What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada?

In Canada, 7 institutions issue Visa Infinite Privilege credit cards:

• BMO
• CIBC
• Desjardins
• RBC
• Scotiabank
• TD
• Vancity

These Visa Infinite Privilege credit cards offer their holders common benefits for travel, entertainment, sports, and dining.

And each Visa Infinite Privilege credit card also comes with specific benefits.

To benefit from the advantages of your Visa Infinite Privilege credit card, you must create your profile on the Visa Infinite Privilege website.

Then, you can access the various offers and benefits, as well as the details that apply to your Visa Infinite Privilege credit card.

Since I am a holder of the TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, here is the information that appears:

As a “Visa Infinite Privilege” credit card holder, you benefit from several advantages common to all institutions.

As a Visa Infinite Privilege credit card holder, you benefit from:

• a free subscription to DragonPass
• six free visits to over 1,200 lounges worldwide (ten visits for the Scotiabank Passport Visa Infinite Privilege Card)

To take advantage of this offer, register your Visa Infinite Privilege credit card on this page.

Once your free visits have been used up, you will be charged USD 32 for each additional access.

In the lounges, you will have access to:

• Complimentary snacks and beverages before the flight, including alcohol (in certain lounges);
• Comfortable spaces to work and relax;
• Free wireless Internet (in some lounges);
• Power outlets to charge your appliances;
• Conference rooms, showers, beds and spas (in some lounges).

With your Visa Infinite Privilege credit card, you’ll enjoy benefits at Canadian airports.

Visa Infinite Privilege benefits at Montreal-Trudeau (YUL):

• Priority lanes at all security checkpoints
• 10% discount on valet parking

Visa Infinite Privilege benefits at Toronto Billy Bishop (YTZ):

• Access to priority lanes at domestic and transborder security checkpoints

Visa Infinite Privilege benefits in Ottawa (YOW):

• Priority queues at domestic and international checkpoints
• Reserved parking spaces in the P3 multi-storey parking lot near the terminal entrance
• 20% discount on parking in the multi-storey parking lot

Visa Infinite Privilege benefits in Vancouver (YVR):

• Priority lanes at all security checkpoints
• Reserved parking spaces near the terminal entrance
• 20% discount on Gateway valet parking
• Separate entrance for taxi/limousine

Simply present (or pay with) your Visa Infinite Privilege credit card to enjoy these benefits.

Please note that at Toronto-Pearson International Airport (YYZ), only holders of the American Express Platinum Card^® benefit from similar advantages.

Visa Infinite or Visa Infinite Privilege credit card have access to the Visa Infinite Luxury Hotel Collection.

Through this program, you benefit from 7 advantages for each reservation:

• Guaranteed best available rate
• Room upgrade on arrival
• Free internet access
• Lunch for 2 people included
• USD 25 credit applicable to meals or beverages
• Guest of honour status
• Late departure on request

To make a reservation, you must go through the Visa Infinite Luxury Hotel Collection website. For more information, see our specific article on this benefit.

In some luxury hotels in the country, you can benefit from advantages such as the 3rd night free.

This is the case in these hotels:

• Shangri-La Vancouver (3rd night free)
• Fairmont Royal York Toronto (3rd night free)
• Fairmont Royal York Toronto (USD 100 on meals)

The list of hotels and benefits is regularly updated on the Visa Infinite website.

Here’s a benefit that’s sure to please golfers with a Visa Infinite Privilege credit card!

You can sign up for Troon Rewards and automatically earn Gold status, saving 15% on merchandise, packages and golf lessons at over 95 clubs worldwide. Cardholders who are already Troon Rewards members will be eligible for an upgrade to Platinum status (20% discount on golf packages).

You can also use your Visa Infinite Privilege card to gain access to over 20 participating Troon Privé clubs. Play in each of these members-only private clubs up to twice a year at a flat rate of $99 per player, per game. You can even invite up to three friends to play for the same price!

Promotions are regularly offered through the Visa Infinite website. Here are several examples at the time of writing this article:

• A set of two Riedel glasses and a Riedel decanter with a 3-month trial of the Charlie’s Burgers wine program.
• 35% off your entire Fujifilm Printlife order
• Download the Lego Movie for free at Cineplex

Visa Infinite and Visa Infinite Privilege cardholders have access to Wine Country Experiences in Ontario and British Columbia.

For each participating winery, offers are available online via the Visa Infinite Privilege website (with promotional codes).

