A Complete Guide to the Visa Airport Companion Program

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SponsoredTD First Class Travel^® Visa Infinite* Card Apply NowCompare	Annual fee$139 $0	Welcome offer Up to 160,000 points	Apply NowCompare
Scotiabank Passport^® Visa Infinite +* Card Apply NowCompare	Annual fee$150	Welcome offer Up to 35,000 pointsEnds Nov 1, 2026	Apply NowCompare
TD^® Aeroplan^® Visa Infinite Privilege* Credit Card Apply NowCompare	Annual fee$599	Welcome offer Up to 100,000 points	Apply NowCompare
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CIBC Aventura^® Visa Infinite Privilege* card Apply NowCompare	Annual fee$499	Welcome offer Up to 80,000 points	Apply NowCompare
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Once you have an eligible Visa card, signing up for the Visa Airport Companion Program is easy!

Simply download the program’s app or go to the program’s website and fill in your information.

You’ll need to be registered in order to use the membership/passes that come with your eligible Visa card(s), so make sure to get this step done before your next travel dates.

Also, keep in mind that while you can access some airport lounges by simply showing your eligible Visa card, there are a number of lounges that require you to use the app to gain entry. Additionally, if you want to pre-book your lounge visit, you will need to use the app.

Once you’ve signed up for the app with your credit card information, your lounge passes are automatically loaded. Your complimentary lounge passes are refilled annually in the weeks after you’ve paid your card’s annual fee

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Pass Entitlement EN

Visa Airport Companion App – How to Use the Lounge Passes

Choose a lounge

Under the « Explore » heading in the app, enter the name of the airport you’re planning to visit. Next, confirm which terminal you’re departing from (if there are multiple terminals at the airport).

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Choose Airport EN

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Choose Terminal EN

Once you’ve chosen the airport and terminal, you can explore the available lounges and choose the one that suits you best.

When you’re choosing your lounge, you’ll want to consider the following things:

Is the lounge open when you want to visit?
Does the lounge have the amenities you want? – Some lounges offer showers, work spaces, children’s area, and more. Additionally, some lounges only offer a small selection of cold snacks and simple drinks, while others offer a large hot food buffet and fancier drink options.
Is the lounge in a convenient location? How far is it from your gate? – It’s very important to take note of where your chosen lounge is located so that you can time your visit accordingly. Critically, some lounges can even be situated before passport control, meaning that you’ll need to leave quite a bit of time to get from the lounge to your gate.
Is the lounge going to meet your expectations? – It can be helpful to check lounge reviews to help calibrate your expectations and to make sure you get the most out of your lounge passes.
What’s your plan if your chosen lounge is full or closed? – Consider having a back-up lounge in mind if there’s more than one option available. Airport lounges have become more popular and more accessible thanks to complimentary passes and other loyalty-based programs. Because of this, you may find your first-choice lounge is full when you arrive, so having a second choice gives you a better chance of a comfortable chair and some free food/drinks while you wait for your flight.

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Lounge Choices EN

Getting into the lounge

With the Visa Airport Companion program, you can access an eligible airport lounge by using one of your complimentary passes.

To gain entry to an eligible lounge, you can either walk up when you arrive at the airport and hope that there is room available, or if you’ve got your heart set on a specific lounge, you can choose to pre-book your visit through the app.

To pre-book, just:

Find an eligible lounge
Select the pre-book option
Schedule your preferred time slot
Complete the booking

Keep in mind that there’s usually a small fee when pre-booking (approx. $5).

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Pre booking EN

If you don’t want to pre-book, or pre-booking is not available for your preferred lounge, you will have to take your chances with availability when you arrive.

To use your complimentary passes for a « walk-in » visit, the lounge staff at the entrance will let you know whether to use the app or whether you can just swipe your eligible Visa credit card to confirm eligibility and available lounges passes. If you’re using the app, you’ll be able to select your lounge of choice, and the app will bring up a QR code for the staff to scan.

Unfortunately, it’s always possible that the lounge will be at capacity when you try to enter. In this case, you may be able to put your name on a wait-list, or sadly, you may just be out of luck.

Keep in mind that some lounges can only be accessed through the app. Given this, it’s best to always have the app available on your phone to make sure you’re not disappointed when you try to get into a lounge.

A Complete Guide to the Visa Airport Companion Program - singapore premium plaza lounge---

Bringing guests

Conveniently, you can use your Visa Airport Companion account to share your complimentary passes with guests that are accompanying you to the lounge.

If you don’t have enough passes for you and your guests, you can also pay for entry at the rate of $32 (USD) per person.

