Qatar Airways Privilege Club: the complete Avios guide

Qatar Airways is one of the best airlines on the planet and stands out, particularly with its famous Qsuite (discover our reviews on board the A350 and the B777-300ER). Qatar Airways also has an extensive network, making it possible to fly anywhere in the world from Montreal or Toronto.

The Qatar Airways frequent flyer program is the Qatar Airways Privilege Club. It is possible to earn and book flights on Qatar Airways or Oneworld partners within this program.

Qatar Airways Privilege Club : Ultimate Guide - Qatar Airways A380

Qatar Airways Privilege Club loyalty program

How do I create an account?

You can join the program on the Qatar Airways Privilege Club sign-up page. There is no charge for creating an account.

To do this:

Go to the Privilege Club sign-up form
Use your email address as your user ID and choose a password
Then, enter your personal information
Click on "fill in the form to register"

What are the elite statuses of the Qatar Airways Privilege Club?

In the Qatar Airways Privilege Club, there is a basic status and three levels of elite status: Burgundy, Silver, Gold and Platinum.

To obtain elite status, you need to accumulate a certain number of Qpoints when flying on Qatar Airways or its partners. The number of Qpoints accumulated is per 12 months, not per calendar year.

Then, to requalify for status at a later date, the number of Qpoints required is slightly lower. If you are short a few Qpoints to qualify or maintain an Elite status, you can purchase them once in a 36-month period.

Lastly, at least 20% of the Qpoints earned must come from Qatar Airways flights or travel on at least four segments with them.

Qatar Airways Privilege Club : Ultimate Guide - Différents statuts

Qatar Airways Burgundy

Qualification criteria

enrolment in the Qatar Airways Privilege Club program

100% bonus miles per family member travelling on Qatar Airways flights
priority on waiting lists
10% discount on seat selection
free Starlink Wi-Fi on board

Qatar Airways Silver Elite

Qualifying criteria	150 Qpoints in 12 months
Criteria for maintaining status	135 Qpoints in 12 months or 270 Qpoints in 24 months
Oneworld equivalence	Ruby

20% discount on seat selection
25% bonus miles earned on flights
100% bonus miles per family member travelling on Qatar Airways flights
access to selected lounges on Qatar Airways flights, whatever the cabin
two annual visits to the Qatar Airways Business Class Lounge in Doha
one free checked bag on all flights
15 kg extra checked baggage allowance
priority check-in and boarding on Qatar Airways flights
priority on waiting and upgrade lists
free Starlink Wi-Fi on board

Qatar Airways Gold Elite

Qualifying criteria	300 Qpoints in 12 months
Criteria for maintaining status	270 Qpoints in 12 months or 540 Qpoints in 24 months
Oneworld equivalence	Sapphire

In addition to the benefits of Silver Elite status, you will have:

guaranteed economy class seats even on full flights
75% bonus miles earned on flights
100% bonus miles per family member travelling on Qatar Airways flights
free Starlink Wi-Fi on board
free seat selection
more availability for award bookings
access to selected lounges on Qatar Airways flights, whatever the cabin, with one guest
four annual visits to the Qatar Airways Business Class Lounge in Doha
priority baggage delivery
one additional piece of checked baggage or a 20 kg extra allowance
priority at the Qatar Airways call centre
Al Maha Gold service for airport transfers in Doha, for you and one guest
40 Qcredits (for upgrades, lounge access, etc.)

Qatar Airways Platinum Elite

Qualifying criteria	600 Qpoints in 12 months
Criteria for maintaining status	540 Qpoints in 12 months or 1080 Qpoints in 24 months
Oneworld equivalence	Emerald

In addition to the benefits of Gold Elite status, you will have:

100% bonus miles earned on flights
access to selected lounges on Qatar Airways flights, whatever the cabin, with two guests
five annual visits to the Qatar Airways Business Class Lounge in Doha
two additional pieces of checked baggage or a 25 kg extra allowance
Al Maha Gold service for airport transfers in Doha, for you and two guests
free Starlink Wi-Fi on board
access to the Al Safwa First Class lounge when flying Business, with up to two guests
60 Qcredits (for upgrades, lounge access, etc.)

Booking award flights for loved ones

Your Avios can pay for someone else's ticket through two separate features. Family & Friends pools up to 9 people into your account, while My List lets you add up to 4 adults you can book for without pooling anything. Either way, your Privilege Club account must be at least 30 days old.

Family & Friends and My List: Qatar Airways Privilege Club rules
Rule	Family & Friends	My List
Number of people	Up to 9	Up to 4
Age	Children over 2; a minor only if their parent or guardian is in the group	18 and over
Added person's account	Membership number attached to your group	Keeps their own account
Avios they earn	Credited to your account, base Avios only	Stay in their own account
Who redeems the Avios	The main member only	The list owner, from their own balance
Your account age	30 days	30 days
Minimum time on the list	6 months	6 months
Credited flight or co-branded card required	No	No
Overlap	Not possible if already in another group	One My List per person; not open to Family & Friends members

Every member of a Family & Friends group gets their own membership number and digital card, and their Avios land in the main member's account once the flight is flown. The main member alone redeems those Avios, for themselves and for anyone in the group.

Children over 2 can join, infants cannot, and anyone under 18 is only added when their parent or guardian is already in the group. Each invited person needs an email address that is not tied to another Privilege Club account.

Three conditions are worth knowing before pooling a whole family: group members earn base Avios only, with no tier bonus, they earn no Qpoints and therefore nothing that counts toward status, and they are locked into the group for 6 months.

My List covers the other need: booking for someone without merging accounts. You add up to 4 adults aged 18 or over, invited by membership number, email or a link; they keep their own account and Avios, and you pay for their award tickets from your balance. Anyone already in a Family & Friends group cannot be added, and each name stays on the list for 6 months.

