Reward Type: Travel Rewards

Welcome offer:

• Get up to $1,500 in value*! This includes up to 100,000 BMO Rewards points as a bonus in the first year (a value of $669)*.

Here’s how the welcome offer adds up:

• $135 in value (20,000 BMO Rewards Points) when you make your first purchase*
• Up to $535 in value (8,000 BMO Rewards Points from months 3-12) when you spend $3,000 each month*
• $701 in value from your premium benefits*
• Plus, your $149 annual fee is waived in the first year*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
• Earn 4 BMO Rewards points for every dollar spent on eligible gas and office supply purchases, as well as cell phone and Internet bill payments.
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
• Save up to 7¢ per litre at all Shell^® gas stations±, regardless of fuel type*

• Earn up to 2 points per dollar spent
• Benefit from a complete travel insurance
• Out-of-Province Hospital Medical Insurance, Trip Interruption Insurance, Trip Cancellation Insurance, Flight Delay Insurance, Baggage Delay Insurance, Stolen or Lost Baggage Insurance
• Medical, general and legal assistance
• Purchase insurance against theft or damage
• Extended warranty

Welcome offer : Get up to $2,300 in value including up to 200,000 points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder.
Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel.*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 annual lifestyle credit to spend however you want.*
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
• Earn 25% more points when you add an authorized user to your account.*
• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1.*
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports.*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country.*

Card features:

• 60 XP welcome bonus for new cardholders + 30 XP upon renewal on the card's anniversary
• No annual fee for the first year (instead of $132)
• Up to 30 Miles per $1 spent at Merchant Partners
• 2 Miles per $1 spent on food and drinks (restaurants, bars)
• 1 Mile per $1 spent everywhere else

• Earn up to 100,000 Aeroplan points:
  • 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
  • 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
  • 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Enjoy access to Maple Leaf^TM lounges, a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
• Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†

• Get up to 75,000 Aeroplan points (a value of up to $1,500†):
  • 10,000 Aeroplan points the first time you make a purchase†
  • 25,000 Aeroplan points when you spend at least $7,500 within the first 3 statement periods†.
  • 25,000 Aeroplan points when $40,000 or more in purchases are charged to the account within the first 12 monthly statement periods†.
  • An additional bonus of 15,000 Aeroplan points when $40,000 or more in purchases are charged to the account in the first year†.
• Get a one-time annual fee rebate for the primary cardholder ($180) and three additional cardholders ($50 each): a benefit valued at $330†.
• Enjoy free first checked bag†: a benefit valued at $140 for two travelers per round-trip flight, assuming you take one Air Canada round-trip flight during the first year†.
• Enjoy access to Maple Leaf Lounges: a benefit valued at $236†.

• Get up to 45,000 Aeroplan points:
  • 10,000 Aeroplan points the first time you make a purchase^†
  • 10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods^†
  • 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Get a total of up to 80,000 Aventura Points^† (up to $1,600 in travel value^†) during your first year:

• 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.^†
• 30,000 Aventura Points as an additional anniversary bonus^†
• Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program2: up to $370 value^†
• Get a $200 annual Travel Credit^†
• Plus, get 2 NEXUSTM Application Fee rebates: a $320 value.^†

• Take advantage of emergency travel assistance
• Pay no annual fee

• Earn up to 2,500 Aventura Points^† and get an annual fee rebate for the first year^†
• Get 500 Aventura Points for completing each of the activities below within 60 days of your CIBC Aventura® Visa* card account approval^†:
  • Share your email address with CIBC
  • Register for e-statements with your new Aventura Visa card;
  • Add an authorized user to your new Aventura Visa card;
  • Hold any eligible CIBC checking account;
  • Add your Aventura Visa card to Apple Pay^MD, Samsung Pay or Google Pay^MC.

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels^†):

• A welcome bonus of 20,000 Aventura points when you make your first purchase.^†
• An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements^†
• 40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements^†

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330^†