Desjardins Odyssey® Visa Infinite Privilege* Card

Desjardins Odyssey® Visa Infinite Privilege* Card

Get 4% in BONUSDOLLARS rewards on restaurant, entertainment and public transportation purchases.
Welcome Bonus

None

Best For

Value
Year 1

$549

Years 2 and +

$549

Annual Fee

$395

Interest rates
Purchase Rates

9.9 %

Cash Advance Rates

9.9 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • 4% in BONUSDOLLARS rewards on restaurant purchases
  • 4% in BONUSDOLLARS rewards on entertainment purchases
  • 4% in BONUSDOLLARS rewards on public transportation purchases
  • 3% in BONUSDOLLARS rewards on groceries
  • 3% in BONUSDOLLARS rewards on travel purchases
  • 1.75% in BONUSDOLLARS rewards on other purchases

Fees & Conditions

Personal Income $200,000
Household Income $200,000
Annual Fee $395
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 9.9%
Cash Advance Rates 9.9%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

VIP salons $400
Concierge

Earnings

All Spending 1.75 points
Drugstores 1.75 points
Groceries 3 points
Convenience Stores 1.75 points
Gas 1.75 points
Telecom/Internet 1.75 points
Local Transport 1.75 points
Streaming services 1.75 points
Dining and Food delivery 4 points
Online transactions 1.75 points
Recurring Payments 1.75 points
Office Supplies 1.75 points
Travel 3 points
Entertainment 4 points

Insurance

Common Carrier Travel Accident Insurance Amount $1,000,000
Common Carrier Travel Accident Insurance
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $2,500
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 31 day(s)
Travel medical insurance 65+
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection
Purchase Protection - Duration 90 day(s)
Mobile Device Insurance
Travel Medical Insurance
Extended Warranty
Extended Warranty - Duration 1 year

Alternative Cards

BEST OFFERS
BMO eclipse Visa Infinite Privilege* Card Terms & Conditions
Welcome Bonus: Up to 90,000 points
Year 1

$1022

Years 2 and +

$421

Annual Fee: $499
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%
Welcome Bonus: Up to 90,000 points
Year 1

$1022

Years 2 and +

$421

Annual Fee: $499
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%
TD® Aeroplan® Visa Infinite Privilege* Credit Card – Quebec
Welcome Bonus: Up to 65,000 points + Air Canada Buddy Pass† Ends Mar 6, 2022
Year 1

$1951

Years 2 and +

$301

Annual Fee: $599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
Welcome Bonus: Up to 65,000 points + Air Canada Buddy Pass† Ends Mar 6, 2022
Year 1

$1951

Years 2 and +

$301

Annual Fee: $599
Purchase Rates: 20.99%
Cash Advance Rates: 20.99%
Balance Transfer Rates: 20.99%
HSBC World Elite® Mastercard®
Welcome Bonus: Up to 130,000 points Ends Apr 4, 2022
Year 1

$1193

Years 2 and +

$413

Annual Fee: $149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
Welcome Bonus: Up to 130,000 points Ends Apr 4, 2022
Year 1

$1193

Years 2 and +

$413

Annual Fee: $149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
National Bank’s World Elite Mastercard®
Welcome Bonus: None
Year 1

$824

Years 2 and +

$824

Annual Fee: $150
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%
Welcome Bonus: None
Year 1

$824

Years 2 and +

$824

Annual Fee: $150
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%