
Exclusive Welcome Offer
With this exclusive offer for the BMO AIR MILES World Elite Mastercard, you earn 3,000 miles after $3,000 in purchases in the first three months.
What’s more, there are no annual fees for the first year!
With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, earn 2 miles for every $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or alcohol retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.
What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.
The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:
- 7 ¢/L discount on Shell V-Power gasoline and 2 ¢/L discount on all other Shell fuels
- Excellent insurance for your travels and purchases
- 2X miles for car rentals with National or Alamo
BMO AIR MILES World Elite Mastercard - Benefits
Earning AIR MILES Miles
With the BMO AIR MILES® World Elite Mastercard®*, you earn 3 miles for every $12 spent at participating AIR MILES Partners.
So if you spend $100 at a participating AIR MILES partner like Shell, you’ll earn 25 AIR MILES.

What’s more, by presenting your AIR MILES membership card when making purchases at AIR MILES partners, you will also earn base miles (such as 1 mile per 20 liters of gas at Shell). So this is a good way to “double-dip“!
As of April 2024, cardholders earn 2 miles per $12 at any eligible wholesale club (such as Costco) or liquor retailer (SAQ, LCBO, etc.) when they pay with their card.
Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

25% discount on flight rewards once a year
The BMO AIR MILES World Elite Mastercard is the only AIR MILES-affiliated credit card to offer a 25% rebate, once a year, on airline rewards earned with AIR MILES. The maximum rebate is 750 miles.
When you check out to purchase your airline ticket on the AIR MILES Travel site, click on”View and apply your benefit“. Then click on” Apply” in the window that will open, to confirm the use of your 25% flight discount.

Accepted at Costco
Since it’s a Mastercard credit card, the BMO AIR MILES® World Elite Mastercard®* will be accepted for purchases at Costco, earning 2 AIR MILES for every $12 spent.
In fact, it’s one of the only credit cards with special accumulation at Costco!
Onyx status automatically
Just a few days after your card has been approved, you’ll automatically be granted Onyx status! The BMO AIR MILES World Elite Mastercard®* won’t even be in your hands before your account status changes on its own.
Right away, this will allow you to :
- Unlimited transfer of Dream and Cash miles;
- Discounts on catalog merchandise;
- Personal assistant service available to buy what you want with your miles;
- Faster accumulation rate on the Air Miles Travel portal;
- Exclusive promotions and contests ;
- Starting in 2025, a special travel discount (40% off a flight or 500 miles) will be offered for one month each year.

BMO AIR MILES World Elite Mastercard - Insurance
This data is only informative. Please refer to the insurance booklet provided with the BMO AIR MILES World Elite Mastercard for details.
Coverage applies only when you pay the full cost of your trip using the primary or co-applicant Mastercard when booking your trip.
Trip Cancellation Insurance
Reimbursement of up to $1,500 per insured.
Trip Interruption/Trip Delay insurance
In the event of trip interruption, you will be reimbursed for the additional cost of a one-way economy airfare to your departure point or destination and the non-refundable, unused portion of ground transportation arrangements, up to a maximum of $2,000 per Insured.
Flight Delay Insurance
Flight delay insurance provides compensation if the arrival or departure of your scheduled flight is delayed by more than four hours. You will be reimbursed up to a maximum of $500 per Account per Trip for reasonable additional expenses incurred for accommodation and travel.
15-day medical insurance (under age 65)
Covers out-of-country medical expenses up to $5 million:
- Medical, hospital and ambulance expenses
- Private duty nursing
- Emergency evacuation or airlift
- Other Professional Services
- Emergency dental care
- Bedside transport
- Return of the remains
- Additional costs for meals and hotel accommodation
- Return of the vehicle
Car Rental Theft and Damage Insurance
You receive coverage of up to $65,000 for risks associated with a Rental Vehicle, based on the Manufacturer’s Suggested Retail Price (MSRP) for the vehicle’s model year, i.e. :
- damage to the rental vehicle;
- theft of the Rental Vehicle, its parts or accessories;
- the costs charged by the rental agency as a result of loss of use of the vehicle while it is being repaired;
- Reasonable and customary charges for towing the Rental Vehicle to the nearest location.
This coverage does not include any form of automobile liability, bodily injury or property damage insurance. It is the Insured’s responsibility to obtain suitable liability insurance, either through his or her own automobile insurance policy or by accepting the insurance offered by the rental agency.
Extended Warranty
Avoid paying for optional extended warranties on your next purchase using your BMO credit card. The original manufacturer’s warranty period is doubled, up to a maximum of one additional year.
Purchase insurance
Extra protection – goods purchased with the card are automatically insured against theft and damage for 90 days from the date of purchase.
Bottom Line
If you are a loyal AIR MILES member, it’s a credit card made for you. You’ll rack up the miles much faster!