Family & Friends suits a household: children never build a useful balance on their own, and everyone fills the same account. My List suits an adult who keeps their own Avios, such as a partner who already collects them or a friend you travel with. A person can sit on only one My List, and that list is for award flights on Qatar Airways and its partners only.

Those Avios do not have to come from flying. RBC Rewards points from the RBC Avion Visa Infinite Card and American Express Membership Rewards points both transfer to The British Airways Club, whose Avios then work on the Privilege Club side. One card earning for a couple funds two award tickets instead of one.

In order: set up your list, find the award space, transfer your points, then book. Building the list costs nothing and each name stays on it for 6 months, so set it up calmly rather than the week two Qsuite seats appear.

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American Express Cobalt^® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

The American Express Cobalt^® Card is a versatile American Express card, whether you want points for travel or cash back.

American Express Cobalt^® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer valued at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

American Express Cobalt^® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line^® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt^® Card, you earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt^® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt^® Card fees

Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Legal

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Annual fee

Primary card$191.88

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending

Value

1st Year Value$1,675

2nd Year Value$799

Transfer partners

AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $500

Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 2 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

FeaturedCompare

RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,190
Welcome offerAfter $5,000 in 6 months: Up to 70,000 points; Ends Nov 25, 2026

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

35,000 points upon approval of your application
20,000 points when you charge $5,000 in purchases to your account within the first six months
15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Legal

Refer to RBC page for up to date offer terms and conditions

^† Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 35,000 Avion points for one round-trip long-haul flight to almost anywhere in Canada or the United States with a maximum ticket price of $750, you will need a minimum of 70,000 Avion Points for two round-trips long-haul flights to almost anywhere in Canada or the United States, exclusive of Hawaii and Alaska. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

^ Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 15,000 Avion points for a round trip within or to an adjacent Canadian province/territory or U.S State with a maximum ticket price of $350. You will need a minimum of 60,000 Avion Points for four round-trips within or to an adjacent Canadian province/territory or U.S State. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, please visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

1 This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “August 13, 2026” and “November 25, 2026” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Eligible Credit Card account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Eligible Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

15,000 additional Avion points (“Anniversary Points”) will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one- year anniversary of your account opening, provided that your Eligible Credit Card account remains open and in good standing at the time the Anniversary Points are credited to your account.

If you close or change your Eligible Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

^Point redemptions for flights under the Air Travel Redemption Schedule start at 7,500 points for a short-haul one-way Economy Class flight priced at no more than $175 (and start at 15,000 points for a short-haul round-trip Economy Class flight priced at no more than $350). The traveller is responsible for all applicable taxes, administration fees and surcharges. To learn more, including guidelines regarding redeeming points for a Business Class flight, visit www.avionrewards.com/fr/travel/.

2 Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant) interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

4 To participate in this offer, you must have an RBC debit card or a credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card.

You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

6 Each time you use your linked Eligible Avion Rewards Credit Card to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into Avion Rewards account. Authorized Users are excluded from earning Avion points bonus.

6 Each time you use your eligible linked Avion Rewards credit card to pay for purchases at a Petro-Canada location, you will receive a bonus of twenty percent (20%) more Avion points than you would normally receive for each dollar of purchase, in accordance with the terms of the Avion Rewards program. Please allow up to ninety (90) days from the date the transaction is posted to your credit card statement for your bonus points to be deposited into your Avion Rewards account. Authorized users cannot earn bonus Avion points.

7 Coverage underwritten by RBC Insurance Company of Canada. Please refer to the insurance certificate for complete details. rbc-visa-infinite-avion-certificate-of-insurance.pdf

9 Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

12 You will earn 1.25 Avion points for every dollar spent when you use your RBC Avion Visa Infinite card to pay for travel-related purchases made at merchants classified by Visa’s “Merchant Category Code” (“MCC”) as “travel”, which may include: airlines, accommodations, tour operators, cruise lines, travel agencies and car rental companies. Even though some merchants may sell travel products/services, purchases made at these locations may not necessarily qualify for the 1.25 Avion points per dollar if the merchant is not classified with a “travel” MCC. Also, merchants that are not classified by a “travel” MCC may be located on the premises of merchants that are classified with a “travel” MCC, and purchases made at these locations may not qualify for this added benefit. For more details, please refer to the Avion Rewards Terms and Conditions at: https://www.avionrewards.com/terms-and-conditions/index.html

14 The term “redeem” means using your Be Well points to pay, or partially pay, for eligible purchases using your Be Well card at participating Rexall locations according to the instructions provided by the cashier, the point-of-sale terminal or any other payment processing device. You can redeem the Be Well points you earn for eligible purchases—see section 5 of the Be Well terms (available at https://www.letsbewell.ca/terms-conditions)—or for another purpose that we may provide from time to time.

You must have joined the Be Well program and registered your Be Well card, or otherwise called customer service, to redeem Be Well points. Any Be Well points earned on a Be Well card will remain the property of the Be Well administrator until the enrollment and registration process is complete.

You must redeem a minimum of 25,000 Be Well points at any time, which are worth $10. Be Well points can be redeemed in $10 increments, up to a maximum of $200 (500,000 Be Well points) in a single transaction. A maximum of 500,000 Be Well points can be redeemed within a 24-hour period.

In Ontario and British Columbia, Be Well points cannot be redeemed for prescription drugs. As the laws of each province and territory may change from time to time, you are encouraged to consult your pharmacist for more information in this regard.

Be Well points you earn when you make a purchase cannot be redeemed immediately for that same purchase. They can only be redeemed for a future eligible purchase that must be made at least 12 hours after earning those Be Well points.

16 To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before November 16, 2028 (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions .

Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 6 months or 12 months Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.

DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.

Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.

You are only eligible for one 12 month Complimentary DashPass Subscription and one 6 months Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 6 months Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, More Rewards RBC Visa Infinite, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards) cardholder.

