CIBC Aventura Visa Infinite Privilege Card | Milesopedia
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CIBC AventuraMD Visa Infinite Privilege* card

CIBC AventuraMD Visa Infinite Privilege* card
Welcome Bonus
Up to 80,000 Points
Annual Fee
$499
  • $200 Annual Credit
  • Premium Insurance
  • Access to VIP Lounges
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)

Offer

Get a total of up to 80,000 Aventura Points (up to $1,600 in travel value) during your first year:

  • 50,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • 30,000 Aventura Points as an additional anniversary bonus
  • Enjoy a Priority Pass Membership and 6 complimentary visits per year at 1,300 airport lounges: over $275 value.
  • Get a $200 annual Travel Credit
  • Plus, get a NEXUS Application Fee rebate: a $100 value

Fees & Conditions

Personal Income $150,000
Household Income $200,000
Annual Fee $499
First Additional Card $99
Other Additional Card $99
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 80,000 Points
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 4 month(s)
VIP Lounges
Lounge Annual Visits included 6
Concierge
Nexus Credit

Earnings

Per dollar of purchases

All Spending 1.25 Points
Groceries 1.25 Points
Gas 1.25 Points
Dining and Food delivery 1.25 Points
Convenience Stores 1.25 Points
Drugstores 1.25 Points
Local Transport 1.25 Points
Travel 1.25 Points
Entertainment 1.25 Points
Recurring Payments 1.25 Points
Telecom/Internet 1.25 Points
Streaming services 1.25 Points
Online transactions 1.25 Points
Office Supplies 1.25 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
Mobile Device Insurance
$1,500
1 year
Price Protection

Our review

Alternative Cards

CIBC Aventura® Visa Infinite* Card
Up to 40,000 Points
First year value : $1,127
Best of June 2023
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Learn More
Best Visa Credit Card in 2023

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here’s how You can get over $1,250 in value

  • Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
    • 20,000 Aventura Points when you make your first purchase†
    • Then get 20,000 Aventura Points when you spend $1,000 or more in the first 4 monthly statement periods.†.
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire†
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 point for every $1 spent on all other purchases†
  • Save on gas with CIBC and Journie Rewards Link your CIBC Aventura® Visa Infinite* Card to Journie Rewards and use it to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

Legal

†Conditions Apply

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1.5Points
  • Gas1.5Points
  • Drugstores1.5Points
Value
  • Year 1 $1,127
  • Year 2+ $359
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Air Canada Benefits
  • NEXUS Credit
  • Access to VIP Lounges
Learn More

Earn up to $3,100 in value including up to 115,000 Aeroplan points and additional travel benefits. Conditions apply. Must apply by September 5, 2023.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 60,000 Aeroplan points when you spend $7,500 within 180 days of Account opening
  • Plus, earn an anniversary bonus of 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

 

  • Enroll for NEXUS and once every 48 months get an application fee rebate
  • Share first free checked bags with up to 8 travel companions and get unlimited access to Maple Leaf Lounges including complementary access for one guest.
  • Earn 2 points for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, travel and dining purchases
  • Earn 1.25 points for every $1 spent on all other purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades.
  • Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges).
  • Complimentary Visa Infinite Concierge: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Global Airport Lounge Access: Receive a complimentary membership to the Visa Airport Companion Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
  • Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
Legal

Terms and conditions apply.

Annual Fee
  • Primary card $599
  • Additional card $199
Annual Income Required
  • Individual $150,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Air Canada2Aeroplan Points
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
Value
  • Year 1 $2,601
  • Year 2+ $301
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
4 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • 5X points on groceries, gas, pharmacy, dining and transit
  • $200 Annual Credit
  • Access to VIP Lounges
Learn More
  • Welcome offer: Get up to 90,000 points*
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 annual lifestyle credit to spend however you want*
  • Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
  • Earn 25% more points when you add an authorized user to your account*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
Legal

*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Annual Fee
  • Primary card $499
  • Additional card $99
Annual Income Required
  • Individual $150,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 23.99 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Groceries5Points
  • Gas5Points
  • Dining and Food delivery5Points
Value
  • Year 1 $1,022
  • Year 2+ $421
Best For
Transfer Partners
  • BMO Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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