CIBC Aeroplan® Visa* Business Card

CIBC Aeroplan® Visa* Business Card

Earn up to 20,000 Aeroplan® points!† Plus, get a first-year annual fee rebate!† Get a Buddy Pass to bring anyone along, anywhere Air Canada flies in North America, including Hawaii and Mexico in Economy class‡

Welcome Bonus

Up to 20,000 points + Air Canada Buddy Pass



Best For

Annual Fee


First Year Annual Fee Rebate (terms apply)
Purchase Rates

12.99 %

Cash Advance Rates

14.5 %

Balance Transfer Rates


  • Earn 10,000 Aeroplan points when you make your first purchase.
  • Earn 10,000 bonus Aeroplan points when you spend $3,000 or more during the first 4 monthly statement periods.

Fees & Conditions

Personal Income $35,000
Household Income $35,000
Annual Fee $180
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 14.5%


Welcome Bonus Up to 20,000 points + Air Canada Buddy Pass
Minimum Spending Required $3,000
Minimum Spending Timeframe 120 day(s)
Rewards Type Airlines
Transfer Partners Aeroplan
Loyalty Program Aeroplan
All Spending 1
Travel 1
Local Transport 1.5
Dining and Food delivery 1.5
Groceries 1
Convenience Stores 1
Gas 1.5
Drugstores 1
Office Supplies 1
Telecom/Internet 1.5
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 2
Streaming services 1
Recurring Payments 1


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
in the first year
Value per point 2.0 ¢
Welcome bonus $400
Air Canada Buddy Pass ≈ $350
Annual fee $0
Value $750


Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Trip Cancellation Insurance Amount Per Person $1,500
Trip Interruption Insurance Amount Per Person $2,000
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Travel medical insurance 65+ - Amount $5,000,000
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $2,500
Purchase Protection
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More