CIBC U.S. Dollar Aventura® Gold Visa* Card

CIBC U.S. Dollar Aventura® Gold Visa* Card

Welcome Bonus

Up to 10,000 points

Best For

Year 1


Years 2 and +


Annual Fee


First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending


  • Get up to 10,000 Aventura Points (up to $100 in travel value1†):
    • 2,500 Aventura Points when you complete all activities within 60 days of your CIBC Aventura® Visa* account approval†
    • 7,500 Aventura Points after you make your first purchase†
  • Plus, get a one-time annual fee rebate ($35 US) for you (the primary cardholder)†

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $35
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%


Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)


Welcome Bonus 10,000 points


All Spending 0.5 point
Drugstores 0.5 point
Groceries 0.5 point
Convenience Stores 0.5 point
Gas 0.5 point
Telecom/Internet 0.5 point
Local Transport 0.5 point
Streaming services 0.5 point
Dining and Food delivery 0.5 point
Online transactions 0.5 point
Recurring Payments 0.5 point
Office Supplies 0.5 point
Travel 0.5 point
Entertainment 0.5 point


Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year
Insurance Document Learn More