Credit cards

Welcome Offer: Get up to $1,600 in value and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.

• Welcome bonus of up to 100,000 Blue Rewards points
• Earn 10 Points for every $1 spent at participating Blue Rewards Partners*
• Earn 2 Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
• Earn 1 Point for every $1 spent on everything else*

Benefits

• $200 NEXUS Statement Credit in your first year*
• Airport lounge access with complimentary membership in Mastercard Travel Pass provided by DragonPass, plus 4 free passes per calendar year.*
• Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
• Get the $150 annual fee rebated annually with our BMO Premium Chequing Account*
• Unlock exclusive offers at top brands through Blue Rewards offers
• Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip - up to 15 consecutive days.*
• Get up to 15% off a Global Data Roaming plan and up to 3GB of data without any additional charges with FlexiRoam.*
• Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
• Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
• Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
• Extended warranty and purchase protection*
• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Welcome Offer: Get 20,000 Bonus Points and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee*. Plus, earn rewards from over 400 brands.*

• Earn 5 Points for every $1 spent at participating Blue Rewards Partners*
• Earn 1 Point for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
• Earn 0.5 Points for every $1 spent on everything else*
• Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
• Get even more Blue Points when you add an extra cardholder for free

Benefits

• Redeem any amount of Points to reduce what you pay out of pocket when using a combination of your BMO Blue Rewards credit card and Points*
• Redeem your Points for entertainment, merchandise, eGift Cards, in-store purchases and more*
• Unlock exclusive offers at top brands through Blue Rewards offers
• Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
• Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
• Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
• Extended warranty and purchase protection*
• Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Get up to $100 in Cash Back Dollars^† with the TD Cash Back Visa* Card. Conditions Apply.

• Get $20 in Cash Back Dollars on your first purchase charged to your Card^†
• Get an additional $80 in Cash Back Dollars when you spend $1,500 within the first 3 months of Account opening^†

Cash Back Dollars can be redeemed to help pay down your account balance^†.

Get a 0% promotional interest rate on Purchases for the first 6 months^† from Account opening and receive an Annual Fee rebate for the first year^†. Conditions Apply. Conditions Apply.

The Annual Fee Rebate applies only for the first year for the Primary Cardholder. To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must apply for, activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

Up to $3,000 in value† including up to 85,000 Aeroplan points^† and additional travel benefits could be yours. Conditions Apply.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Additional Travel Benefits :

• Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)^†.
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest.
• Plus, cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^†

Earn a value of $100^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, with no Annual Fee. Conditions Apply.

• 2% cash back on restaurants, bars, and fast food (up to $500/month, then 0.5%)
• 2% on retail: clothing, footwear, electronics, home and garden, and more (up to $500/month, then 0.5%)
• 0.5% cash back everywhere else, with no cap
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• No annual fee ($0)
• Secured option to build credit history (same cash back rates)

• 1% cash back on all purchases, with no cap or categories to manage
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• No annual fee ($0)
• Secured option to build credit history (same cash back rates)

• 2% cash back on all purchases (up to $4,000/month, then 1% with no cap)
• No categories to manage
• Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• Annual fee of $149
• Secured option to build credit history (same cash back rates)