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The American Express Fine Hotels & Resorts Program

The American Express Fine Hotels & Resorts Program
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American Express offers a program that is not very well promoted: Fine Hotels & Resorts (or « Fine Hotels & Resorts Program » in French). It is available only to holders of the Platinum Card® from American Express and the Business Platinum Card® from American Express.

The American Express Fine Hotels & Resorts Program

The American Express Fine Hotels & Resorts program offers benefits at high-end hotels around the world.

Benefits of the Fine Hotels & Resorts program

When you book with your Platinum Card® from American Express through American Express Travel and Fine Hotels & Resorts, you are assured of benefits such as:

  • Arrival from noon, depending on availability;
  • Late departure at 4:00 p.m;
  • Obtaining a superior category room, according to availability;
  • Daily breakfast for two people;
  • Wi-Fi access in the room, subject to certain exclusions;
  • An additional special benefit, a credit for meals, drinks or care in a wellness center.

In addition, for some hotels, additional promotions may take place, such as free accommodation for the third or fourth night.

How to book a Fine Hotels & Resorts hotel

Reservations for hotels in the Fine Hotels & Resorts program can only be made with:

The easiest way to do your research is to visit the American Express Travel website.

Note that American Express has also launched a website dedicated to Fine Hotels & Resorts that you will find here (but at this time, only the hotels Fine Hotels & Resorts will be displayed, whereas on the American Express Travel website (option « Book a trip » in the screen below), they will be displayed first, before other hotels:

fine hotels and resorts 1
Fine Hotels & Resort Hotel Reservation

Once you have selected your hotel, you will proceed to checkout with the Platinum Card® from American Express or the Business Platinum Card® from American Express.

Some notes:

  • The cardholder must be part of the trip
  • Regardless of the number of nights: only one « package » of benefits will be issued per stay (this applies in particular to the credit that will be offered in the hotel)
  • Possibility to book up to 3 rooms per stay
  • Consecutive stays at the same institution participating in the program Fine Hotels & Resorts during a 24 hour period are considered as one stay (so don’t think about checking out/checking in to get the credit offered in the establishment again… unless you have the 2 platinum cards as you will see below 😉 )

An example of a Fine Hotels & Resorts reservation

When I’m not using points to book hotels and I’m not staying at a hotel where I have status (e.g. Marriott / Hilton), I look at what Fine Hotels & Resorts offers.

We are obviously talking about high-end hotels where the nightly rate will rarely go below 200 CA$. In the past, I have used the program to get a stay at the Four Seasons Whistler for example.

So I recently repeated the experience in Las Vegas. I was looking for a hotel that could suit my family trip (with 2 young children) and one hotel particularly caught my attention: the Four Seasons Hotel Las Vegas.

Las Vegas is a particularly well-served destination for Fine Hotels & Resort, with 9 hotels in the program. And since it is often expensive to have breakfast or get a nice room in this casino town, it can be interesting to go through this program.

During the Easter weekend, this hotel was offered through the Fine Hotels & Resorts program at less than $300 CAD per night including taxes.

fine hotels and resorts four seasons las vegas
Four Seasons Las Vegas – Fine Hotels & Resorts

The hotel website offered the same room… at a slightly higher rate (excluding taxes!).

fine hotels and resorts four seasons las vegas website
Rates on the Four Seasons website

Not to mention the whole range of benefits that Fine Hotels & Resorts had to offer:

  • Upgrade (room with view on the Strip)
  • Arrival at noon
  • Departure at 4pm
  • Daily breakfast for 2 people (80 US$)
  • US$100 credit for hotel spa services

We were able to take advantage of all these benefits:

  • our flight from Montreal arrived in Las Vegas at 11am (perfect for check-in at 12pm)
  • we were leaving Las Vegas at 5pm (perfect for the 4pm guaranteed fare departure).
  • we were upgraded 2 categories (room with view on the strip)
  • the credit of 80 US$ / day was – just – enough to cover the breakfasts for the 2 of us (the children having their breakfast offered!)
  • the 100 US$ credit was also sufficient for a basic spa treatment (Manicure / Pedicure)
  • Bad surprise: as for almost all the hotels in Las Vegas, I was charged a resort fee (40 US$ / night). Find out on the Facebook group how I intend to contest it😉

Tip for Multiple Platinum Cardholders

The Fine Hotels & Resorts program is available to holders of one of the two Platinum cards:

If you have a multi-night stay, and you have both cards (or your spouse also has a Platinum card), you can bypass the rule described above:


Consecutive stays at the same Fine Hotels & Resorts participating property within a 24-hour period are considered one stay

Being each a holder of each version of the card (yes… we like Platinum cards…!), this is what we did in Las Vegas. We divided our stay into 2 nights + 1 night and were able to take advantage of the 100 US$ credit in the Spa twice (1 hour manicure + 1 hour pedicure). We could have done 1 night + 1 night + 1 night…!

