RBC Avion Visa Business Card

RBC Avion Visa Business Card

  • 20,000 welcome points upon enrolment
  • Earn 1 RBC Rewards point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions
Welcome Bonus

20,000 points

Best For

Value
Year 1

$704

Years 2 and +

$384

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • 20,000 welcome points upon enrolment
  • Earn 1 RBC Rewards point for every $1 spent in net purchases with your card
  • No blackout periods or seat restrictions

Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus 20,000 points
Transferable Points
Rewards Type Travel points
Transfer Partners RBC Rewards, RBC Avion
Loyalty Program RBC Avion

Earnings

All Spending 1 point
Drugstores 1 point
Groceries 1 point
Convenience Stores 1 point
Gas 1 point
Telecom/Internet 1 point
Local Transport 1 point
Streaming services 1 point
Dining and Food delivery 1 point
Online transactions 1 point
Recurring Payments 1 point
Office Supplies 1 point
Travel 1 point
Entertainment 1 point

Insurance

Trip Cancellation Insurance Amount Per Person $1,500
Trip Interruption Insurance Amount Per Person $5,000
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $2,500
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year