You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

6 Months Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an Rewards+TM Visa‡, Signature^® RBC Rewards^® Visa‡, RBC^® Visa‡ Platinum, RBC^® Visa‡ Cash Back, RBC^® Cash Back Mastercard‡, RBC^® Visa‡ Classic Low Rate Option, RBC^® Visa‡ Classic, RBC^® Student Visa‡ Classic, RBC^® Visa‡ Classic II Student, RBC^® Visa‡ Gold, RBC^® U.S. Dollar Visa‡ Gold, RBC Rewards Visa‡ Gold, RBC RateAdvantage^® Visa‡, WestJet RBC^® Mastercard‡, RBC ION Visa, RBC ION+ Visa, More Rewards RBC Visa, RBC Staff VISA Classic Expense, RBC Staff VISA Gold Expense, RBC^® Visa‡ Business, RBC^® Visa‡ Business Gold, RBC^® Visa‡ CreditLine for Small BusinessTM, or RBC^® Business Cash Back Mastercard‡, WestJet RBC^® World Elite Mastercard‡ (Premium Benefit Cards).

You are eligible for a Complimentary DashPass Subscription for 6 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 6 months Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf

Annual fee

Primary card$120

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

1.25xTravel
1xAll spending

Value

1st Year Value$1,567

2nd Year Value$271

Transfer partners

American Airlines AAdvantageAirline
British Airways ClubAirline
Cathay Asia MilesAirline
WestJet RewardsAirline

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Unlimited / 15 days

Travel medical (55-64)Unlimited / 15 days

Travel medical (65+)Unlimited / 3 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

Qatar Airways Privilege Club : Ultimate Guide - voyage en groupe 2

How to earn Qatar Airways Privilege Club miles?

Earning miles with flights

Qatar Aiways announced in March 2022 that its currency is now Avios. The first way to earn Qatar Airways Privilege Club miles is by booking a cash flight with Qatar Airways or its partners.

On Qatar Airways flights, program members can earn between 50% and 300% of actual miles flown depending on the fare class of the ticket. For elite members, it is possible to earn bonus miles.

Qatar Airways Privilege Club : Ultimate Guide - accumulation

On Oneworld partner and member flights, mileage earning varies by airline. For example, with American Airlines, you can earn anywhere from 25% to 150% of your miles.

Qatar Airways Privilege Club : Ultimate Guide - Accumulation sur AA 2

Earn miles with credit card point transfers

While it’s easier to earn Aeroplan points in Canada, there are several different ways to collect The British Airways Club Avios miles through credit card transfer partners.

The British Airways ClubAvios Miles can be combined with Qatar Airways Privilege Club Avios Miles.

Loyalty program	Exchange ratio
American Express Privilege Points	1 : 1
RBC Rewards	1 : 1
Marriott Bonvoy	3 : 1 *

When transferring Marriott Bonvoy points to the Qatar Airways Privilege Club program, a bonus of 5,000 miles is awarded. So, in this situation, a redemption of 60,000 Marriott Bonvoy points is equivalent to 25,000 miles.

Since December 2024, it has been possible to transfer Avios to the Marriott Bonvoy program.

Our credit card selection
Credit card	Annual fee	Welcome offer
Marriott Bonvoy^® American Express^®* Card Apply NowCompare	Annual fee$120	Welcome offerAfter $3,000 in 3 months Up to 70,000 points After $3,000 in 3 months	Apply NowCompare
Marriott Bonvoy^® Business American Express^®* Card Apply NowCompare	Annual fee$150	Welcome offerAfter $5,000 in 3 months Up to 80,000 points After $5,000 in 3 months	Apply NowCompare

Then, by using a American Express Cobalt^® Card on a daily basis, you can easily collect 5X The British Airways Club Avios miles per dollar… and therefore Qatar Airways Privilege Club Avios miles per dollar!

American Express Membership Rewards points transfer easily to The British Airways Club Avios miles.

This is the easiest and fastest way to earn miles outside of credit card welcome bonuses.

Our credit card selection
Credit card	Annual fee	Welcome offer
American Express Cobalt^® Card Apply NowCompare	Annual fee$191.88	Welcome offerGet 1,250 points after $750 in purchases per month for 12 months Up to 15,000 points Get 1,250 points after $750 in purchases per month for 12 months	Apply NowCompare
American Express Platinum Card^® Apply NowCompare	Annual fee$799	Welcome offerAfter $10,000 in 3 months Up to 100,000 points After $10,000 in 3 months	Apply NowCompare
American Express^® Gold Rewards Card Apply NowCompare	Annual fee$250	Welcome offerAfter $12,000 in 12 months Up to 60,000 points After $12,000 in 12 months	Apply NowCompare
American Express^® Green Card Apply NowCompare	Annual fee$0	Welcome offerAfter $1,000 in 3 months 10,000 points After $1,000 in 3 months	Apply NowCompare

Finally, the RBC Rewards program offers occasional transfer bonuses that are quite attractive. You can earn up to a 40% bonus when you transfer with The British Airways Club Avios miles. Therefore, in Avios miles from Qatar Airways Privilege Club.

Our credit card selection
Credit card	Annual fee	Welcome offer
Scotiabank Passport^® Visa Infinite +* Card Apply NowCompare	Annual fee$150	Welcome offerAfter $2,000 in 3 months Up to 35,000 pointsEnds Nov 1, 2026 After $2,000 in 3 months	Apply NowCompare
FeaturedRBC Avion Visa Infinite Card Apply NowCompare	Annual fee$120	Welcome offerAfter $5,000 in 6 months Up to 70,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare
RBC Avion Visa Platinum Apply NowCompare	Annual fee$120	Welcome offerAfter $5,000 in 6 months Up to 70,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare
RBC Avion Visa Infinite Privilege Card Apply NowCompare	Annual fee$399	Welcome offerAfter $5,000 in 6 months Up to 100,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare

Other ways to earn miles

1 mile for every US$1 spent on Booking.com
as a result of partner hotel stays
following car rental with Hertz, Budget, Avis, Turo, Europcar, etc.
with Qatar AirwaysHolidays
purchase of miles
etc.