Note that this can be advantageous in hotels offering US$100 for meals and drinks in the hotel in addition to free breakfast!

You will just have to be careful to see if the hotel doesn’t offer a promotion like « third/fourth night free » which will then be much more interesting!

The list of Fine Hotels & Resorts

You can find a complete directory of American Express Fine Hotels & Resorts on this site.

In Canada, Fine Hotels & Resorts has about 20 properties. In Montreal, for example, 3 hotels are part of the Fine Hotels & Resorts program: Hotel Le St-James, Loews Hotel Vogue, Ritz-Carlton Montreal.

fine hotels and resorts montreal
Fine Hotels & Resorts of Montreal

Bottom Line

Of course, it is an expensive and high-end hotel. But it’s worth keeping this option in the back of your mind or for special occasions!

Annual fee
$799
Our valuation
$1,700

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Terms of the offer

  • Unlock special experiences with the newly designed metal Platinum Card
  • New Platinum® Cardmembers, earn 25,000 Welcome Bonus Membership Rewards® points when you charge $2,000 in purchases to your Card in the first three months of Cardmembership
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels & Resorts.
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport including security bypass, complimentary valet car service and discount car care and parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts®, Radisson Hotel Group Hotels and Resorts, Hertz® and Avis®
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

The Platinum Card® is the best premium card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards® points:

  • 70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
  • 30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins

With this Card, you get:

  • 2 points per $1 on eligible dining and delivery purchases in Canada
  • 2 points per dollar on eligible travel purchases charged to the Card
  • 1 point per $1 on all other purchases charged to the Card

You can use your Membership Rewards® points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
  • Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:

  • 100,000 Aeroplan points
  • 100,000 Avios
  • 100,000 Flying Blue Miles
  • 120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • An annual meal credit of $200
  • A $100 statement credit for NEXUS membership
  • Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
  • Hilton Honors Gold status
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels + Resorts program

Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$799
Additional card$250

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 2xTravel
  • 2xRestaurants
  • 1xAll spending

Value

1st Year Value$1,482
2nd Year Value$470

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Card benefits

Concierge service24/7
Airport lounge access$400
Travel creditsIncluded

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Annual fee
$799
Our valuation
$2,040

Milesopedia first-year estimateFirst-year valueWelcome bonus$2,040Total$2,040Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 120,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Earn up to 120,000 points with this welcome offer for the American Express Business Platinum Card:

  • 80,000 Membership Rewards points for $15,000 net purchases within the first 3 months of membership
  • 40,000 additional points if you make a purchase between the 15th and 17th month after enrollment

You can use your Membership Rewards points in many ways:

  • Transfer your points to airline partners: Aeroplan Avios (British Airways, Qatar Airways, Finnair, Iberia), Flying Blue, Delta Skymiles, etc.
  • Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem your points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

120,000 points have a minimum value of $1,200 for a Statement credit, and much more if you transfer your points to a partner.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

  • 120,000 Aeroplan points
  • 120,000 Avios
  • 120,000 Flying Blue Miles
  • 144,000 Marriott Bonvoy points

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:

  • Complimentary access for you and one additional guest to over 1,400 airport lounges in over 130 countries
  • $200 Annual travel credit
  • $100 Card Statement Credit for Nexus
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold Elite status
  • Access to the Fine Hotels and Resorts program
  • Up to $120 in eligible Wireless Credits each year

With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.

Last but not least, Business Platinum Card® from American Express offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$799
Additional card$250

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 1.25xAll spending

Value

1st Year Value$1,815
2nd Year Value$311

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Marriott BonvoyHotel

Card benefits

Concierge service24/7
Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our featured card

Annual fee
$799
Our valuation
$1,700

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Terms of the offer

  • Unlock special experiences with the newly designed metal Platinum Card
  • New Platinum® Cardmembers, earn 25,000 Welcome Bonus Membership Rewards® points when you charge $2,000 in purchases to your Card in the first three months of Cardmembership
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels & Resorts.
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport including security bypass, complimentary valet car service and discount car care and parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts®, Radisson Hotel Group Hotels and Resorts, Hertz® and Avis®
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

The Platinum Card® is the best premium card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards® points:

  • 70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
  • 30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins

With this Card, you get:

  • 2 points per $1 on eligible dining and delivery purchases in Canada
  • 2 points per dollar on eligible travel purchases charged to the Card
  • 1 point per $1 on all other purchases charged to the Card

You can use your Membership Rewards® points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
  • Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:

  • 100,000 Aeroplan points
  • 100,000 Avios
  • 100,000 Flying Blue Miles
  • 120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • An annual meal credit of $200
  • A $100 statement credit for NEXUS membership
  • Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
  • Hilton Honors Gold status
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels + Resorts program

Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$799
Additional card$250

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 2xTravel
  • 2xRestaurants
  • 1xAll spending

Value

1st Year Value$1,482
2nd Year Value$470

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Card benefits

Concierge service24/7
Airport lounge access$400
Travel creditsIncluded

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

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