Scotiabank Gold American Express® CardScotiabank Gold American Express® CardEarn up to 50,000 bonus Scene+ points + no annual fee in your first year

Safari in Africa: A Wonderful Adventure Among Wild Animals

  • Adventurous
Safari in Africa: A Wonderful Adventure Among Wild Animals
Share

Going on a safari in Africa is often on many travellers’ bucket lists, whether young or not. Indeed, the idea of an African Safari is always attractive, but we usually perceive this kind of holiday as “expensive” and a “once-in-a-lifetime experience.”

Therefore, picking the right park for your safari in Africa is crucial and the best time to go.

What about the price tag? Is it that expensive of a trip? Well, yes and no. It depends on your travel style and if you can optimize points to cover the cost! From my own experience, I’ve done several safaris in Africa, and yes, they can be very affordable when you aim to reduce the costs with points.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 1490
Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 1

Safari in Africa – How to Choose Your Park and Destination?

On the African continent, there are many places where you can go on a safari. The first question to ask yourself is what kind of animals you would like to see on that safari in Africa trip; we usually go on such a trip to spot wildlife, so the first thing to do is to make sure you’re at the correct location.

Indeed, if you’ve been dreaming of watching gorillas forever, you don’t want to end up in the Okavango Delta! Similarly, someone who would love an encounter with lemurs should travel to Madagascar because those mammals can’t be found on the typical safari in Africa.

Our Madagascar Travel Guide - 08-ring-tailed lemur bébé

Also, is there a specific landscape you would prefer to gaze upon? The famous Big Five animals (elephant, lion, rhinoceros, water buffalo and leopard) can be spotted in many different parks on the continent.

However, the scenery changes a lot from one place to another. If that aspect is crucial to you, it is advised to take your time to pick the perfect destination for your safari in Africa.

Our Madagascar Travel Guide - 15-fin de journée

Safari in Africa – How to Choose the Best Time to Go?

Once you are set on what you want to see and where to go, making sure you are visiting during the right window is important. A safari in Africa trip is very dependent on the rainy and dry seasons as animals migrate.

The general rule of thumb is that the dry season between June and October is more proper for a safari in Africa; the waterholes are scarcer and wildlife will converge on them. When there is a lot of rain, they are more scattered since water is easily found everywhere and they are more challenging to spot as the vegetation is also thicker.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Kruger 7417

It is also important to note that the Great Wildebeest Migration takes place all year. Therefore, you can see the great wildebeests’ herd anytime; all you must do is to be at the right place; better not be in the Serengeti when they just reached the Masai Mara!

Safari in Africa – The Main National Parks for a Great Experience

Here is a brief description of the main national parks to help you choose the one that fits you most and the best time to go on that safari in Africa.

This list is only about the major places and the most populars; there are loads of other exciting areas for your African safari experience.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 4212

Serengeti National Park and Ngorongoro Reserve in Tanzania

If you like savannah or have The Lion King movie in mind when thinking about a safari in Africa, the vastness of the Serengeti will impress you.

As the park is vast, I recommend at least four days to explore it as there will be a lot of driving time. While that might not appeal to some, I enjoyed driving around the fantastic landscape. The most memorable experience was finding that dreaded leopard and its cubs, one of the most challenging Big Five to spot as they hunt primarily at night and rest hide camouflaged in the trees during the day.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 3751
Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 14

As for the Ngorongoro Reserve, it is located in a volcanic caldera. The ecosystem is specific as animals here are pretty much confined in the crater; you can easily encounter the usual fauna except for giraffes as it’s a steep descent. It is also a bit wetter than the Serengeti and you can see the vegetation is different than the savannah.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 4489

Masai Mara National Park, Kenya

The Masai Mara National Park is relatively small and dense, making it usually easier to spot the Big Five quickly. Also, it’s an excellent destination to go on a safari in Africa anytime in the year, while the best time is from June to late October.

One of the best spectacles on Earth takes place yearly in East Africa with the Wildebeest Great Migration. The 2 million wildebeest herd follows the rainfall in a circular pattern around Tanzania and Kenya; they must go where the grass is greener and where the waterholes are to survive.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Wilderbeest Migration Map Www.serengetiparktanzania.com

The climax of that staggering wildlife event is the crossing of the Mara River, which runs through Kenya and Tanzania. On their journey, the herd face incredible danger as hungry crocodiles patiently wait for them to take the plunge. Being devoured if you cross or starving to death if you don’t, the wildebeest’s life seems very hard. But that is one of nature’s beautiful “circle of life” events that you should witness once in your life.