Qatar Airways Privilege Club : Ultimate Guide - Accumulation avec Booking.com

Earn Avios with Turo

Privilege Club is now a partner of Turo, the peer-to-peer car rental platform. Rentals in Canada, the United States, the United Kingdom, Australia and France earn Avios, based on your tier:

Burgundy: 1 Avios per Canadian dollar spent
Silver: 2 Avios per Canadian dollar spent
Gold: 3 Avios per Canadian dollar spent
Platinum: 4 Avios per Canadian dollar spent

The calculation covers the gross value of the completed booking, taxes and fees included, rounded to the nearest unit. Enter your Privilege Club membership number in the booking details on Turo's site. One member earns per booking, and the name must match the booking.

Avios are credited about 30 days after the rental ends. A booking that is cancelled, expired, unused or a no-show earns nothing. If Avios are missing, you have 180 days after the rental ends to claim them from Turo customer service, with your confirmation number, the dates and the name on file.

How do I use Qatar Airways miles?

Qatar Airways Privilege Club miles are best used when booking flights on Qatar Airways. As a member of Oneworld, miles can also be used on a large number of partners such as American Airlines, Cathay Pacific, British Airways, Qantas etc.

In addition to Oneworld airlines, Qatar Airways Privilege Club miles can be used on :

Bangkok Airways
GOL Airlines
LATAM
MEA Middle East Airlines
jetBlue
Oman Air

The Qcalculator tool makes it possible to get an overview of the cost required for a flight. Here’s an estimate for a one-way flight between Montreal and Doha. You can see that this segment requires 70,000 miles in business class.

Qatar Airways Privilege Club : Ultimate Guide - qatar airways featured

Book on Qatar Airways

Qatar Airways Privilege Club does not have a table summarizing the number of miles required for a reservation on Qatar Airways. You will need to use the Qcalculator.

The significant advantage of the Qatar Airways Privilege Club program is that the mileage rate is fixed by destination (zone) and is not based on distance travelled as it is with The British Airways Club. Will this change? Maybe, but we hope not!

Qatar Airways Privilege Club : Ultimate Guide - Qcalculator YUL-DOH 2

In an earlier search the figure dropped to 66,500 miles for a Gold Elite member, which shows the occasional discounts applied to elite members. That percentage is no longer documented as a permanent benefit on the official site: always check the Qcalculator for your exact dates.

Qatar Airways Privilege Club : Ultimate Guide - YUL-DOH

Here are some examples of one-way costs in miles on Qatar Airways, from Montreal, on off-peak dates (the best rate available).

One-way award costs in Avios on Qatar Airways from Montreal (off-peak dates)
Route	Economy	Business	First
Montreal-Doha	35,000	70,000	105,000
Montreal-Malé	42,500	85,000	127,500
Montreal-Bangkok	47,500	95,000	142,500
Montreal-Cape Town	47,500	95,000	142,500
Montreal-Sydney	60,000	120,000	180,000

Book on a partner airline

Unlike flights operated by Qatar Airways, when using the Qatar Airways Privilege Club program to book on partner airlines, pricing will be based on the distance flown.

Qatar Airways Privilege Club : Ultimate Guide - Utilisation sur partenaires

According to Qcalculator, the price for a one-way ticket between Montreal and London-Heathrow (3249 miles) on British Airways will be 35,000 miles in economy class.

Qatar Airways Privilege Club : Ultimate Guide - Qcalculator YUL-LHR 2

Qatar Airways Privilege Club : Ultimate Guide - Distance YUL-LHR

While with The British Airways Club, it will cost from 13,000 Avios miles for the same flight (depending on the “off-peak” or regular price).

Qatar Airways Privilege Club : Ultimate Guide - Avios de British Airways YUL-LHR

Use miles for an upgrade and for excess baggage

Miles can also be used to upgrade to business or first class or to pay for excess baggage. Again, the Qatar Airways Privilege Club Qcalculator provides an estimate of the number of points required.

Here, you can see the different prices according to the ticket’s fare class paid in money. For some economy classes, the cost for an upgrade can be more expensive than booking your flight directly in business class with miles!

Qatar Airways Privilege Club : Ultimate Guide - Qcalculator surclassement 2

"Easy Deals" and "Flexi Awards"

Qatar Airways Privilege Club "Easy Deals" are the best use of your miles. These monthly promotions are for select destinations and dates and you can receive up to 50% off the normal miles required.

Since August 2026, Qatar Airways has added a second promotional mechanism, now called Privilege Deals. Each month, a selection of routes, dates and cabins moves to a reduced Avios rate, up to 25% below the usual award price. The Avios required vary with your tier. For you in Canada, the discount applies between any city on the Qatar Airways network and the featured destination, in either direction, subject to availability: a departure from Montreal or Toronto qualifies.

Six restrictions frame the discount:

it applies only to flights marketed and operated by Qatar Airways, never to oneworld partners;
the pricier Flexi Awards are excluded;
the booking has to be made on the Qatar Airways website or app, signed in to your Privilege Club account;
these flights earn no Avios;
you can change or cancel up to 3 hours before departure, fees may apply, by cancelling and booking again; a flight or date outside Privilege Deals reprices at the standard award rate;
the offer cannot be combined with any other Avios promotion.

If you have fixed travel periods and can’t find availability in standard award tickets, you can turn to Flexi Awards. In this case, the cost in miles will be higher, but it will be possible to book with miles if there is space on the flight.

Just a reminder, not all seats are eligible to be purchased with miles on Qatar Airways.

