferred to:

Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
Hotel programs such as Marriott Bonvoy and Hilton Honors.

$200 annual dining credit

You can benefit from a $200 annual dining credit.

This credit is automatically applied following a single transaction of CAN$200 or more, including taxes and gratuities, at one of the eligible restaurants.

The benefit is automatically reset to zero on January 1 of each year in which it is offered.

amex platinum cobalt restaurants — Platine card Cobalt card at the restaurant

A metal card

As a high-end card, the Platinum Card is a metal card!

The Platinum Card^® is one of the only cards in Canada to be made of metal, which reinforces the Premium (and different) side of the Platinum Card^® from the competition.

And this Card is really beautiful with only your name on the front: all the other information is on the back (but your wallet will weigh a little more)!

card Platine Max Featured Platinum Card — My Platinum Card

Benefits for your travels

Access to Airport Lounges

American Express Platinum Card^® have access to the American Express Global Lounge Collection.

Here are the conditions of access for each type of lounge:

Lounges	Details
Priority Pass	Complimentary and unlimited access for the holder AND a guest 1,400 airport lounges worldwide
Swissport Executive lounges	Complimentary access for the holder and his/her spouse & 2 children under 21 on presentation of the Platinum card Ex: National Bank lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P. lounge at the Québec City International Jean-Lesage International Airport	Free access for cardholder and one travel companion & 2 children under 18 on presentation of Platinum card
Plaza Premium lounges	Complimentary access for cardholder and spouse on presentation of Platinum Card Ex: Many Plaza Premium lounges in Montreal (Air France), Toronto, Vancouver, Edmonton, Winnipeg…
Delta Sky Club	Complimentary access for cardholders on presentation of their Platinum card & Delta Airlines ticket.
Airspace Lounge lounges	Complimentary access for the holder and his/her spouse & 2 children under 21 or 2 travelling companions on presentation of the Platinum cardSan Diego and Cleveland airports
Escape Lounges	Complimentary access for cardholder & 2 travel companions on presentation of Platinum card Oakland and Minneapolis airports…
Centurion lounge	Complimentary access for the holder & 2 travel companions on presentation of the Platinum card Miami, Las Vegas, La Guardia, San Francisco, Hong Kong airports…
International lounges American Express	Complimentary access for cardholder

collection salon lounge american express

For example, you can get complimentary access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

$200 Annual Travel Credit

American Express Canada offers an annual credit of $200 for travel booked via the American Express Travel site with the Platinum Card^®.

This may be:

A flight
A hotel
A car rental
A travel package

This credit is renewed each year based on Cardmembership anniversary date.

For more details on redeeming this $200 annual travel credit, check out this article!

$100 credit for NEXUS

The Platinum Card^® offers travellers another benefit: a $100 Statement credit for a NEXUS membership. To obtain this credit, load your NEXUS membership (every four years) onto your Platinum Card^®.

Status in hotel programs

The Platinum Card^® also offers status in a number of hotel loyalty programs, entitling customers to numerous benefits:

Program	Status	Main benefits
	Elite Gold	Room upgrade Late checkout until 2 p.m. 10 points for every U.S. dollar in eligible purchases & 25% more points than base level members Free premium Internet access
	Gold	Complimentary breakfast Room upgrade 80% more points than base level members Complimentary premium Internet access 2 complimentary bottles of water per stay
	Gold	Room upgrade Early check-in and late check-out 25 points per US dollar spent 15% discount on food and beverages 2 free bottles of water per stay

The car rentals benefits

The Platinum Card^® offers benefits with two major rental companies:

Rental	Benefits
	Five Star level Priority counter service Upgrading a car category Discounts on standard rates Special rates on the Prestige collection Grace period of up to 4 hours to return the vehicle Adding a driver at no charge (spouse)Read our testimonial on booking a rental car with Hertz and the Platinum Card
	Avis Preferred Priority counter service Car category upgrade Special discounts

The Fine Hotels and Resorts program

Holders of the Platinum Card^® have access to the Fine Hotels & Resorts program, which offers a range of valuable benefits at top-of-the-range hotels such as:

Complimentary Breakfast
Room upgrade
4 p.m.guaranteed Late departure
$100 hotel property credit

Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured — The Cosmopolitan of Las Vegas, Autograph Collection

High-end travel insurance

Travel insurance from Platinum Card^® are particularly advantageous, with very high levels of reimbursement, whether for flight delays, baggage delays, assistance abroad, or top-of-the-range car rentals…

Here is a summary of our insurance and coverage (this information is provided for information purposes only). Please refer to the brochure supplied with your Platinum Card^®).

