BMO Rewards: Use your points for any travel!

Programs BMO Rewards: Use your points for any travel!

To the point Since August 2, 2022, BMO Rewards allows you to use your points on any travel purchase charged to your card!

Milesopedia recommends this card from BMO

BMO Ascend™ World Elite^®* Mastercard^®*

Up to 100,000 Points

Apply Now

Compare

Learn More

15,000 points = $100 on any travel purchase

BMO Rewards is BMO’s loyalty program. Several BMO credit cards are part of this program:

It is possible to book your travel, wherever you wish, with your BMO Rewards credit card. Then apply your points to this expense at the same conversion rate: 15,000 points = $100.

BMO Rewards: Use your points for any travel! - Bmo Points Exchange August 2022 En

All you have to do is book your flight, hotel night, or car rental through any travel booking site (Expedia, Booking, Marriott, Hilton, Holiday Autos, Auto Europe, etc.).

In the spring of 2022, BMO offered this option on a temporary basis. Here is an example with a hotel booked via Expedia (with a reservation that is fully refundable in case of trip cancellation).

The expense appears in the Pay with BMO Points option:

BMO Rewards: Use your points for any travel! - Bmo Expedia Exchange En

Within the next 30 days, all you have to do is indicate the number of points you wish to use. Here, I redeem all my BMO points:

Car Rental: Save with Loyalty Points and Programs - Bmo Expedia Exchange Total Fr

Then a confirmation of the BMO points redemption is displayed indicating that the transaction was successful:

BMO Rewards: Use your points for any travel! - Bmo Expedia Exchange Total Confirmation

A few days later, a credit appears on your credit card account, corresponding to the redemption of BMO Rewards points for your travel:

BMO Rewards: Use your points for any travel! - Bmo Expedia Exchange Credit Au Compte Fr

Here are the terms for redeeming BMO Rewards points:

Exclusive offers from Milesopedia

If you have taken advantage of one of our exclusive offers to obtain your BMO Rewards credit card, this is an excellent time to use your points. Especially since travel is starting to resume!

If you have not yet obtained a BMO Rewards credit card through one of our welcome offers, here they are:

BMO Rewards Travel Credit Cards

BMO Ascend™ World Elite^®* Mastercard^®*

The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can earn up to 100,000 BMO Rewards points.

These points have a value of approximately $650 to $700, according to our estimate, and can be applied to your travel expenses.

Plus, there is no annual fee for the first year for the primary cardholder and additional cardholders.

You can also take advantage of a 0% introductory interest rate on balance transfers for 12 months, with a 2% balance transfer fee.

With the BMO Ascend World Elite Mastercard, you get:

5 points per dollar on eligible travel*
3 points per dollar on eligible dining, entertainment, and recurring bill payments*
1 point per dollar on all other purchases*

You can use BMO Rewards points for your travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.

The card also offers:

4 complimentary airport lounge accesses per year via Mastercard Travel Pass provided by DragonPass*
comprehensive travel insurance, including emergency medical coverage up to $5 million for 21 days*

Finally, enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.*

BMO eclipse Visa Infinite* Card

By subscribing to our offer for the BMO eclipse Visa Infinite* Card, you can receive an exclusive welcome offer of up to 80,000 BMO Rewards points, as well as a waiver of the $120 annual fee for the first year.*

In addition, you will benefit from a $50 annual lifestyle credit. You also have a monthly statement credit for streaming services for the first year.*

With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:

groceries*
food delivery or takeout*
ridesharing*
public transit*
gas*

And 1 BMO Rewards point per dollar spent everywhere else. Plus, if you add a supplementary card to your account, you’ll earn 10% more points*.

You can use BMO Rewards points for travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card*.

BMO eclipse Visa Infinite Privilege* Card

The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! By applying for this card, you can earn up to 200,000 BMO Rewards points:

80,000 points after $6,000 in purchases within the first 110 days of account opening
40,000 points after $40,000 in purchases within the first 180 days of account opening
80,000 points after $75,000 in purchases within the first 365 days of account opening

Additionally, you benefit from a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.

Plus, you’ll receivea $200 anniversary credit to use as you wish!

As well as a membership to the Visa Airport Companion program with six complimentary visits per year to airport lounges.

With this Card, you can earn 5 BMO Rewards points per dollar spent on:

Groceries
Gas
Drugstores
Travel
restaurants and bars
Food delivery

And 1 BMO Rewards point per dollar spent everywhere else.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

BMO eclipse rise Visa* Card

The new BMO eclipse rise Visa* Card is a no-annual-fee credit card with travel points, requiring no minimum income.

With this offer, you can earn up to 25,000 points as a welcome bonus:

20,000 points after $1,500 in purchases in the first 3 months
2,500 points when you redeem 12,000 points with the Pay with Points option over a 12-month period
2,500 points when you pay the balance on time for 12 months

What’s more, you can benefit from an interest rate of 0.99% on balance transfers for nine months (a 2% balance transfer fee applies).

With the new BMO eclipse rise Visa* Card, you earn :

5 points for every two dollars spent on recurring bill payments
5 points for every two dollars spent at the grocery store
5 points for every two dollars spent at restaurant and for takeaway
1 point per two dollars of purchases for all other purchase categories

The new BMO eclipse rise Visa* Card also offers:

Mobile Device Insurance
Purchase Protection
Extended warranty insurance

Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.

Bottom Line

This is a great opportunity to use your BMO Rewards points at their best value. In fact, this was a criticism often expressed in the Milesopedia Community regarding the BMO Rewards program.

We are pleased to see that BMO has decided to make this solution permanent since August 2, 2022!

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

All posts by Jean-Maximilien Voisine