Qatar Airways Privilege Club : Ultimate Guide - Vue d'ensemble

Qatar Airways Privilege Club program specifics

Here are some nuances to know about the program:

an award ticket cannot be booked for an infant in business or first class
stopover and multi-city itineraries are not allowed
the Doha-London route on the A380 cannot be booked with miles
award tickets cannot be put on hold
your Avios expire 36 months after your last earning or redemption, and every new piece of activity pushes the deadline back

We recommend that you use another search tool (such as American Airlines AAdvantage or The British Airways Club) and check with Qatar Airways that this route can be booked with miles before proceeding with transfers.

You can also use tools like Point.me or Seats.aero to find availability.

Qatar Airways Privilege Club : Ultimate Guide - 787-aircraft-air-to-air

Part-pay a ticket with Cash + Avios

Cash + Avios helps when your balance falls short of an award ticket. When paying for a Qatar Airways cash fare while signed in to your Privilege Club account, you pick “Cash + Avios” as the payment method and choose how many Avios to apply, starting at 1,000 Avios. The option also works on a paid upgrade. The ticket stays a paid ticket: it follows the fare rules you bought and, according to Qatar Airways, it earns Avios like any other flight. Five limits apply:

the flight must be marketed by Qatar Airways, whether it is operated by Qatar Airways, a oneworld carrier or a partner airline;
it does not apply to award tickets or award upgrades, nor to “Hold my Booking” or Stopover bookings;
the Avios portion is refundable only on a fully unused ticket, subject to the fare rules;
on a ticket change, any fare or tax difference is settled in cash, never in Avios;
credit card fees are excluded from the calculation and charged separately.

Before you confirm, check how many dollars each block of Avios takes off the fare. Compare that amount with what the same Avios would cover on an award ticket before you choose.

Other uses of Qatar Airways Privilege Club miles

Finally, it is possible to redeem miles for merchandise at the Doha airport duty free store, hotel nights, car rentals, etc.

However, we always recommend using points for what they were designed for. Qatar Airways Privilege Club miles are airline points. Therefore, they should be used for airline tickets to get the best value.

Qatar Airways Al Safwa First Class Lounge

This lounge is one of the most restrictive lounges in the world: only passengers holding first-class tickets from (or to) Doha can access it free of charge.

Indeed, even if you travel on the famous Qsuite, you won’t have access to this lounge free of charge. However, it is possible to pay for an entrance if you are travelling on a Qatar Airways business class flight. The rate is 600 QAR (〜210 $) for a 6-hour block at lounge Al Safwa.

However, there is a trick to getting around this fee! If you buy a business class ticket to a Middle East destination via Doha, the regional flight segment will be in first class.

For example, you can book a business-class flight between Montreal and Dubai on Qatar Airways Privilege Club for 75,000 miles and enjoy lounge Al Safwa during your stopover! The flight between Doha and Dubai will be tagged first class.

Bottom Line

The Qatar Airways Privilege Club program gained in popularity after adopting the Avios currency.

It is possible to combine The British Airways Club Avios Miles and Qatar Airways Privilege Club Avios Miles. So transfer your American Express Membership Rewards or RBC Rewards points directly to this program!

To compare other transfer options, see our selection of the best credit cards in Canada.

Compare

American Express Cobalt^® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

The American Express Cobalt^® Card is a versatile American Express card, whether you want points for travel or cash back.

American Express Cobalt^® Card welcome offer

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

American Express Cobalt^® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line^® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt^® Card, you earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt^® Card insurance coverage

Travel insurance

Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Mobile device insurance

Purchase protection and extended warranty

American Express Cobalt^® Card fees

Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Legal

Annual fee

Primary card$191.88

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending

Value

1st Year Value$1,675

2nd Year Value$799

Transfer partners

AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $500

Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 2 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

Qatar Airways Privilege Club – Frequently Asked Questions

Can I use my Qatar Avios to book a ticket for someone else?

Yes, through a Family & Friends group (up to 9 people) or My List (up to 4 adults), with a Privilege Club account at least 30 days old. A credited Qatar Airways flight or a co-branded card is no longer required. Gold and Platinum members book for anyone, with no list.

How do I transfer credit card points to Qatar Airways Privilege Club?

You can move American Express Membership Rewards points (1:1) or RBC Rewards points (1:1) to The British Airways Club Avios, then combine them with your Qatar Airways Privilege Club account, since both share the Avios currency.

How much is a Montreal-Doha business class flight in Avios?

According to the Qatar Airways Qcalculator, a one-way Montreal-Doha in business class costs 70,000 miles on off-peak dates, rising to 94,500 on standard dates, about 35% more. Always check the Qcalculator for your exact dates before booking.

How do I earn Silver, Gold or Platinum Elite status?

Status comes from Qpoints earned over 12 months: 150 for Silver, 300 for Gold and 600 for Platinum. At least 20% of your Qpoints must come from flights operated by Qatar Airways, or you must fly at least four segments with the airline.

Do Qatar Airways Privilege Club Avios expire?

Yes. Your Avios expire 36 months after your last earning or redemption, not after 36 calendar months: a single piece of account activity pushes the deadline back. Qatar Airways may also close an account left inactive for 36 consecutive months, after giving you notice.

How do I get into the Al Safwa First Class Lounge without a first class ticket?

You can pay 600 QAR (about $210) for a 6-hour block when flying business class. The other route: book business class to the Middle East via Doha, since the regional segment is sometimes tagged first class and opens the lounge at no extra cost.

Which credit card earns Avios fastest?

The [American Express Cobalt Card](https://milesopedia.com/en/credit-card/american-express-cobalt-card/) earns Membership Rewards points that transfer 1:1 to The British Airways Club on everyday spending. For heavy travellers who also want lounge access, [The Platinum Card](https://milesopedia.com/en/credit-card/the-platinum-card/) and the [RBC Avion Visa Infinite Card](https://milesopedia.com/en/credit-card/avion-visa-infinite-rbc/) are two complementary options, each with its own eligibility criteria.

What are Qatar Airways' Privilege Deals?

