One of the best ways to save money and help the environment is to reuse school supplies from the previous year.
Open the backpack that’s been stagnating at the back of the wardrobe since last June and rummage through the bottom drawer. Or, exchanging old school supplies between parents is also an option.
The Quebec government’s supplement for the purchase of school supplies is also available to all families with a child aged 4 to 16.
But when you absolutely must buy a duo-tang, a book or a particular notebook in a store, there are ways to sweeten the bill.
Among the most popular stores for school supplies are :
Jean Coutu is now with the MOI loyalty program.
Buying school supplies at Jean Coutu means lower grocery bills at Super C and Metro.
Bonus point promotions vary by item, brand and week.
For purchases at the pharmacy, Aventura Points give you more! These CIBC credit cards offer 1.5 points for all pharmacy purchases:
In fact, 1.5 points are accumulated for all grocery store purchases too. This is perfect for purchasing snacks and future lunches.
Then, Aventura points could be used for a future trip during the next school vacations.
Are you an Aeroplan member? Take advantage of the eStore’s back-to-school event to multiply your Aeroplan points earned on online purchases of clothing, sports equipment, electronics and school supplies.
The same applies to the Airmilesshops shopping portal. Stop by this site before shopping at your favorite store. You’ll collect AIR MILES miles along the way.
Cash back is versatile and can easily be used to deduct credit card balances.
The CIBC Dividend® Visa* Card is the best cash back card, with no annual fee. It’s not complicated, and gives a 0.5% to 2% discount on all purchases.
The TD CashBack Visa Infinite* Card works on the same principle. This card offers from 1% to 3% cash back, with a generous welcome offer that gives even more.
For example, they can easily be used to purchase school supplies and books on Amazon.
The MBNA Rewards World EliteMD Mastercard® entitles you to 5% cashback at the vast majority of Walmart Supercenters.
Since it’s a Mastercard, it’s also accepted at Costco warehouses!
Until September 30, 2024, Apple is offering up to $200 in gift cards with the purchase of an iPad or Mac.
This is for the parent of a post-secondary student, or a teacher or employee of an elementary or secondary school. Read our guide to buying a laptop for our top tips on how to save money.
From the age of 18 onwards, it can be time to build a credit file for the years to come. Here’s how credit scoring works and how to build a credit history.
See also our personal finance tips for students. Start your life with good habits from the outset, so you can save money every day.
A cash-back credit card allows you to accumulate cash in the form of credit, depending on the category of commerce where the purchase was made. This money is then used to deduct the account balance.
The CIBC Dividend® Visa* Card for Students gives 2% cash back on grocery purchases. For example, a $100 purchase will earn $2 cash back.
Then you can use your cash back balance (when a minimum of $25 has been accumulated). That’s one less thing you’ll have to pay back!
In addition, CIBC offers free membership to SPC+, which provides discounts on many popular fashion, dining, entertainment and travel products.
In addition to being an excellent way to build a credit file, the NBC mycredit Mastercard offers mobile device insurance. This is rare, especially for a credit card with no annual fee.
So a new tablet or cell phone purchased with the card can be replaced or repaired if it’s broken, lost or stolen, up to a maximum of $1,000. This avoids a big hole in the budget, in the event of a silly accident or loss.
What’s more, cashback is applied to the balance of each monthly statement, for added convenience.
From the beginning of August, browse the flyers of your local businesses to find the best discounts!
Plan ahead, visit the school’s parent Facebook groups and don’t hesitate to reuse supplies from previous years to maximize your savings.
The vast majority of schools will open their doors during the week of August 26, 2024.
July 2, 2024. It is paid on the same date as the Family Allowance.
Savings are here:
