CIBC Aeroplan® Visa Infinite Privilege* Card

CIBC Aeroplan® Visa Infinite Privilege* Card

Earn up to 75,000 Aeroplan points.†

Welcome Bonus

Up to 75,000 points

Best For

Value
Year 1

$2133

Years 2 and +

$283

Annual Fee

$599

Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Earn 20,000 Aeroplan points when you make your first purchase
  • Earn 25,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods
  • You can also earn an additional 2,500 Aeroplan points each monthly statement period in which you spend at least $2,000 in your first year. That’s up to 30,000 points!

Fees & Conditions

Personal Income $200,000
Household Income $200,000
Annual Fee $599
First Additional Card $99
Other Additional Card $99
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Benefit
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus Up to 75,000 points
Minimum Spending Required $12,000
Minimum Spending Timeframe 365 day(s)
VIP salons $240
Other advantages $350
Luggage Credit
Concierge
Priority Check-In
Priority Boarding

Earnings

All Spending 1.25 points
Drugstores 1.5 points
Groceries 1.5 points
Convenience Stores 1.25 points
Gas 1.5 points
Telecom/Internet 1.25 points
Local Transport 1.25 points
Streaming services 1.25 points
Dining and Food delivery 1.25 points
Online transactions 1.25 points
Recurring Payments 1.25 points
Office Supplies 1.25 points
Travel 1.25 points
Entertainment 1.25 points

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $5,000
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 31 day(s)
Travel medical insurance 65+ - Amount $5,000,000
Travel medical insurance 65+ - Duration 10 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $2,500
Purchase Protection
Purchase Protection - Duration 180 day(s)
Travel Medical Insurance
Extended Warranty
Extended Warranty - Duration 1 year
Insurance Document Learn More

Alternative Cards

BEST OFFERS
American Express®* Aeroplan® Reserve Card
Welcome Bonus: Up to 90,000 points + Air Canada Buddy Pass
Year 1

$2180

Years 2 and +

$30

Annual Fee: $599
Purchase Rates: 19.99%
Cash Advance Rates: 21.99%
Balance Transfer Rates: 21.99%
Welcome Bonus: Up to 90,000 points + Air Canada Buddy Pass
Year 1

$2180

Years 2 and +

$30

Annual Fee: $599
Purchase Rates: 19.99%
Cash Advance Rates: 21.99%
Balance Transfer Rates: 21.99%
TD® Aeroplan® Visa Infinite Privilege* Credit Card – Quebec
Welcome Bonus: Up to 65,000 points + Air Canada Buddy Pass† Ends Mar 6, 2022
Year 1

$1951

Years 2 and +

$301

Annual Fee: $599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
Welcome Bonus: Up to 65,000 points + Air Canada Buddy Pass† Ends Mar 6, 2022
Year 1

$1951

Years 2 and +

$301

Annual Fee: $599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
American Express® Aeroplan®* Card
Welcome Bonus: Up to 40,000 points + Air Canada Buddy Pass
Year 1

$1529

Years 2 and +

$379

Annual Fee: $120
Welcome Bonus: Up to 40,000 points + Air Canada Buddy Pass
Year 1

$1529

Years 2 and +

$379

Annual Fee: $120