If seeing this wonder is important to you, choosing the location of your accommodation is crucial; the further it is, the more time it will eat from your game drive. Some safari in Africa tour companies offers camping trips, so you’re closer to the Mara River.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Wildebeest River Crossing

Okavango Delta, Botswana

A delta is a landform located at the mouth of a river; the phenomenon in Botswana is specific as a delta river usually reaches the sea but here, it continues through the sands of the Kalahari Desert, where it evaporates.

That setting is perfect for wildlife as the area is very rich in nutrients for animals and birds compared to the adjacent desert; it’s a permanent wetland and a year-round safari destination.

There are many bird species (over 400), and it’s majestic when they fly out in front of you. In addition, all the Big Five can be found here.

The best way to experience a safari in the Okavango Delta is either by mokoro (a type of canoe), where animals can pass by you or by bush camping and flying over at low altitude. Having done all three, I have fond memories of the night we went bush camping as an elephant ventured as close as our tents. Both frightening and astounding, we still laugh about how amazing it is to this day.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Okavango Delta 8407
Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Okavango Delta 8540

Trip to Kruger National Park in South Africa

Kruger National Park is a huge game reserve located in northeastern South Africa, with access from Johannesburg, a major hub, in 4 or 5 hours. It is home to a wide variety of wildlife, including the Big Five.

The park was established to protect the area’s wildlife, but it has since become one of the most popular tourist attractions in the country and one of the main reasons people desire to visit South Africa.

Where it stands out is that it’s much more accessible for an independent safari in Africa trip as roads to reach the park are better.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Kruger 7226
Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Kruger 7534

Etosha National Park, Namibia

Etosha National Park is great for a safari in Africa because it has a healthy population of black rhinoceros, and they can be harder to find in other parks while possible. However, if you are looking to see the Big Five, the buffalo has been absent from the area since the 1950s.

The park is also known for its extensive salt pan, attracting various bird species. Additionally, the park is home to many ancient archaeological sites.

Many camps are conveniently located near the waterholes where the animals gather. Also, as Namibia has a lot to offer, Etosha fits nicely in a road-trip loop starting and ending in Windhoek.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Rhinos 7184

Mgahinga Gorilla National Park and Bwindi Impenetrable Forest in Uganda

If you would like to witness gorillas in their natural habitat, you will have to trek in Uganda’s rainforests, home to over 500 mountain gorillas and chimpanzees. It’s a different kind of safari in Africa, but one, nonetheless.

This is a fantastic experience as you get to see those shy and gentle gorillas, but the hike can be very strenuous and challenging as it involves going through thick vegetation, rugged terrain, water sources, etc.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Gorilla Bwindi

Safari in Africa – How to Save On the Cost of the Trip?

When you plan a safari in Africa trip, there are three aspects to the budget:

  • Game drives
  • Accommodation
  • Getting there
Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 3635

Safari in Africa – Saving on the Game Drives

No matter where you go for your safari in Africa, you will be looking at game drives to spot animals. There are some exceptions, like in Uganda where you will be trekking and some places where you can go on a walking safari. I’ve done the walking safari in Zimbabwe, and we were accompanied by armed park rangers; we did it that way in order to get closer to the rhinoceros.

The most economical method to do this is to hire a car and drive around yourself. Indeed, most parks allow this provided you have a specific type of vehicles, such as a Land Cruiser or a 4 × 4.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 3639

So, to use points to reduce the cost on this aspect, we must resort to reward points you can apply to travel expenses. For example, TD Rewards are easy to get with the generous TD First Class Travel® Visa Infinite* Card signup bonus. Then, you can rent a car on the Expedia for TD website for your safari in Africa.

If you are considering this avenue, I would advise you to do it from Johannesburg or Windhoek since there are many other things to see on a road trip in those areas.