They are award tickets at a reduced rate, up to 25% below the usual Avios price, on a selection of routes, dates and cabins renewed each month since August 2026. The offer covers only flights marketed and operated by Qatar Airways, excludes Flexi Awards and has to be booked on the Qatar Airways website or app, signed in to your Privilege Club account. It applies from any city on the Qatar Airways network, Montreal and Toronto included, to the featured destination.

Can I book an award ticket for an infant with Qatar Airways Privilege Club?

No, an infant award ticket cannot be booked in business or first class with Qatar Airways Privilege Club. Stopover and multi-city itineraries are not allowed on award tickets either.

The Qatar Airways frequent flyer program is the Qatar Airways Privilege Club. It is possible to earn and book flights on Qatar Airways or Oneworld partners within this program.

Qatar Airways Privilege Club loyalty program

How do I create an account?

You can join the program on the Qatar Airways Privilege Club sign-up page. There is no charge for creating an account.

To do this:

Go to the Privilege Club sign-up form
Use your email address as your user ID and choose a password
Then, enter your personal information
Click on "fill in the form to register"

What are the elite statuses of the Qatar Airways Privilege Club?

In the Qatar Airways Privilege Club, there is a basic status and three levels of elite status: Burgundy, Silver, Gold and Platinum.

To obtain elite status, you need to accumulate a certain number of Qpoints when flying on Qatar Airways or its partners. The number of Qpoints accumulated is per 12 months, not per calendar year.

Lastly, at least 20% of the Qpoints earned must come from Qatar Airways flights or travel on at least four segments with them.

Qatar Airways Burgundy

Qualification criteria

enrolment in the Qatar Airways Privilege Club program

100% bonus miles per family member travelling on Qatar Airways flights
priority on waiting lists
10% discount on seat selection
free Starlink Wi-Fi on board

Qatar Airways Silver Elite

Qualifying criteria	150 Qpoints in 12 months
Criteria for maintaining status	135 Qpoints in 12 months or 270 Qpoints in 24 months
Oneworld equivalence	Ruby

20% discount on seat selection
25% bonus miles earned on flights
100% bonus miles per family member travelling on Qatar Airways flights
access to selected lounges on Qatar Airways flights, whatever the cabin
two annual visits to the Qatar Airways Business Class Lounge in Doha
one free checked bag on all flights
15 kg extra checked baggage allowance
priority check-in and boarding on Qatar Airways flights
priority on waiting and upgrade lists
free Starlink Wi-Fi on board

Qatar Airways Gold Elite

Qualifying criteria	300 Qpoints in 12 months
Criteria for maintaining status	270 Qpoints in 12 months or 540 Qpoints in 24 months
Oneworld equivalence	Sapphire

In addition to the benefits of Silver Elite status, you will have:

guaranteed economy class seats even on full flights
75% bonus miles earned on flights
100% bonus miles per family member travelling on Qatar Airways flights
free Starlink Wi-Fi on board
free seat selection
more availability for award bookings
access to selected lounges on Qatar Airways flights, whatever the cabin, with one guest
four annual visits to the Qatar Airways Business Class Lounge in Doha
priority baggage delivery
one additional piece of checked baggage or a 20 kg extra allowance
priority at the Qatar Airways call centre
Al Maha Gold service for airport transfers in Doha, for you and one guest
40 Qcredits (for upgrades, lounge access, etc.)

Qatar Airways Platinum Elite

Qualifying criteria	600 Qpoints in 12 months
Criteria for maintaining status	540 Qpoints in 12 months or 1080 Qpoints in 24 months
Oneworld equivalence	Emerald

In addition to the benefits of Gold Elite status, you will have:

100% bonus miles earned on flights
access to selected lounges on Qatar Airways flights, whatever the cabin, with two guests
five annual visits to the Qatar Airways Business Class Lounge in Doha
two additional pieces of checked baggage or a 25 kg extra allowance
Al Maha Gold service for airport transfers in Doha, for you and two guests
free Starlink Wi-Fi on board
access to the Al Safwa First Class lounge when flying Business, with up to two guests
60 Qcredits (for upgrades, lounge access, etc.)

Booking award flights for loved ones

Family & Friends and My List: Qatar Airways Privilege Club rules
Rule	Family & Friends	My List
Number of people	Up to 9	Up to 4
Age	Children over 2; a minor only if their parent or guardian is in the group	18 and over
Added person's account	Membership number attached to your group	Keeps their own account
Avios they earn	Credited to your account, base Avios only	Stay in their own account
Who redeems the Avios	The main member only	The list owner, from their own balance
Your account age	30 days	30 days
Minimum time on the list	6 months	6 months
Credited flight or co-branded card required	No	No
Overlap	Not possible if already in another group	One My List per person; not open to Family & Friends members

Compare

American Express Cobalt^® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

The American Express Cobalt^® Card is a versatile American Express card, whether you want points for travel or cash back.

American Express Cobalt^® Card welcome offer

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

American Express Cobalt^® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line^® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt^® Card, you earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt^® Card insurance coverage

Travel insurance

Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Mobile device insurance

Purchase protection and extended warranty

American Express Cobalt^® Card fees

Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Legal

Annual fee

Primary card$191.88

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending

Value

1st Year Value$1,675

2nd Year Value$799

Transfer partners

AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $500

Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 2 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

FeaturedCompare

RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,190
Welcome offerAfter $5,000 in 6 months: Up to 70,000 points; Ends Nov 25, 2026

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

35,000 points upon approval of your application
20,000 points when you charge $5,000 in purchases to your account within the first six months
15,000 points on the first anniversary of your account

The annual fee is $120.