Here are some examples of the offers available:

• Private tasting in our VIP lounge with guests of the cardholder
• Free shipping on 6 or more bottles across Canada
• 10% discount on online orders
• And more!

Depending on the season, temporary promotions are offered to Visa Infinite Privilege credit cardholders.

Here’s one for Eataly Toronto:

Have an Italian summer with Eataly’s summer essentials boxes. Whether you’re grilling in the garden, picnicking in the park or enjoying a weekend at the cottage, these boxes are carefully designed to ensure that your summer meals are full of high-quality Italian and Canadian products.

Boxes are available for pick-up or delivery in the Greater Toronto Area every Thursday.

The first 100 Visa Infinite Privilege cardholders to spend CAD 149 (excluding taxes) on one or more boxes of Eataly’s summer essentials will receive a free Eataly at Home pizza kit ($40 value).

We don’t often think about it. However, some high-end credit cards come with a concierge service.

Here are some examples from the Visa Infinite Privilege website:

• Groceries and essentials: From delivery to curbside pickup, keep up to date with the latest services offered by local businesses. We can also help you track down hard-to-find items in your neighbourhood.
• Gifts to celebrate: Flowers, cakes and charcuterie plates. With Father’s Day and graduation approaching, we can help you find the perfect gift or organize a virtual party.
• Culinary delights: Find local restaurants that are open and need your support; or we can help you find an online vendor and have wine delivered right to your door.
• Virtual Activities: Get the latest information for you and your family on virtual gallery and museum tours, zoo cameras, streaming concerts, online fitness classes and more

To contact the Visa Infinite Privilege Concierge Service, call 1-855-822-1240 (or call collect outside Canada and the U.S. at 1-303-967-1036).

Beyond the benefits common to all Visa Infinite Privilege credit cards, each issuer adds a layer of specific advantages for Visa Infinite Privilege cardholders.

BMO eclipse Visa Infinite Privilege* cardholders enjoy special benefits:

• $200 annual credit (any purchase)

Holders of a CIBC^® Aeroplan^® Visa Infinite Privilege* Card benefit from specific advantages:

• Free first checked baggage for you, your authorized users and up to 8 companions when you travel with Air Canada
• Priority check-in, priority boarding and priority baggage handling for you, your authorized users and up to 8 companions when you travel with Air Canada
• Discounts on NEXUS application fees every 4 years

CIBC Aventura Visa Infinite Privilege* Cardholders enjoy special benefits:

• $200 Annual Travel Credit
• Journie Rewards Program: up to 10 cents off per litre at Chevron, Ultramar and Pioneer

Desjardins Odyssey^® Visa Infinite Privilege* cardholders enjoy specific benefits:

• 12 complimentary passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport

Holders of a RBC Avion Visa Infinite Privilege Card benefit from specific advantages:

• Save 3¢ per litre on fuel and still earn 20% more Petro-Points
• 12 Months of Free Delivery With Doordash

Scotiabank Passport Visa Infinite Privilege card holders enjoy specific benefits:

• $250 Annual Travel Credit
• No conversion fees for foreign currency transactions

Holders of a TD^® Aeroplan^® Visa Infinite Privilege* Credit Card benefit from specific advantages:

• Free first checked baggage for you, your authorized users and up to 8 companions when you travel with Air Canada
• Priority check-in, priority boarding and priority baggage handling for you, your authorized users and up to 8 companions when you travel with Air Canada
• Discounts on NEXUS application fees every 4 years

Visa Infinite Privilege credit cards are aimed at a high-income audience who appreciate the benefits of travel: access to airport lounges, priority queuing and more.

One of the most affordable in terms of pricing is the BMO eclipse Visa Infinite Privilege* card. Its annual fee is $499, but it’s the only one that offers a $200 annual credit applicable to any purchase (not just travel). This virtually brings his dues down to $299.

And in the first year, you could benefit from this credit twice (the first time when you apply and the second time from the following January 1st).

Alternatively, if you’d prefer to take advantage of the benefits of Air Canada, choose the TD^® Aeroplan^® Visa Infinite Privilege* Credit Card (especially for its NEXUS credit, which applies to both the primary and additional cardholders). Or the Scotiabank Visa Infinite Privilege Passport Card for 10 airport lounge passes, a $250 travel credit and a credit card with no conversion fees for foreign currency transactions.

Finally, if you want flexibility in how you use your points, opt for the RBC Avion Visa Infinite Privilege Card. You can transfer your points to several airline partners, such as British Airways Executive Club, WestJet Rewards or Asia Miles Cathay Pacific, or use them within the Avion Rewards program.