The best parks for self-drive safaris are:

  • Kruger National Park
  • Pilanesberg National Park
  • Kgalagadi National Park
  • Addo Elephant National Park
  • Etosha National Park
  • Namib-Naukluft National Park
  • Damaraland
Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$139 $0Welcome offer
Up to 160,000 points
Apply Now

Besides the main parks mentioned in the previous sections, there are several other places to experience a safari in Africa at a lower cost and without driving.

Having done a few small excursions in South Africa with Viator, I know they offer really great safari tours on a budget. While they can be short, ranging from two hours to multi-day tours, you are still being driven around in a jeep to spot animals!

Whether it is a gorilla trekking tour or a 4×4 excursion on GetYourGuide, I recommend paying with a credit card with no conversion fees, such as the Scotiabank Visa Infinite Passport, to save 2.5% on the transaction.

Furthermore, you can use your Scene+ to obtain a statement credit for your safari in Africa activities!

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$150Welcome offer
Up to 35,000 pointsEnds Nov 1, 2026
Apply Now

Safari in Africa – Saving on Accommodation

This aspect of the budget can be highly variable; it is possible to stay in hostels or camping up to luxury hotels costing thousands of dollars per night! Accommodation is often the most expensive component of a safari in Africa trip.

Regarding cost saving with points, the simplest way is to turn to Marriott Bonvoy, as there are loads of very affordable properties with points in South Africa.

While they are not located in the national parks themselves and while this is not feasible everywhere, it is nevertheless an excellent compromise to cut back on your safari in Africa budget.

Marriott Bonvoy points can add up quickly, thanks to the generous welcome bonuses.

In fact, for one family, both parents could sign up for the Marriott Bonvoy® American Express®* Card and the Marriott Bonvoy® Business American Express®* Card and quickly accumulate over 200,000 Marriott Bonvoy points.

In addition, each of those cards entitles you to an annual one-night free certificate.

That’s a lot of points and free nights in a country such as South Africa, where you can explore one of the biggest and most impressive parks, Kruger National Park.

You’ll even have enough points to discover the country in depth in addition to your African safari!

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$120Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now
Annual fee$150Welcome offer
Up to 110,000 pointsEnds Sep 22, 2026
Apply Now

Safari in Africa – Saving with Organized Tours

Another option for a dreamy safari in Africa is to book an organized tour where they will take care of all activities (game drives), food, accommodation and transport from park to park. Obviously, it will be more costly when compared to doing it yourself, but it’s understandable if you are not comfortable venturing into Africa on your own.

I also went with this avenue the first time I was backpacking alone in Africa and it was a great way to get at ease; I planned the tour at the beginning of my stay in Africa and ended the trip independently.

G Adventures is an excellent company to book a safari in Africa, as they offer all kinds of circuits on the continent and for all budgets. Indeed, you can go camping in the Serengeti, or you can travel in luxury with their “National Geographic Journeys.” It’s up to you and your wallet.

All G Adventures safari in Africa circuits covers the land portion but excludes flights. To employ points to absorb some of the cost of the tour, you will have to turn to rewards that can be applied to a travel purchase. I have personally used NBC Rewards Points for a safari in Africa with G Adventures.

Safari in Africa: A Wonderful Adventure Among Wild Animals - IMG

The National Bank’s World Elite Mastercard® offers an exciting bonus, but the card’s travel insurance is one of the best. When planning this kind of “once in a lifetime” trip, you want to ensure all corners are covered.

As for flights that are not included in most African safari tours, we’ll go in-depth in the next section.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Maasai Serengeti Ngorongoro 4551
Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$150 $0Welcome offer
No welcome offerEnds Nov 4, 2026
Apply Now

Safari in Africa – Saving on Flights

Depending on your destination choice for your safari in Africa, you can go with many different programs.

Therefore, the best type of points to aim for are American Express Membership Rewards points, as they can be transferred.

For example, a one-way ticket from Montreal to Nairobi in economy class will cost around 42,500 Avios with the Qatar Airways Privilege Club (you can combine this with British Airways Executive Club Avios points ).

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Avios Qatar

Whereas with Aeroplan the price of a one-way ticket to Kenya is around 55,000 points Aeroplan in economy class for the same date. You could even add a stopover with Aeroplan and visit another destination along the way!

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Aeroplan En

As with Air France Flying Blue, you’ll need around 35,000 miles for the same journey.