Legal

Refer to RBC page for up to date offer terms and conditions

7 Coverage underwritten by RBC Insurance Company of Canada. Please refer to the insurance certificate for complete details. rbc-visa-infinite-avion-certificate-of-insurance.pdf

9 Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

6 Months Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

Annual fee

Primary card$120

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

1.25xTravel
1xAll spending

Value

1st Year Value$1,567

2nd Year Value$271

Transfer partners

American Airlines AAdvantageAirline
British Airways ClubAirline
Cathay Asia MilesAirline
WestJet RewardsAirline

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Unlimited / 15 days

Travel medical (55-64)Unlimited / 15 days

Travel medical (65+)Unlimited / 3 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

How to earn Qatar Airways Privilege Club miles?

Earning miles with flights

Qatar Aiways announced in March 2022 that its currency is now Avios. The first way to earn Qatar Airways Privilege Club miles is by booking a cash flight with Qatar Airways or its partners.

On Qatar Airways flights, program members can earn between 50% and 300% of actual miles flown depending on the fare class of the ticket. For elite members, it is possible to earn bonus miles.

On Oneworld partner and member flights, mileage earning varies by airline. For example, with American Airlines, you can earn anywhere from 25% to 150% of your miles.

Earn miles with credit card point transfers

While it’s easier to earn Aeroplan points in Canada, there are several different ways to collect The British Airways Club Avios miles through credit card transfer partners.

The British Airways ClubAvios Miles can be combined with Qatar Airways Privilege Club Avios Miles.

Loyalty program	Exchange ratio
American Express Privilege Points	1 : 1
RBC Rewards	1 : 1
Marriott Bonvoy	3 : 1 *

Since December 2024, it has been possible to transfer Avios to the Marriott Bonvoy program.

Our credit card selection
Credit card	Annual fee	Welcome offer
Marriott Bonvoy^® American Express^®* Card Apply NowCompare	Annual fee$120	Welcome offerAfter $3,000 in 3 months Up to 70,000 points After $3,000 in 3 months	Apply NowCompare
Marriott Bonvoy^® Business American Express^®* Card Apply NowCompare	Annual fee$150	Welcome offerAfter $5,000 in 3 months Up to 80,000 points After $5,000 in 3 months	Apply NowCompare

American Express Membership Rewards points transfer easily to The British Airways Club Avios miles.

This is the easiest and fastest way to earn miles outside of credit card welcome bonuses.

Our credit card selection
Credit card	Annual fee	Welcome offer
American Express Cobalt^® Card Apply NowCompare	Annual fee$191.88	Welcome offerGet 1,250 points after $750 in purchases per month for 12 months Up to 15,000 points Get 1,250 points after $750 in purchases per month for 12 months	Apply NowCompare
American Express Platinum Card^® Apply NowCompare	Annual fee$799	Welcome offerAfter $10,000 in 3 months Up to 100,000 points After $10,000 in 3 months	Apply NowCompare
American Express^® Gold Rewards Card Apply NowCompare	Annual fee$250	Welcome offerAfter $12,000 in 12 months Up to 60,000 points After $12,000 in 12 months	Apply NowCompare
American Express^® Green Card Apply NowCompare	Annual fee$0	Welcome offerAfter $1,000 in 3 months 10,000 points After $1,000 in 3 months	Apply NowCompare

Our credit card selection
Credit card	Annual fee	Welcome offer
Scotiabank Passport^® Visa Infinite +* Card Apply NowCompare	Annual fee$150	Welcome offerAfter $2,000 in 3 months Up to 35,000 pointsEnds Nov 1, 2026 After $2,000 in 3 months	Apply NowCompare
FeaturedRBC Avion Visa Infinite Card Apply NowCompare	Annual fee$120	Welcome offerAfter $5,000 in 6 months Up to 70,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare
RBC Avion Visa Platinum Apply NowCompare	Annual fee$120	Welcome offerAfter $5,000 in 6 months Up to 70,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare
RBC Avion Visa Infinite Privilege Card Apply NowCompare	Annual fee$399	Welcome offerAfter $5,000 in 6 months Up to 100,000 pointsEnds Nov 25, 2026 After $5,000 in 6 months	Apply NowCompare

Other ways to earn miles

1 mile for every US$1 spent on Booking.com
as a result of partner hotel stays
following car rental with Hertz, Budget, Avis, Turo, Europcar, etc.
with Qatar AirwaysHolidays
purchase of miles
etc.

Earn Avios with Turo

Privilege Club is now a partner of Turo, the peer-to-peer car rental platform. Rentals in Canada, the United States, the United Kingdom, Australia and France earn Avios, based on your tier:

Burgundy: 1 Avios per Canadian dollar spent
Silver: 2 Avios per Canadian dollar spent
Gold: 3 Avios per Canadian dollar spent
Platinum: 4 Avios per Canadian dollar spent

How do I use Qatar Airways miles?

In addition to Oneworld airlines, Qatar Airways Privilege Club miles can be used on :

Bangkok Airways
GOL Airlines
LATAM
MEA Middle East Airlines
jetBlue
Oman Air

Book on Qatar Airways

Qatar Airways Privilege Club does not have a table summarizing the number of miles required for a reservation on Qatar Airways. You will need to use the Qcalculator.

Here are some examples of one-way costs in miles on Qatar Airways, from Montreal, on off-peak dates (the best rate available).

One-way award costs in Avios on Qatar Airways from Montreal (off-peak dates)
Route	Economy	Business	First
Montreal-Doha	35,000	70,000	105,000
Montreal-Malé	42,500	85,000	127,500
Montreal-Bangkok	47,500	95,000	142,500
Montreal-Cape Town	47,500	95,000	142,500
Montreal-Sydney	60,000	120,000	180,000

Book on a partner airline

Unlike flights operated by Qatar Airways, when using the Qatar Airways Privilege Club program to book on partner airlines, pricing will be based on the distance flown.

According to Qcalculator, the price for a one-way ticket between Montreal and London-Heathrow (3249 miles) on British Airways will be 35,000 miles in economy class.

While with The British Airways Club, it will cost from 13,000 Avios miles for the same flight (depending on the “off-peak” or regular price).

