American Express: The Fine Hotels & Resorts Program

American Express offers a program that is often overlooked: Fine Hotels & Resorts. It is reserved for cardholders of the American Express Platinum Card^® and the Business Platinum Card^® from American Express.

The American Express Fine Hotels & Resorts Program

The Fine Hotels & Resorts program from American Express offers benefits at high-end hotels across the globe. Since the addition of over 350 properties announced in August 2026, the two combined American Express Travel collections exceed 3,400 hotels in 116 countries.

Fine Hotels & Resorts Program Benefits

By booking with your American Express Platinum Card^® through American Express Travel and Fine Hotels & Resorts, you are guaranteed benefits such as:

In addition, for some hotels, additional promotions may take place, such as free accommodation for the third or fourth night.

How to book a Fine Hotels & Resorts hotel

Reservations for a hotel in the Fine Hotels & Resorts program can only be made through:

The easiest way is, of course, to search on the American Express Travel website.

Note that American Express has also launched a dedicated site for Fine Hotels & Resorts which you can find here (though at that point, only Fine Hotels & Resorts hotels will be displayed, whereas on the American Express Travel site (via the “Book a Trip” option in the screen below), they will be displayed first, before other hotels):

Once you have chosen your hotel, you will proceed to payment with the American Express Platinum Card^® or the Business Platinum Card^® from American Express.

Some notes:

A Fine Hotels & Resorts booking example

When I’m not using points to book hotels and I’m not staying at a hotel where I have status (e.g., Marriott / Hilton), I look at what Fine Hotels & Resorts has to offer.

We are obviously talking about high-end hotels where the nightly rate will rarely drop below $200 CAD. In the past, I have used the program to secure a stay at the Four Seasons Whistler, for example.

I recently repeated the experience in Las Vegas. I was looking for a hotel that would suit my family trip (with 2 young children) and one hotel particularly caught my attention: the Four Seasons Hotel Las Vegas.

Las Vegas is a destination particularly well-served by Fine Hotels & Resorts, with 9 member hotels. And since it is often expensive to have breakfast or get a nice room in this casino city, it can be worthwhile to use this program.

During Easter weekend, this hotel was offered through the Fine Hotels & Resorts program for less than $300 CAD per night, taxes included.

The hotel’s own website was offering the same room… at a slightly higher rate (excluding taxes!).

Not to mention the whole range of benefits that Fine Hotels & Resorts had to offer:

We were able to take advantage of all these benefits:

Tip for holders of multiple Platinum cards

The Fine Hotels & Resorts program is accessible to holders of either of the two Platinum cards:

If you have a stay of several nights and you hold both cards (or your spouse also has a Platinum card), you can bypass the rule described above:

Since we each hold both versions of the card (yes… we love Platinum cards…!), this is what we did in Las Vegas. We split our stay into 2 nights + 1 night and were able to benefit twice from the $100 USD Spa credit (1-hour manicure + 1-hour pedicure). We could have easily done 1 night + 1 night + 1 night…!

Note that this can be advantageous in hotels offering $100 USD for food and beverages in addition to the free breakfast!

You just have to check if the hotel is offering a promotion like “third / fourth night free,” which would then be much more interesting!

The list of Fine Hotels & Resorts hotels

You can find the complete directory of American Express Fine Hotels & Resorts hotels on this site.

In Canada, Fine Hotels & Resorts has about twenty properties. In Montreal, for example, 3 hotels are part of the Fine Hotels & Resorts program: Hotel Le St-James, Loews Hôtel Vogue, and the Ritz-Carlton Montreal.

Conclusion

Admittedly, these are expensive, high-end hotels. But it’s useful to keep this option in mind or for special occasions!

The collection keeps growing: Fine Hotels + Resorts passed the 3,400-property mark in 2026, which widens the choice considerably outside the major North American cities.