SME Offer – Scotiabank Passport Visa Infinite Business Card: Up to 40,000 Scene+ points + First Year Free
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Scotiabank Passport® Visa Infinite Business* Card
With the Scotiabank Passport® Visa Infinite Business* Card, you can get up to 40,000 Scene+ points as a welcome bonus and the first year free:
- 30,000 points after $5,000 in purchases in the first 3 months
- 10,000 points after $60,000 in purchases in the first 12 months
With the Scotiabank Passport® Visa Infinite Business* Card, you pay no foreign transaction fees.
You also get six free airport lounge visits per year around the world.
- Annual fee
- $199
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$400Total$400Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $400
- Welcome offerAfter $60,000 in 12 months
- Up to 40,000 points
- Ends Feb 28, 2027
Apply Now
on Scotiabank's website
Scotiabank Passport Visa Infinite Business Card – No Foreign Transaction Fees
This is the main selling point of this credit card: no foreign transaction fees for all your purchases made in foreign currencies. Almost all other credit cards in Canada charge a 2.5% conversion fee for all purchases made in foreign currencies.
This Scotiabank Passport Visa Infinite Business Card is perfect for professionals who make many purchases in foreign currencies.
If you are an individual, we recommend having one of these three Scene+ program credit cards with no foreign transaction fees in your wallet.
These credit cards with no foreign transaction fees are particularly interesting for snowbirds, but also for anyone who travels regularly abroad or buys from sites billing in US dollars, euros, etc.
On each of these transactions, by paying with the Scotiabank Passport Visa Infinite Business Card, you save 2.5%, in addition to earning 1.5x Scene+ points per dollar spent!
Scotiabank Passport Visa Infinite Business Card – A Scene+ Program Credit Card
The Scene+ program is Scotiabank’s travel rewards loyalty program.
The other main cards in the Scene+ program are the Scotiabank Passport Visa Infinite +* Card, the Scotiabank Gold American Express® Card, and the Scotiabank Platinum American Express® Card. This gives you another way to earn Scene+ points: you can, of course, keep a single Scene+ account that combines your different Scene+ credit cards.
That adds up to plenty of points, both from welcome bonuses and from the generous earn rates on certain spending categories.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $120 | |||
| $150 | |||
| $0 | |||
| $399 | |||
| $0 | |||
| $599 | |||
| $199 |
Earning Scene+ Points
This card allows you to earn 1.5x Scene+ points for every dollar spent.
The accumulation of Scene+ points is not as significant as what is offered by the Scotiabank Gold American Express® Card (5 points per dollar at grocery stores, restaurants, entertainment), but since it is a Visa card, you will be able to use it in more places!
Scene+ Points Redemption
You can redeem your points directly Scene+ on your travel expenses (flights, hotels, Airbnb, car rentals, etc.) charged to the card: 10,000 Scene+ points = $100.
This is one of the cards we recommend in these strategies:
You must use at least 5,000 points ($50) when redeeming (after this threshold, redemptions are made at the rate of 100 points = $1).
By using your Scene+ points for travel expenses, you ensure a 1.5% return on each of your business expenses.
See in the article below how easy it is to use your Scene+ points to save money when travelling, with a very concrete real-life example:
Scotiabank Passport Visa Infinite Business Card – 6 Annual Airport Lounge Visits
Scotiabank likely aims to target the business traveler market. This Scotiabank Passport Visa Infinite Business Card offers 6 annual airport lounge visits, which partly justifies the card’s annual fee.
This is a very nice perk for casual travellers. Therefore, an individual traveller can visit airport lounges six times a year, while a couple can access them three times!
For more than six visits, a fee of US$32 per entry will be charged.
In Quebec City, you can access the Club Med VIP Lounge!
In Montreal, you have 3 options:
- The Air France VIP Lounge (international terminal)
- The National Bank VIP Lounge (international terminal)
- The Desjardins Lounge (cross-border terminal)
Conclusion
Scotiabank is the only major Canadian bank to offer a business credit card with no foreign transaction fees.
This Scotiabank Passport Visa Infinite Business Card will appeal to several profiles:
- Professionals who regularly pay for purchases in foreign currencies
- Professionals who travel regularly abroad
- Professionals who live part of the year abroad, such as Snowbirds
- Professionals who want a card offering solid insurance
- Professionals who travel at least 1 to 2 times a year and who will use the airport VIP lounge visits
- Professionals who already have one or more cards participating in the Scene+ program in their wallet
- Annual fee
- $199
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$400Total$400Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $400
- Welcome offerAfter $60,000 in 12 months
- Up to 40,000 points
- Ends Feb 28, 2027
Apply Now
on Scotiabank's website
Interested in the Scene+ program? Check out these different offers for Scene+ credit cards:
Frequently Asked Questions about the Scotiabank Passport® Visa Infinite Business* Card
Here are frequently asked questions in the milesopedia community about this card.
How does the Scotiabank Passport® Visa Infinite Business* Card welcome bonus work?
The current promotion earns up to 40,000 Scene+ points, divided in two milestones:
- 30,000 points after $5,000 in net purchases in the first 3 months
- 10,000 points after $60,000 in net purchases over the first 12 months
The annual fee is waived for the first year on top of the bonus. Offer expires April 30, 2026. At a Scene+ travel redemption value of $0.01/point, the bonus is worth $400, before counting the everyday earn rate.
What earn rate does this card give on business spending?
The Passport Business card earns a flat 1.5 Scene+ points per $1 on every purchase, with no caps and no rotating categories. Most importantly, you also pay no foreign transaction fees on any currency — that’s a 2.5% saving on every purchase made in USD, EUR, GBP, or any other foreign currency. For an SME owner spending $25,000 a year on US software, conferences, and supplier invoices, the FX savings alone can hit $625 per year, on top of the base earn.
What lounge access comes with the card?
Cardholders get 6 complimentary annual airport lounge visits through the included Visa Airport Companion Program, accepted at over 1,300 lounges worldwide. After you use up the 6 free passes, additional visits are billed at US$32 per entry. For an SME owner who travels monthly, those 6 visits replace a separate Priority Pass subscription that would normally cost $99–$469 per year. Combined with the no-FX-fee feature, this is one of the few business cards built for international travel and US-dollar spending.
Is the Passport Business* card a fit for my business?
Yes if you check at least two of these boxes:
- You spend more than $15,000 per year in foreign currencies
- You travel internationally for work and value airport lounge access
- You can comfortably hit the $5,000 in 3 months threshold to claim the bulk of the welcome offer
For high-volume domestic spend without travel, a Scene+ card with category multipliers (groceries, restaurants) will likely earn more. Compare carefully against the Amex Business cards in our guide.