Offer
Offer
- Earn 20,000 Aeroplan points when you make your first purchase
- Earn 25,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods
- You can also earn an additional 2,500 Aeroplan points each monthly statement period in which you spend at least $2,000 in your first year. That’s up to 30,000 points!
Fees & Conditions
Personal Income
$200,000
Household Income
$200,000
Annual Fee
$599
First Additional Card
$99
Other Additional Card
$99
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Cash Advance Rate (QC)
21.99%
Value
Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Benefit
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 75,000 Aeroplan Points
Minimum Spending Required
$12,000
Minimum Spending Timeframe (Months)
12 month(s)
VIP Lounges
$240
1st Year Advantage
$350
Luggage Credit
Concierge
Priority Check-In
Priority Boarding
Earnings
Per dollar of purchases
All Spending
1.25 Aeroplan Points
Groceries
1.5 Aeroplan Points
Gas
1.5 Aeroplan Points
Dining and Food delivery
1.25 Aeroplan Points
Convenience Stores
1.25 Aeroplan Points
Drugstores
1.5 Aeroplan Points
Local Transport
1.25 Aeroplan Points
Travel
1.25 Aeroplan Points
Entertainment
1.25 Aeroplan Points
Recurring Payments
1.25 Aeroplan Points
Telecom/Internet
1.25 Aeroplan Points
Streaming services
1.25 Aeroplan Points
Online transactions
1.25 Aeroplan Points
Office Supplies
1.25 Aeroplan Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
180 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
