Offer
Offer
- 4% in BONUSDOLLARS rewards on restaurant purchases
- 4% in BONUSDOLLARS rewards on entertainment purchases
- 4% in BONUSDOLLARS rewards on public transportation purchases
- 3% in BONUSDOLLARS rewards on groceries
- 3% in BONUSDOLLARS rewards on travel purchases
- 1.75% in BONUSDOLLARS rewards on other purchases
Fees & Conditions
Personal Income
$200,000
Household Income
$200,000
Annual Fee
$395
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
9.9%
Cash Advance Rates
9.9%
Advantages
Rewards Type
Cash Back
Transfer Partners
Bonusdollars Desjardins
Loyalty Program
Bonusdollars Desjardins
Online transactions
1.75
AIR MILES partners
1.75
Air Canada
3
Streaming services
1.75
Concierge
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
| Calculation of the offer value in the first year |
|
| Value per point | 1.0 ¢ |
| Welcome bonus | – |
| Annual visits to the Odyssey Desjardins Lounge ($35 estimated value per access) |
$420 |
| Annual fee | $395 |
| Value | $25 |
Insurance
Common Carrier Travel Accident Insurance
Trip Interruption Insurance
Travel medical insurance 65+
Purchase Protection
Mobile Device Insurance
Medical Travel Insurance
Extended Warranty
Alternative Cards
BMO eclipse Visa Infinite Privilege* Card Terms & Conditions
Up to 50,000 points
Value:
$146
Annual Fee:
$499
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Up to 50,000 points
Value:
$146
Annual Fee:
$499
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
TD® Aeroplan® Visa Infinite Privilege* Credit Card – Quebec
Up to 65,000 points + Air Canada Buddy Pass Ends Dec 5, 2021
Value:
$1151
Annual Fee:
$599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
Up to 65,000 points + Air Canada Buddy Pass Ends Dec 5, 2021
Value:
$1151
Annual Fee:
$599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
HSBC World Elite® Mastercard®
up to 100,000 points Ends Oct 3, 2021
Value:
$301
Annual Fee:
$149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
up to 100,000 points Ends Oct 3, 2021
Value:
$301
Annual Fee:
$149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
NBC World Elite Mastercard
-
Value:
$240
Annual Fee:
$150
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%
-
Value:
$240
Annual Fee:
$150
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%