The Best CIBC Credit Cards – April 2026

CIBC Travel Rewards Credit Cards

CIBC Aventura^® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

• 15,000 Aventura Points when you make your first purchase^†
• 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
• Reimbursement of NEXUS membership fees ( $160 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

CIBC Aventura^® Gold Visa* Card

If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

• 15,000 Aventura Points when you make your first purchase^†
• 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

The CIBC Aventura® Gold Visa* Card also offers:

• Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year
• Reimbursement of NEXUS membership fees ( $160 value)

CIBC Cashback Credit Cards

CIBC Dividend^® Visa Infinite* Card

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.

Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate on your first year’s annual fees^†!

Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.

With this CIBC cash back credit card, you earn:

• 4% cash back on eligible gas, electric vehicle charging, and grocery purchases^†
• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

And this CIBC Cash Back Credit Card offers many insurance coverages:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Purchase Security and Extended Protection Insurance

CIBC Dividend Platinum^® Visa* Card

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate for your first year’s annual fees!^†

Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.

With the CIBC Dividend® Platinum Visa* Card, you get:

• 3% on eligible gas, electric vehicle charging, and grocery purchases^†
• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†

And this CIBC Cash Back Credit Card offers some insurance coverage:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC No Annual Fee Credit Cards

CIBC Dividend^® Visa* Card

The CIBC Dividend® Visa* Card is one of the best no-fee cash-back Visa credit cards in Canada.

For a limited time, earn 5% cash back (up to 100 $) during the period covered by your first 4 monthly statements.

Plus, get :

• 2% cash back on eligible grocery purchases^†
• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†

This no-annual-fee CIBC credit card offers certain insurance coverages:

• Purchase Security and Extended Protection Insurance

CIBC Aventura^® Visa* Card

The CIBC Aventuraᴹᴰ Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value^†)

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
• 7,500 Aventura Points after you make your first purchase within first 4 months.^†

With this no annual fee CIBC Aventura Credit Card, you get:

• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and at eligible grocery stores and pharmacies^†
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
• 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Credit Cards for Students

CIBC Dividend^® Visa* Card for Students

The CIBC Dividend® Visa* Card for Students is one of the best Visa credit cards for students with cash back in Canada. Apply for the card and get up to $150 cash back.

With this CIBC Student Credit Card, you get:

• 2% cash back on eligible grocery purchases^†
• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions.

And this CIBC Student Credit Card offers some insurance coverages:

• Purchase Security and Extended Protection Insurance

CIBC Aventura^® Visa* Card for Students

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value^†):

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
• 7,500 Aventura Points after you make your first purchase within first 4 months.^†

With this CIBC Aventura Student Credit Card, you get:

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores^†
• 1 point per $2 spent on all other ^purchases†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Credit Cards for Balance Transfers

CIBC Select Visa* Card

The CIBC Select Visa Card* is one of the best Visa credit cards in Canada for balance transfers.

With this exclusive digital offer for this CIBC balance transfer credit card, you get:

• a 0% interest rate on balance transfers of at least $100, for up to 10 months
• a refund of the annual fee for two years^†

You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.

For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa Card to benefit from its 0% interest rate on balance transfers for 10 months.

CIBC Select Visa Card* cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.

The CIBC Select Visa Card* has a $29 annual fee (refunded for the first two years) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.

Awards Earned

Best Visa Credit Card

The CIBC Aventura^® Visa Infinite* Card is the Best Visa Credit Card in Canada in 2025 for these reasons:

• 4 annual accesses to airport lounges
• NEXUS Membership credit
• Up to 2 Aventura points per dollar
• Generous insurance coverage
• Accepted at almost every retailer worldwide

Best cash back credit card

The CIBC Dividend^® Visa Infinite* Card is the best cashback credit card in Canada in 2025 for these reasons:

• High cash back for common merchants: 4% on groceries and gas, 2% on transit, restaurants, and recurring bill payments, and 1% everywhere else
• Option to receive a credit to your account starting at $10 in cashback
• Accepted at almost every retailer

Best Balance Transfer Credit Card

The CIBC Select Visa* Card is the best credit card for balance transfers in Canada in 2025:

• Recurring offer of 0% interest on balance transfers for up to 10 months, subject to a 1% transfer fee.

Best Credit Card For Students

The CIBC Dividend^® Visa* Card for Students is the best credit card for students in Canada in 2025 for these reasons:

• Cash back earning categories for everyday purchases
• Free registration in the SPC program with student discounts
• Insurance coverage
• Accepted at almost every retailer
• No minimum income required
• No annual fee