Dining and retail discounts

Another perk of the Visa Airport Companion program is the opportunity to enjoy discounts on dining and retail options in the airport.

For example, the images below show some of the participating dining establishments at the Toronto Pearson International Airport.

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Dining 1:3 EN

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Dining 2:3 EN

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Dining 3:3 EN

If you’re looking to grab a new book, magazine, or even a new knapsack, you can also take advantage of the retail discounts from retailers such as those shown in the image below.

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Retail 1:3 EN

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Retail 2:3 EN

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Retail 3:3 EN

To access the discounts, simply click on your brand of choice to see the offer and then follow the instructions that are presented.

Visa benefits and offers

The Visa Airport Companion program also helps you access your exclusive Visa benefits and offers.

These include discounts at select hotels, Visa Infinite Concierge assistance, complimentary wine tastings, and more. You can explore all that’s on offer by clicking the links in the app or on the website.

A Complete Guide to the Visa Airport Companion Program - Visa Airport Companion Guide Visa Benefits EN

Bottom Line

The Visa Airport Companion program helps you access and enjoy your complimentary DragonPass airport lounge memberships and passes.

By having an eligible Visa card and signing up for the program, you can easily enjoy comfortable and relaxing airport lounge experiences around the world, as well as discounts on airport dining and retail.

Check out our additional guides to learn how to maximize your airport lounge experiences and get the most out of your travel credit cards.

Compare

Scotiabank Passport^® Visa Infinite Privilege* Card

Scotiabank Scene+

Annual fee: $599
Our valuation: $800Milesopedia first-year estimate First-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 80,000 points; Ends Nov 1, 2026

[vc_row][vc_column][vc_custom_heading el_id="up_to_40_000_points_as_a_welcome_bonus_" text="Up to 40,000 points as a welcome bonus!" google_fonts=""][vc_column_text el_class="checkmarks"]Here are the main aspects of this offer for the Scotiabank Passport^™ Visa Infinite* Card:

30,000 Scotia Rewards points after $1,000 in Card purchases within the first 3 months ($300 in travel rewards)
10,000 additional bonus points when you spend at least $40,000 annually in everyday purchases
First-Year Free
Six free airport lounge visits (no other card with an annual fee below $150 offers as many yearly visits).
No foreign currency conversion fees
Premium travel insurance
One Supplementary card for free

[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image="67511" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="no_foreign_currency_conversion_fees" text="No foreign currency conversion fees" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]This is the major perk of this credit card: no foreign transaction fees. Virtually all other credit cards in Canada charge a 2.5% conversion fee for all purchases made in foreign currency. This Scotiabank Passport^™ Visa Infinite* Card is one of three credit cards with no conversion fees that we recommend you have in your wallet. It will, therefore, be particularly appealing for snowbirds, but also for anyone who regularly travels abroad or buys on sites charging in U.S. dollar, euro... On each of these transactions, by paying with the Scotiabank Passport^™ Visa Infinite* Card, you save 2.5%, plus you earn some travel points![/vc_column_text][vc_single_image image="49325" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="a_scotia_rewards_credit_card" text="A Scotia Rewards credit card" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Scotia Rewards Program is a travel points loyalty program. Other key cards of the Scotia Rewards Program include Scotiabank Gold American Express^® Card and the ScotiaGold Passport^® Visa* Card. Therefore, you have another Scotia rewards points earning source. You can have more than one Scotia Rewards credit card and you can regroup points into the same account as explained in that post. Enough to earn many points both through credit card application bonuses and with your purchases![/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="scotia_rewards_points_earning" text="Scotia Rewards Points earning" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]With this card, you earn:

2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
1 Scotia Rewards point on every $1 you spend on all other eligible purchases.

Points earning is not as important as what Scotiabank's American Express Gold card (5 points/dollar in grocery stores, restaurants, entertainment), but as it's a Visa Card, you can use it at more places! For those who charge $40,000 in one year on the Scotiabank Passport^™ Visa Infinite* Card, a bonus of 10,000 bonus points ($100) will be earned in the account. After that, a bonus of 2,000 bonus points will be added to the account for each additional $10,000.[/vc_column_text][vc_single_image image="48334" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="redeeming_scotia_rewards_points" text="Redeeming Scotia Rewards points" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]You can apply your bonus points directly to your travel expenses (flights, hotels, car rentals, etc.) charged on your card:10,000 bonus points = $100. This is one of the cards we recommend in these strategies:

The only drawback: you must redeem at least 5,000 points ($50) for a card account credit (after this threshold, it's a rate of 100 points = $1). By redeeming your points for travel expenses, you ensure a 1% to 2% return, depending on merchant categories.[/vc_column_text][vc_single_image image="70489" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="6_free_airport_lounge_visits" text="6 free airport lounge visits" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Scotiabank is likely to want to address the traveller market. This Scotiabank Passport^™ Visa Infinite* Card offers a Priority Pass membership as well as 6 free airport lounge visits to Priority Pass lounges. It justifies the cost of the annual card fee ($139). This is a very nice perk for casual travellers. An individual traveller will be able to visit Priority Pass lounges and restaurants 6 times in a year, while a couple will be able to access them three times! After 6 visits in a year, you will have to pay a US$32 entry fee. In Quebec City, you can access the VIP lounge! In Montreal, you have 3 options:

The Houston Bar and Grill restaurant (cross-border terminal - flights to the United States)
Pork and Pickle Restaurant (domestic flights terminal - to Canada)
The National Bank Lounge (international terminal)

[/vc_column_text][vc_single_image image="80203" img_size="large" add_caption="yes" alignment="center"][vc_message message_box_color="success" icon_fontawesome="fas fa-glass-cheers"]Are you leaving from another Canadian airport? Discover all the Canadian airport lounge options available to you in this ultimate guide.[/vc_message][vc_custom_heading el_id="subscribe_to_priority_pass" text="Subscribe to Priority Pass" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text]Be aware! After receiving your new Scotiabank Passport^™ Visa Infinite* Card, it will be essential to register for the Priority Pass program to receive your Priority Pass membership card, giving you access to airport lounges. You can register on this page.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="one_first_supplementary_card_for_free" text="One first Supplementary Card for free" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text]You can add one free Supplementary cardholder to the account who will have his/her own card This is an advantage over other institutions such as BMO or TD that charge about fifty dollars for an additional card.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="reliable_travel_insurance" text="Reliable travel insurance" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]The Scotiabank Passport^™ Visa Infinite* Card has many travel insurance:[/vc_column_text][vc_custom_heading el_id="travel_emergency_medical_insurance" text="Travel Emergency Medical Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.[/vc_column_text][vc_custom_heading el_id="trip_cancellation_trip_interruption_insurance" text="Trip Cancellation / Trip Interruption Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.[/vc_column_text][vc_message color="warning" message_box_color="warning" icon_fontawesome="fas fa-exclamation-triangle"]Warning: do not use this card for reward travels with Aeroplan Miles, Avios, Flying Blue. 75% of the cost of the trip must be charged on the card for insurance to apply.[/vc_message][vc_custom_heading el_id="flight_delay_insurance" text="Flight delay insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.[/vc_column_text][vc_custom_heading el_id="delayed_and_lost_baggage_insurance" text="Delayed and Lost Baggage Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.[/vc_column_text][vc_custom_heading el_id="travel_accident_insurance" text="Travel Accident Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.[/vc_column_text][vc_custom_heading el_id="rental_car_collision_loss_damage_insurance" text="Rental Car Collision Loss/Damage Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.[/vc_column_text][vc_custom_heading el_id="hotel_motel_burglary_insurance" text="Hotel/Motel Burglary Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="conclusion" text="Conclusion" google_fonts=""][vc_column_text el_class="checkmarks"]Scotiabank was the first major Canadian bank to offer a card with no foreign transaction fees. Since then, two other credit cards have also offered this perk. This Scotiabank Passport^™ Visa Infinite* Card will be very appealing for several profiles:

Those who regularly pay in foreign currency
Those who travel regularly abroad
Those who want a card with solid insurance
Those who travel at least once or twice a year and who will use the Priority Pass airport lounges entrances.
Those who already have one or more Scotia Rewards cards in their wallet.
Those who have a balance of points and would like to cancel their current card while retaining their points through this new card

If you want to apply for this credit card to take advantage of this limited offer, while supporting milesopedia, click here![/vc_column_text][/vc_column][/vc_row]

Legal

1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport^® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.

Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.

Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.

Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders).
The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.

With this welcome offer for the Scotiabank Passport^® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):

30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening

With the Scotiabank Passport^® Visa Infinite Privilege* Card, you earn:

3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport^® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport^® Visa Infinite Privilege* Card also offers:

No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service

Annual fee

Primary card$599

Additional card$199

Annual income required

Individual$150,000

Household$200,000

Conversion fees

Earning rate

3xTravel
2xRestaurants
2xEntertainment
1xAll spending

Value

1st Year Value$585

2nd Year Value$232

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 10 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Flight DelayUp to $1,000

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

A Complete Guide to the Visa Airport Companion Program

What is the Visa Airport Companion Program?

Which Credits Cards Are Eligible?