Use miles for an upgrade and for excess baggage

"Easy Deals" and "Flexi Awards"

Qatar Airways Privilege Club "Easy Deals" are the best use of your miles. These monthly promotions are for select destinations and dates and you can receive up to 50% off the normal miles required.

Six restrictions frame the discount:

it applies only to flights marketed and operated by Qatar Airways, never to oneworld partners;
the pricier Flexi Awards are excluded;
the booking has to be made on the Qatar Airways website or app, signed in to your Privilege Club account;
these flights earn no Avios;
you can change or cancel up to 3 hours before departure, fees may apply, by cancelling and booking again; a flight or date outside Privilege Deals reprices at the standard award rate;
the offer cannot be combined with any other Avios promotion.

Just a reminder, not all seats are eligible to be purchased with miles on Qatar Airways.

Qatar Airways Privilege Club program specifics

Here are some nuances to know about the program:

an award ticket cannot be booked for an infant in business or first class
stopover and multi-city itineraries are not allowed
the Doha-London route on the A380 cannot be booked with miles
award tickets cannot be put on hold
your Avios expire 36 months after your last earning or redemption, and every new piece of activity pushes the deadline back

You can also use tools like Point.me or Seats.aero to find availability.

Part-pay a ticket with Cash + Avios

the flight must be marketed by Qatar Airways, whether it is operated by Qatar Airways, a oneworld carrier or a partner airline;
it does not apply to award tickets or award upgrades, nor to “Hold my Booking” or Stopover bookings;
the Avios portion is refundable only on a fully unused ticket, subject to the fare rules;
on a ticket change, any fare or tax difference is settled in cash, never in Avios;
credit card fees are excluded from the calculation and charged separately.

Before you confirm, check how many dollars each block of Avios takes off the fare. Compare that amount with what the same Avios would cover on an award ticket before you choose.

Other uses of Qatar Airways Privilege Club miles

Finally, it is possible to redeem miles for merchandise at the Doha airport duty free store, hotel nights, car rentals, etc.

Qatar Airways Al Safwa First Class Lounge

This lounge is one of the most restrictive lounges in the world: only passengers holding first-class tickets from (or to) Doha can access it free of charge.

However, there is a trick to getting around this fee! If you buy a business class ticket to a Middle East destination via Doha, the regional flight segment will be in first class.

Bottom Line

The Qatar Airways Privilege Club program gained in popularity after adopting the Avios currency.

To compare other transfer options, see our selection of the best credit cards in Canada.

Compare

American Express Cobalt^® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

The American Express Cobalt^® Card is a versatile American Express card, whether you want points for travel or cash back.

American Express Cobalt^® Card welcome offer

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

American Express Cobalt^® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line^® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt^® Card, you earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt^® Card insurance coverage

Travel insurance

Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Mobile device insurance

Purchase protection and extended warranty

American Express Cobalt^® Card fees

Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Legal

Annual fee

Primary card$191.88

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending

Value

1st Year Value$1,675

2nd Year Value$799

Transfer partners

AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days

Travel medical (55-64)Up to $5,000,000 / 15 days

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $500

Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 2 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

Qatar Airways Privilege Club – Frequently Asked Questions

Can I use my Qatar Avios to book a ticket for someone else?

How do I transfer credit card points to Qatar Airways Privilege Club?

How much is a Montreal-Doha business class flight in Avios?

How do I earn Silver, Gold or Platinum Elite status?

Do Qatar Airways Privilege Club Avios expire?

How do I get into the Al Safwa First Class Lounge without a first class ticket?

Which credit card earns Avios fastest?

What are Qatar Airways' Privilege Deals?

Can I book an award ticket for an infant with Qatar Airways Privilege Club?

No, an infant award ticket cannot be booked in business or first class with Qatar Airways Privilege Club. Stopover and multi-city itineraries are not allowed on award tickets either.

Qatar Airways Privilege Club : Ultimate Guide

Qatar Airways Privilege Club loyalty program

How do I create an account?

What are the elite statuses of the Qatar Airways Privilege Club?

Qatar Airways Burgundy

Qatar Airways Silver Elite

Qatar Airways Gold Elite

Qatar Airways Platinum Elite

Booking award flights for loved ones

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Transfer partners

Travel insurance

Purchase protection

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Transfer partners

Card benefits

Travel insurance

Purchase protection

How to earn Qatar Airways Privilege Club miles?

Earning miles with flights

Earn miles with credit card point transfers

Other ways to earn miles

Earn Avios with Turo

How do I use Qatar Airways miles?

Book on Qatar Airways

Book on a partner airline

Use miles for an upgrade and for excess baggage

"Easy Deals" and "Flexi Awards"

Qatar Airways Privilege Club program specifics

Part-pay a ticket with Cash + Avios

Other uses of Qatar Airways Privilege Club miles

Qatar Airways Al Safwa First Class Lounge

Bottom Line

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Transfer partners

Travel insurance

Purchase protection

Qatar Airways Privilege Club – Frequently Asked Questions

Can I use my Qatar Avios to book a ticket for someone else?

How do I transfer credit card points to Qatar Airways Privilege Club?

How much is a Montreal-Doha business class flight in Avios?

How do I earn Silver, Gold or Platinum Elite status?

Do Qatar Airways Privilege Club Avios expire?

How do I get into the Al Safwa First Class Lounge without a first class ticket?

Which credit card earns Avios fastest?

What are Qatar Airways' Privilege Deals?

Can I book an award ticket for an infant with Qatar Airways Privilege Club?

Our featured card

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Our editorial integrity

Comments from our members

Qatar Airways Privilege Club loyalty program

How do I create an account?

What are the elite statuses of the Qatar Airways Privilege Club?

Qatar Airways Burgundy

Qatar Airways Silver Elite

Qatar Airways Gold Elite

Qatar Airways Platinum Elite

Booking award flights for loved ones

Annual fee

Annual income required

Conversion fees