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As a business owner, having the right credit card can help you earn rewards on all your business purchases. The right card can also make your travels more comfortable, convenient, and affordable thanks to the travel benefits it offers.
This article explores the best business credit cards for travel perks, such as lounge access , elite status, and free checked bags, so let’s jump right in to make sure your travels go smoothly.
When it comes to the best business credit cards for travel, there are a few things to consider when choosing the right one for you.
In making your selection, you’ll want to decide how much you care about each of the following perks and benefits:
As you peruse our choices below, consider which one offers the diversity of benefits that best suits your travel style.
The Business Platinum Card® from American Express is one of the best travel cards on the market, offering a vast array of travel benefits.
Although the card comes with a hefty annual fee of $799, the following benefits (plus more non-travel features) can make it easy to justify the expense:
The Business Platinum Card® from American Express earns Membership Rewards points at a rate of 1.25 points per $1 spent on all purchases. These points are both valuable and flexible, with American Express giving you options to redeem them for travel and merchandise (among other options), or you can transfer your points to airline and hotel loyalty programs like Aeroplan and Marriott Bonvoy.
The Scotiabank Passport® Visa Infinite Business* Card comes with a much lower annual fee of $199, equally in line with the travel perks that it offers.
With the Scotiabank Passport® Visa Infinite Business* Card, you earn 1.5x Scene+ points on all purchases. These points can then be redeemed for travel, gift cards, free groceries, and more.
The American Express® Aeroplan®* Business Reserve Card is another of the best business credit cards for travel in the Canadian market.
Coming in with an annual fee of $599, this card has a focus on Air Canada travel perks designed to reward your loyalty and make your travels more convenient and comfortable.
With the American Express® Aeroplan®* Business Reserve Card, you can earn up to 3 Aeroplan points per $1 spent. These points are one of the most valuable loyalty currencies for travellers based in Canada as they’re easy to collect and allow you to book award flights to destinations around the world.
The BMO Ascend™ World Elite®* Business Mastercard®* is a solid travel-focused business credit card that let’s you earn BMO Rewards points and spend wherever Mastercard is accepted (like Costco).
The card comes with an annual fee of $149, and for this, you get the following travel perks:
The BMO Ascend™ World Elite®* Business Mastercard®* earns up to 4 BMO Rewards points per $1 spent on common business purchases like gas, office supplies, and cell phone and internet bills. Your BMO Rewards points can then be used for travel, merchandise, gift cards, and loads more.
The CIBC Aeroplan® Visa* Business Card is another Air Canada-focused travel credit card that lets you earn Aeroplan points on all your business expenses.
This card comes with an annual fee of $180 and provides the following travel perks and benefits:
With the CIBC Aeroplan® Visa* Business Card, you can earn up to 2 Aeroplan points per $1 spent, helping you save up for your next big adventure.
The final card we’ll mention stands out in this list as the only card that doesn’t actually offer free airport lounge access. However, the Marriott Bonvoy® Business American Express®* Card has enough notable and unique travel perks that we felt we should mention it anyways.
For an annual fee of $150, this card gives you the following travel perks and benefits:
In addition to the perks mentioned above, the Marriott Bonvoy® Business American Express®* Card also earns up to 5 Bonvoy points per $1 spent, and your points can then be redeem for free stays at Marriott properties and more.
As shown above, there’s a range of excellent travel-focused business credit cards to choose from, with the best choice ultimately depending on your spending habits, travel habits, and priorities.
Whether you’re looking for an Aeroplan-specific card like the American Express® Aeroplan®* Business Reserve Card, a flexible top-of-the-line option like the Business Platinum Card® from American Express, or something with good perks but a lower annual fee like the BMO Ascend™ World Elite®* Business Mastercard®*, there’s definitely a card out there that’s perfect for you and your business.
There are a number of business credit cards that offer airport lounge access as part of their perks and benefits.
Our top picks are:
Using a credit card to access airport lounges is a great way to make your travel more comfortable. We’ve written a guide to accessing airport lounges with a credit card that gives you all the important details of how this works.
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