While that is the cheapest number of miles, it will cost you about 46,700 Membership Rewards points because of the transfer ratio; always compare oranges to oranges.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Flying Blue En

The sweet spot with Air France Flying Blue’s program is that children between the age of 2 to 11 get a 25% discount on points redemptions. Therefore, it can be cheaper to go with Flying Blue if you are travelling with little ones.

Safari in Africa: A Wonderful Adventure Among Wild Animals - Safari In Africa Flying Blue Adult Child En

This program also trumps Aeroplan as you can add a free stopover but all flights have to be operated with either Air France or KLM. For a safari in Africa trip, stopovers are quite likely since Paris and Amsterdam have strong connections to the African continent.

The comparison above is for a safari in Africa with Nairobi as the entry point; you can visit the Masai Mara, the Serengeti and the Ngorongoro from there.

How to find out the best points program for flights elsewhere in Africa? It’s a matter of points costs and your ability to accumulate them.

First, look for routes on Flight Connections; if your destination is only served by one airline, you will have your answer quickly by finding out what alliance they are part of.

If the place has flights from all three major airline groups, you have to research for both cost and availability, then analyze. All programs have some dynamic pricing, so the answer is not always the same depending on the destination and dates.

That’s why American Express Membership Rewards points are so valuable; not only are they incredibly easy to earn with everyday purchases, but you can also decide which program to use for your African safari when you’re ready to book.

My go-to card to accumulate those points with my organic spending is the American Express Cobalt® Card; it is probably the quickest way unless you aim for generous welcome bonuses.

If you wish to fly in business class, you can follow the same steps.

Once in a lifetime trips: 10 journeys you should take - Safari In Africa Maasai Serengeti Ngorongoro 3739

Bottom Line

A safari in Africa can be done on a budget or in luxury; you can do it all independently (self-drive) and camp or stay in a 5-star resort. Whatever you choose, you can reduce the cost with points. Africa is also very well connected with airlines from all three alliances, so you can have your pick.

Annual fee
$191.88
Our valuation
$255
Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 15,000 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

  • 5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
  • 3X points on eligible streaming subscriptions in Canada.
  • 2X points on eligible gas, public transit and ride sharing purchases in Canada.
  • 1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
  • 1X point per dollar on everything else, with no category restrictions.
  • Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
  • No minimum income requirement, as with every American Express Canada card.
  • Additional cards at no extra cost: the first and every other supplementary card is $0.
  • The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
  • Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
  • A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

  • Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
  • Restaurants and bars: sit-down meals, takeout and drinks.
  • Home food delivery.
  • Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Service station 2
Transport 2
Travel 1
Other 1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

  • Emergency medical: up to $5,000,000 for the first 15 days of a trip.
  • Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
  • Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
  • Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
  • Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
  • Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt® Card fees

  • Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
  • Additional cards: $0.
  • Purchase interest rate: 21.99%.
  • Cash advance interest rate: 21.99%.
  • Foreign transaction fee: 2.5%.
  • Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Annual fee

Primary card$191.88
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xRestaurants
  • 5xGroceries
  • 5xConvenience
  • 3xStreaming
  • 2xTransit
  • 2xGas & EV
  • 1xAll spending

Value

1st Year Value$1,828
2nd Year Value$799

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

What to wear for a safari in Africa?

The best thing to wear on a safari in Africa is ample clothes that will keep you covered against mosquitoes. Also, try to dress in beige and khaki tones to blend in with your surroundings.

Nights can be chilly, so it’s best to pack warm layers, especially if you’re camping.

Do you need a visa for an African safari?

It will depend on the country where the safari takes place. For Canadians, a visa is required to visit Tanzania but not for South Africa, so it’s best to check for your specific situation. Some visas can also be obtained on arrival.

What's the best country and park for a safari in Africa?

It will depend on your interests; generally speaking, the most popular ones to see the ‘’Big Five“ are the Serengeti National Park, the Ngorongoro Reserve and Kruger National Park.

When is the best time to go on safari in Africa?

The best time to go on safari in Africa is the dry season (June to October), when water is scarcer and animals converge on it.

How much does a safari in Africa cost and how much should you budget?

Safari in Africa can be expensive when considering game drives, accommodation and flights, but you can use reward points to help lower the costs. The cheapest way to go on a safari in Africa is to book a local excursion; you can go on a 2-hour game drive for as low as $35 (activity only).

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.