Chase Sapphire Preferred: 100,000 points (U.S. card)

Updated Jul 15, 2026
Fact checked by
Jean-Maximilien Voisine
Jean-Maximilien Voisine Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
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Chase Sapphire Preferred: 100,000 points (U.S. card)
To the point The U.S. Chase Sapphire Preferred card offers 100,000 bonus points for a limited time. Here's why this offer may interest Canadians who have a U.S. credit file.

The Chase Sapphire Preferred has enhanced its welcome offer with 100,000 Chase Ultimate Rewards points for a limited time. This is a U.S. credit card that is not available in Canada. However, it may interest Canadians who are already accustomed to applying for cards in the United States.

If you have a U.S. credit file, this offer becomes a concrete way to diversify your points. For full details on U.S. cards and programs, our Milesopedia.us site is your reference. And for your applications here in Canada, see our best credit cards page.

The 100,000-Point Welcome Offer

The Chase Sapphire Preferred offers 100,000 Chase Ultimate Rewards points after spending $5,000 USD within the first three months of account opening. Additionally, this is a limited-time offer with no announced end date.

Using a conservative valuation of 1.7 cents per point, this bonus is worth approximately $1,700 USD in travel. Thus, depending on how you redeem the points, the actual value can increase further.

Who This Offer Is For

This offer targets a specific audience. Indeed, to obtain a Chase card in the United States, you must meet several conditions.

  • A U.S. credit file: a Social Security Number (SSN) or ITIN, with a credit history in the United States
  • A U.S. address: a valid residential or mailing address in the United States
  • Familiarity with U.S. applications: you already understand how issuers like Chase operate

A Way to Diversify Your Points

Chase Ultimate Rewards points are a currency distinct from the usual Canadian programs. As a result, they nicely complement a portfolio already stocked with Aeroplan points or American Express Membership Rewards.

You can transfer these points to several airline and hotel partners, most at a 1:1 ratio. Several are useful for Canadian travelers:

For example, a transfer to an airline partner like Flying Blue or Aeroplan can cover a business class flight. To better understand this program, consult our Chase Ultimate Rewards guide.

Card Features

Beyond the bonus, the card offers an attractive earning structure and useful travel benefits:

  • 5X points: on travel booked through Chase Travel
  • 3X points: on dining, vacation rental properties, gas and electric vehicle charging, major streaming services, and online grocery purchases (excluding Walmart, Target, and warehouse clubs)
  • 2X points: on all other travel purchases
  • 1X point: on all other purchases
  • Hotel credit: up to $100 USD per anniversary year, via Chase Travel (no minimum stay)
  • Trusted traveler credit: up to $120 every 4 years for Global Entry, TSA PreCheck, or NEXUS
  • Apple TV: one year free subscription (must be activated by December 31, 2026)
  • No foreign transaction fees: on purchases in foreign currencies
  • Annual fee: $95 USD (unchanged)

Additionally, your points are worth 25% more when you book travel through the Chase Travel portal. You can also transfer them to partners to aim for higher value. Finally, travel protections have been enhanced with the addition of emergency evacuation and transportation.

Milesopedia.us: our go-to reference for U.S. cards

For everything related to U.S. cards and programs, our Milesopedia.us site is your go-to reference. It covers in detail cards issued in the United States, their offers, and their points programs. Here are a few useful pages to go further:

How to take advantage of the offer

Since this card is not distributed in Canada, you’ll find all the details and the application form on Milesopedia.us. Here are the two pages to consult first:

Conclusion

The Chase Sapphire Preferred’s 100,000-point offer remains one of the most generous in the U.S. market. For a Canadian who already has a U.S. credit file, it adds a new points currency to their portfolio.

That said, this card isn’t for everyone. Without a financial presence in the United States, it stays hard to get. To discover other U.S. cards and programs, visit Milesopedia.us. And to keep up with upcoming enhanced offers, subscribe to our newsletter.

Chase Sapphire Preferred – Frequently Asked Questions

Here are frequently asked questions in the Milesopedia community about the Chase Sapphire Preferred offer.

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Audrey Voisine
Audrey Voisine
Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.
All posts by Audrey Voisine

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