Offer

Earn up to $50 in Cash Back Dollars^† with the TD Cash Back Visa Card. Conditions apply. Offer effective as of June 4, 2025.

Earn $10 in Cash Back Dollars on first purchase with your card^†.
Earn an additional $40 in Cash Back Dollars when you reach a spend of $1,500 in the first 3 months of account opening^†.
Cash Back Dollars can be redeemed to help pay down your account balance^†.
For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
Save when you rent a vehicle from Avis and Budget. Use your TD credit card and get 10% off the lowest available rates^† in Canada and the U.S. and at least 5% off the lowest available international rates^† on qualifying vehicle rentals at participating Review and Budget locations.
Optional TD Auto Club^† membership for 24/7 emergency roadside assistance.
Purchase insurance and extended warranty protection^† – You automatically benefit from Purchase Insurance and Extended Warranty Protection, which covers most personal items purchased with your card that are stolen or damaged within 90 days of purchase.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 21.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to $50 cash back^†

Minimum Spending Required $1,500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 1 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 1 %

Telecom/Internet 0.5 %

Streaming services 1 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Earn up to $50 in Cash Back Dollars† when you sign up for the TD Cash Back Visa* Card. Here’s how to take advantage of this offer:

Receive $10 in Cash Back Dollars after your first purchase.
Earn an additional $40 in Cash Back Dollars after making $1,500 in purchases within the first 3 months of opening your account.

Cash Back Dollars can be used to pay down your credit card balance.

In addition, with the TD Cash Back Visa* Card, you earn :

1% cash back per dollar spent on groceries, gas, EV recharging, public transit, recurring payments, streaming services, digital media and games
0.5% cash back per dollar on all other purchases

What’s more, TD Cash Back Visa* Card has no annual fee and offers purchase insurance and extended warranty protection. This TD credit card requires no minimum income.

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