Contractors and small business professionals: this card is your best tool at Home Hardware

To the point Are you a construction or renovation contractor? Or a professional who frequently spends money at Home Hardware? The Scotia® Home Hardware PRO Visa* Business Card can help you manage your business expenses and earn Scene+ points toward rewards of all kinds.
Milesopedia recommends this card from Scotiabank

Scotiabank's new credit card for Home Hardware

Scotiabank recently announced a new business credit card that earns Scene+ points for professionals who frequently spend at Home Hardware stores. Over the long term, the advantages of the Scotia® Home Hardware PRO Visa* Business Card are in reward accumulation and business management:

  • 1 Scene+ point for every $1 spent at Home Hardware
  • $0 annual fee for main card and additional cards
  • Credit limit of up to $500,000
  • Competitive interest rate tied to Scotiabank’s prime rate
  • Use your credit card at any retailer
  • 21-day interest-free grace period on new purchases
  • Free Visa SavingsEdge membership
  • Discounts of up to 25% on base car rental rates (in Canada and the U.S.)
  • Access to the Visa Spend Clarity for Business service

Business management benefits

Visa SavingsEdge is a service that offers savings on business purchases in two ways:

  • Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
  • Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.

With Visa Spend Clarity for Business, you can :

  • set personalized limits for additional cards, allowing you to track employee and company spending,
  • effectively manage your expenses with a personalized dashboard and time-saving reports,
  • and manage your receipts by digitizing them with photos and adding your own comments.

Welcome bonus and other benefits

The Scotia® Home Hardware PRO Visa* Business Card also offers a welcome bonus of 15,000 points ( $150 value) after spending $1,500 on eligible purchases at Home Hardware (and its Scene+ participating stores) in Canada and online within the first three months.

And the best part? The card has no annual fee, making it an excellent tool for your purchases. So you can keep it for the long term and use it as you need it, without having to pay annual fees.


Home Hardware and Scene+

The Scene+ program has come a long way since its inception, especially in the last two years with the many banners that have joined the program. Home Hardware announced its association with Scene+ in September 2022, the program’s arrival in stores materialized in the summer of 2023, and there are now 1,100 Home Hardware stores in Canada where Scene+ points can be earned and redeemed.

Strategy for construction professionals

To simplify your corporate purchases and maximize your rewards with the Scene+ rewards program, we recommend using the Scotia® Home Hardware PRO Visa* Business Card for your corporate spending at Home Hardware, and using your Scene+ membership card at checkout. All your Scene+ points will be accumulated in a single account and can be used as you see fit.

This will allow you to :

  • separate your business expenses from your personal expenses,
  • take advantage of the welcome offer and earn 1 Scene+ point for every $1 spent at Home hardware,
  • earn even more Scene+ points by presenting your Scene+ membership card at the time of payment at Home Hardware.

Redeem your Scene+ points as you wish

Once earned, your Scene+ points can be exchanged for a multitude of things, according to your desires:

  • Online or in-store purchases at Home Hardware
  • Discounts at grocery banners including Sobeys, IGA, Voila par IGA, Marchés Traditions and Rachelle Béry
  • Restaurant outings (East Side Mario’s, Harvey’s, Swiss CHalet, Montana’s, Kelseys, Bier Markt, Fionn MacCool’s)
  • Entertainment in a Cineplex Cinema
  • Travel booked via Scene+ Travel powered by Expedia
  • Statement credit to help pay off your credit card balance

For more information on redemption options and ratios, visit this page.

Bottom Line

For professionals and entrepreneurs who frequently need to purchase at Home Hardware stores, the Scotia® Home Hardware PRO Visa* Business Card is an indispensable tool for simplifying expense management while earning money-saving rewards.

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Travelling is a way of life for Marie-Ève, who spends almost six months a year abroad. She's always looking for waves to surf, great coffee and the best strategies to travel longer. You'll probably find her in a coworking space with other digital nomads, or by the sea watching the sunsets.

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