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BMO Rewards is BMO’s loyalty program. Several BMO credit cards are part of this program:
It is possible to book your travel, wherever you wish, with your BMO Rewards credit card. Then apply your points to this expense at the same conversion rate: 15,000 points = $100.
All you have to do is book your flight, hotel night, or car rental through any travel booking site (Expedia, Booking, Marriott, Hilton, Holiday Autos, Auto Europe, etc.).
In the spring of 2022, BMO offered this option on a temporary basis. Here is an example with a hotel booked via Expedia (with a reservation that is fully refundable in case of trip cancellation).
The expense appears in the Pay with BMO Points option:
Within the next 30 days, all you have to do is indicate the number of points you wish to use. Here, I redeem all my BMO points:
Then a confirmation of the BMO points redemption is displayed indicating that the transaction was successful:
A few days later, a credit appears on your credit card account, corresponding to the redemption of BMO Rewards points for your travel:
Here are the terms for redeeming BMO Rewards points:
Your purchases must be made at merchants that are classified as: airlines, car rental agencies, hotels/resorts, cruise lines, passenger railways, timeshares, travel agencies and tour operators.
If you have taken advantage of one of our exclusive offers to obtain your BMO Rewards credit card, this is an excellent time to use your points. Especially since travel is starting to resume!
If you have not yet obtained a BMO Rewards credit card through one of our welcome offers, here they are:
The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can get up to 115,000 points:
115,000 BMO Rewards points have a value of approximately $770, which you can apply to any travel charged to your card.
And there are no annual fees for the first year for the primary cardholder and additional cardholders! This exclusive offer ends on March 31, 2026.
Plus, enjoy a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.
With the BMO Ascend World Elite Mastercard, a premium credit card from BMO, you get:
And 1 point for every $1 spent everywhere else, including at Costco. You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO Ascend World Elite Mastercard also offers:
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
By applying for our offer for the BMO eclipse Visa Infinite* Card, you can obtain up to 70,000 BMO Rewards points as well as the first-year annual fee waiver of $120:
What’s more, you’ll receive a $50 anniversary credit that you can use as you please. You also receive a $20 monthly credit for streaming service subscriptions for the first year.
With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:
And 1 BMO Rewards point per dollar spent everywhere else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.
You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! By applying for this card, you can earn up to 200,000 BMO Rewards points:
Additionally, you benefit from a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.
Plus, you’ll receivea $200 anniversary credit to use as you wish!
As well as a membership to the Visa Airport Companion program with six complimentary visits per year to airport lounges.
With this Card, you can earn 5 BMO Rewards points per dollar spent on:
And 1 BMO Rewards point per dollar spent everywhere else.
The new BMO eclipse rise Visa* Card is a no-annual-fee credit card with travel points, requiring no minimum income.
With this offer, you can earn up to 25,000 points as a welcome bonus:
What’s more, you can benefit from an interest rate of 0.99% on balance transfers for nine months (a 2% balance transfer fee applies).
With the new BMO eclipse rise Visa* Card, you earn :
The new BMO eclipse rise Visa* Card also offers:
Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.
This is a great opportunity to use your BMO Rewards points at their best value. In fact, this was a criticism often expressed in the Milesopedia Community regarding the BMO Rewards program.
We are pleased to see that BMO has decided to make this solution permanent since August 2, 2022!
Savings are here (if you don’t see the sign-up form, please click here):
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