How to Save on Shopping at Walmart?

Updated Jun 15, 2026
How to Save on Shopping at Walmart? - Walmart storefront
To the point Here are our tips on how to save at Walmart Canada on all your purchases and our advice on how to earn Rewards Points.

What to buy at Walmart?

You can find everything at Walmart and by purchasing certain products in particular at this big box store, you can save money and earn even more reward points!

Grocery products

Just like any grocery store, when you browse through the weekly flyer at Walmart, the prices of certain food items can be lower than at competitors.

How to Save on Shopping at Walmart? - Walmart grocery

Indeed, to save on groceries, you need to make it a habit to browse through flyers for deals. Then, cooking according to the week’s discounts will allow you to lighten the budget enormously!

Personally, I live in a neighborhood where several large grocery stores (Maxi, Metro, IGA and Walmart) are within walking distance. So when I go shopping, I plan my list accordingly. This way, I can take advantage of many more discounted food items since the specials differ from one grocery store to another.

Finally, the house brand “Great Value” is worth considering; “Great Value” brand products cost less compared to house brand products from Maxi, Metro, Super C, and IGA grocery stores.

Moreover, it is not officially confirmed, but many of these home-made products are manufactured by big known companies!

For example, “Great Value” Greek yogurt would be made by Danone; a tub of homemade yogurt is about 30-40% cheaper.

How to Save on Shopping at Walmart? - Walmart multiple savings

If you tend to always buy the same baby and pet items regularly, Walmart has the Easy Reorder program that helps you save.

Set up delivery of your favorite and frequently purchased items, and you’ll receive them at intervals that suit you.

Walmart has also launched its paid subscription in the country: see if Walmart+ is worth it in Canada.

With this, you get:

  • Up to 20% off diapers and other baby items
  • Get 5% off food and other pet items

No need to subscribe, delivery is free from the second delivery and you manage your subscription as you want.

How to Save on Shopping at Walmart? - Walmart Easy Reorder

Drugs and pharmacy products

Prescription bills can add up quite high depending on your health condition. If you are covered by RAMQ, there may be a certain deductible to pay depending on your income.

If you have private drug insurance, always ask to pay the full bill and make the claim afterwards. Points will be earned free of charge with this avenue as your insurance will reimburse you the amount by check or direct deposit.

How to Save on Shopping at Walmart? - Walmart pharmacy

Then, to stock your pharmacy or to prepare your travel medicine kit, consider shopping at Walmart. Indeed, the prices are similar (or even lower) to neighborhood pharmacies.

These are expenses that can help us unlock a bonus or reach our point goal. Unlike neighborhood pharmacies, by purchasing your medications at Walmart, you’ll be able to earn 5X the points (with the gift card trick), every time, with the American Express Cobalt® Card!

Branded toys

For children who love brand name toys, such as Baby Shark or Patrol, parents will be pleased to know that these types of toys are often cheaper at Walmart.

Here’s a comparison of the same items at Walmart and on Amazon:

How to Save on Shopping at Walmart? - Walmart toys
How to Save on Shopping at Walmart? - Amazon toys

Similarly, I have purchased several classic board games such as Operation, Power 4, Monopoly, etc. between $10 and $12.

Indeed, these brand-name toys and games are often on sale at Walmart.

Baby products

The products in the “child and baby” section come up quite often in the Walmart flyer. When you need commercial infant formula or diapers, Walmart often has the best prices.

Since the birth of our child, we have often saved money on the purchase of diapers. Indeed, the exchange and refund policies at Walmart are much more flexible than elsewhere at 90 days; I used to buy boxes of diapers when they were on sale and simply went to exchange them if my child had outgrown that size. That wouldn’t have been possible at Maxi where the exchange window is only 14 days.

During the pandemic, we were able to try car seats at Walmart when it wasn’t possible at other retailers. Also, prices in this category are very competitive at Walmart and discounts are very frequent.

George is Walmart’s homegrown clothing brand. It offers a quality guarantee for children’s clothing and shoes. In fact, if they wear out before they become too small for your child, Walmart will replace them for free.

Photo prints

For people like me who are still old school and have their photos printed to make albums, the prices at Walmart are very competitive.

How to Save on Shopping at Walmart? - Walmart Photo printing

Also, frames and photo albums are very affordable and there is something for everyone!

How to Save on Shopping at Walmart? - Walmart Photo printing

Refurbishment Section

The Refurbished Electronics and Small Appliances section offers savings on electronics and small appliances.

They may have defects, were returned by a customer, or the box was damaged during shipping.

Walmart takes them back, does a rigorous inspection, cleans them and tests them to strict standards. If all goes well, Walmart will put them back on sale at a low price. Most are only available for purchase online (consider paying online with the Walmart World Mastercard Rewards Card to get 3% off).

Check often for cheaper Dyson vacuums, Apple products or game consoles!

How to Save on Shopping at Walmart? - Walmart cheaper

Earn points with purchases at Walmart

Points Accelerators at Walmart

Why not simply have grocery prices adjusted at another store, like Maxi, in order to get all our food items in one place? To earn more points at Walmart of course!

American Express and Walmart

Although there are “unbeatable prices” at Maxi and diapers at Costco as well, the latter do not accept American Express as a payment method (unlike Walmart).

For point hoarder, this is an inconvenience since groceries are a large and recurring expense for everyone.

On the pharmacy and drug side, it’s true that pharmacies accept Amex, but the “pharmacy” category usually earns fewer points than the “grocery” category.

How to save on Walmart purchases? - Walmart Gift Card
How to save on Walmart purchases? - Walmart Gift Card

Walmart is not coded as “grocery” on the American Express or Visa side (except for Supercentres with Mastercard), but it is possible to purchase Walmart gift cards at Couche-Tard to take advantage of the 5X points accelerator with the American Express Cobalt® Card.

So anything that can be purchased at Walmart will earn you 5X the points!

Instacart and Walmart

As a last resort, you can also use your American Express card at Walmart through an indirect method: Instacart.

The Instacart site includes the vast majority of grocery chains, including Walmart. It is an intermediary that offers to select the products found at Walmart, pay for them and deliver them. However, many items are 10-15% more expensive and shipping is more expensive than buying directly from Walmart.

But, Instacart accepts American Express cards for these purchases.

With this trick, you can earn 5 times the points with the American Express Cobalt® Card and the Scotiabank Gold American Express® Card! Indeed, Instacart is considered an eligible grocery store or food delivery service.

It’s up to you to do your calculations to find out if this trick is beneficial to you, in points and time!

Mastercard and Walmart

Walmart Supercenters are coded as “grocery store” for Mastercard credit cards.

So, if you have a gas pedal in the grocery category, you will be able to benefit from it in your Walmart Supercenter :

Conclusion

Many products are cheaper at Walmart. Others are equivalent elsewhere, but purchasing them at Walmart allows us to use American Express directly or indirectly to earn more points.

Come to discuss that topic in our Facebook Group!
Aline Nguyen
Aline Nguyen
Aline, an experienced traveler and avid photographer, is an Avgeek, a foodie at heart and a mother to two children. An expert in credit cards & rewards programs, including Aeroplan, Marriott Bonvoy, American Express Membership Rewards, CIBC Aventura, and RBC Avion, she uses points to travel affordably and save in daily life. Having explored all 7 continents and 83 countries, Aline shares her travel passion and insights to help others make the most of loyalty programs.
All posts by Aline Nguyen

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