Insurance	Coverage
Emergency medical expenses (out of province or country)	This coverage pays for eligible emergency medical expenses incurred outside your province or territory of residence in Canada, during the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under age 65.
Trip Cancellation	When you charge your entire travel arrangements to your Platinum Card, this coverage reimburses you for the non-refundable, non-transferable portion of your prepaid travel expenses, up to a maximum of $2,500 per insured person($5,000 for all insured persons combined), if you have to cancel a trip due to a qualifying event.
Trip Interruption	When you charge your entire travel arrangements to your Platinum Card, this protection covers the unused, non-refundable and non-transferable portion of your prepaid travel arrangements, excluding the cost of unused prepaid transportation back to your departure point, up to a maximum of $2,500 per insured person per trip($6,000 maximum for all insured persons combined), if your trip is interrupted or delayed due to an eligible event.
Flight delay	Charge your airline tickets to your Platinum Card and receive up to $1,000 (maximum in combination with Mishandled Baggage Insurance) for all necessary and reasonable hotel, motel or restaurant charges incurred within 48 hours if your flight is delayed or you are denied boarding for more than four hours without alternate transportation.
Misdirected baggage	When you book your flight with the Platinum Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable everyday purchases of essential clothing and sundries that you make within four days, if your baggage is not returned to you within six hours of arriving at your departure flight destination.
Loss or theft of baggage	If you charge the full cost of your airline tickets to your Platinum Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while in transit, up to a combined maximum of $1,000 per trip.
Car Rental Theft and Damage	Save when you travel with flight and damage insurance for rental cars included with your Platinum card. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency and fully charge your rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel Burglary Insurance	You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance	Coverage of up to $500,000 in the event of accidental death or dismemberment for you, your spouse and dependent children under age 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of your tickets to your Platinum Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Purchase Protection^® Plan	You can be insured for eligible items charged to your Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined). No registration required. You can be reimbursed for eligible events not covered by any other insurance.
Buyer’s Assurance^® Protection Plan	Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card. This protection applies to card items around the world, if the manufacturer’s warranty is valid in Canada and the United States and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. Before you have an item repaired, you must get permission. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

american express centurion lounge hong kong 17 — American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming points to book flights with American Express

American Express has two charts:

Flexible points: here, you use your points at a value of 1,000 Membership Rewards points = $10
Fixed Points: the fare will be depend on the destination

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. That’s 140,000 points = $2,800!

For more details on booking flights with your Membership Rewards points, check out this article!

Using points against any expense

Another way to use Membership Rewards points is by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

That’s 140,000 Membership Rewards points = $2,800!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners	Conversion rates
	140,000 Membership Rewards points = 140,000 Aeroplan points
	140,000 Membership Rewards points = 105,000 miles
	140,000 Membership Rewards points = 105,000 miles
	140,000 Membership Rewards points = 140,000 Avios points
	140,000 Membership Rewards points = 105,000 miles
	140,000 Membership Rewards points = 105,000 miles
	140,000 Membership Rewards points = 140,000 Hilton Honors points
	140,000 Membership Rewards points = 168,000 Marriott Bonvoy points

Annual fee and welcome bonus

See below for details of the current offer to apply for the Platinum Card^® :

Remember:

all the advantages offered by this Card including unlimited access to airport lounges for the Cardmember and a guest
the excellent welcome bonus, mainly covering the costs of the first year
$200 annual travel credit, renewed each year on Cardmembership anniversary date
$200 annual dining credit, renewed each year on January 1
$100 NEXUS credit every four years

Bottom Line

No other card offers benefits comparable to those of the Platinum Card^®, which justifies the fee’s level.

For a frequent traveller, all the benefits of the Card far outweigh the effective cost of $399 (since each year, you receive a $200 credit on your travel reservations and $200 for certain restaurants):

access to more than 1,200 airport lounges around the world
the benefits of hotel status, some of which offer complimentary breakfasts
the flexibility offered by both the transfer of Membership Rewards points and the fixed flight chart of American Express
high-end insurance coverages

To this, American Express adds an improved earning rate of:

2 points for every $1 in Card purchases on eligible travel

Take advantage of this exceptional welcome offer:

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.

All posts by Jean-Maximilien Voisine