Chase Sapphire Preferred: 100,000 points (U.S. card)
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The Chase Sapphire Preferred has enhanced its welcome offer with 100,000 Chase Ultimate Rewards points for a limited time. This is a U.S. credit card that is not available in Canada. However, it may interest Canadians who are already accustomed to applying for cards in the United States.
If you have a U.S. credit file, this offer becomes a concrete way to diversify your points. For full details on U.S. cards and programs, our Milesopedia.us site is your reference. And for your applications here in Canada, see our best credit cards page.
The 100,000-Point Welcome Offer
The Chase Sapphire Preferred offers 100,000 Chase Ultimate Rewards points after spending $5,000 USD within the first three months of account opening. Additionally, this is a limited-time offer with no announced end date.
Using a conservative valuation of 1.7 cents per point, this bonus is worth approximately $1,700 USD in travel. Thus, depending on how you redeem the points, the actual value can increase further.
Who This Offer Is For
This offer targets a specific audience. Indeed, to obtain a Chase card in the United States, you must meet several conditions.
- A U.S. credit file: a Social Security Number (SSN) or ITIN, with a credit history in the United States
- A U.S. address: a valid residential or mailing address in the United States
- Familiarity with U.S. applications: you already understand how issuers like Chase operate
A Way to Diversify Your Points
Chase Ultimate Rewards points are a currency distinct from the usual Canadian programs. As a result, they nicely complement a portfolio already stocked with Aeroplan points or American Express Membership Rewards.
You can transfer these points to several airline and hotel partners, most at a 1:1 ratio. Several are useful for Canadian travelers:
For example, a transfer to an airline partner like Flying Blue or Aeroplan can cover a business class flight. To better understand this program, consult our Chase Ultimate Rewards guide.
Card Features
Beyond the bonus, the card offers an attractive earning structure and useful travel benefits:
- 5X points: on travel booked through Chase Travel
- 3X points: on dining, vacation rental properties, gas and electric vehicle charging, major streaming services, and online grocery purchases (excluding Walmart, Target, and warehouse clubs)
- 2X points: on all other travel purchases
- 1X point: on all other purchases
- Hotel credit: up to $100 USD per anniversary year, via Chase Travel (no minimum stay)
- Trusted traveler credit: up to $120 every 4 years for Global Entry, TSA PreCheck, or NEXUS
- Apple TV: one year free subscription (must be activated by December 31, 2026)
- No foreign transaction fees: on purchases in foreign currencies
- Annual fee: $95 USD (unchanged)
Additionally, your points are worth 25% more when you book travel through the Chase Travel portal. You can also transfer them to partners to aim for higher value. Finally, travel protections have been enhanced with the addition of emergency evacuation and transportation.
Milesopedia.us: our go-to reference for U.S. cards
For everything related to U.S. cards and programs, our Milesopedia.us site is your go-to reference. It covers in detail cards issued in the United States, their offers, and their points programs. Here are a few useful pages to go further:
- The best Chase cards (Milesopedia US)
- The Chase Ultimate Rewards program (Milesopedia US)
- The World of Hyatt program (Milesopedia US)
- The Chase Sapphire Reserve card (Milesopedia US)
- The best U.S. travel cards (Milesopedia US)
How to take advantage of the offer
Since this card is not distributed in Canada, you’ll find all the details and the application form on Milesopedia.us. Here are the two pages to consult first:
- Our complete offer analysis (Milesopedia US)
- The detailed card profile (Milesopedia US)
Conclusion
The Chase Sapphire Preferred’s 100,000-point offer remains one of the most generous in the U.S. market. For a Canadian who already has a U.S. credit file, it adds a new points currency to their portfolio.
That said, this card isn’t for everyone. Without a financial presence in the United States, it stays hard to get. To discover other U.S. cards and programs, visit Milesopedia.us. And to keep up with upcoming enhanced offers, subscribe to our newsletter.
Chase Sapphire Preferred – Frequently Asked Questions
Here are frequently asked questions in the Milesopedia community about the Chase Sapphire Preferred offer.
What is the current Chase Sapphire Preferred offer?
The card offers 100,000 Chase Ultimate Rewards points after spending $5,000 USD within the first three months. This is a limited-time offer. Using a valuation of 1.7 cents per point, this bonus is worth approximately $1,700 USD in travel. You’ll find all the details on Milesopedia.us.
Can a Canadian obtain the Chase Sapphire Preferred?
Yes, but with conditions. Chase issues this card in the United States only. You must therefore generally have a U.S. credit file and a U.S. address. Canadians who already apply for U.S. cards are familiar with this process. The card is not distributed in Canada.
Do you need a U.S. credit file for this card?
In most cases, yes. U.S. issuers like Chase evaluate your credit history in the United States. A Social Security Number (SSN) or ITIN helps greatly. Without a U.S. credit file, approval becomes difficult to obtain.
Can you transfer Chase Ultimate Rewards points to Aeroplan?
Yes. Chase Ultimate Rewards points transfer at a 1:1 ratio to Air Canada Aeroplan and United MileagePlus, among other partners. Note: as of June 15, 2026, the transfer from the Preferred to World of Hyatt changes to 4:3 (40,000 Chase points for 30,000 Hyatt points), while the Reserve maintains the 1:1 ratio.
Why is the Chase Sapphire Preferred not in the Canadian comparison tool?
Because it isn’t offered in Canada. We only feature cards distributed in the country in our card comparison tool. For U.S. cards, check Milesopedia.us.
How much is the 100,000-point bonus worth?
Based on a conservative valuation of 1.7 cents per point, the bonus is worth approximately $1,700 USD in travel. However, redeeming with the right airline partners can increase this value, for example, for a business class flight. Remember to compare transfer ratios before converting your points.
Is the 100,000-point offer permanent?
No. This is a limited-time offer with no end date announced by Chase. These enhanced offers typically last from a few weeks to a few months. If the offer interests you, it is therefore preferable to act early.
