Neo World Elite® Mastercard – Everywhere

Welcome Bonus
No Welcome Offer
  • Accepted at Costco
  • Up to 2% cash back everywhere else
Annual Fee
$149
Interest rates
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Neo World Elite® Mastercard credit
Neo World Elite® Mastercard – Everywhere
No Welcome Offer
Apply Now

Offer

  • 2% cash back on all purchases (up to $4,000/month, then 1% with no cap)
  • No categories to manage
  • Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • Annual fee of $149
  • Secured option to build credit history (same cash back rates)

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $149
Foreign Transaction Fee 2.5%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 2 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 2 %
Convenience Stores 2 %
Drugstores 2 %
Local Transport 2 %
Travel 2 %
Entertainment 2 %
Recurring Payments 2 %
Telecom/Internet 2 %
Streaming services 2 %
Online transactions 2 %
Office Supplies 2 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The Neo World Elite® Mastercard – Everywhere combines the simplicity of a single rate with the benefits of a premium card. Earn 2% cash back on all your purchases (up to $4,000 per month, then 1% thereafter), with no categories to track.

You keep all the World Elite® benefits: comprehensive travel insurance, collision coverage for car rentals, and a DragonPass membership for airport lounges. Add to that additional discounts at over 10,000 Neo partners.

With an instant credit limit of up to $30,000, it’s the premium option for those who want high cash back on every purchase, effortlessly.

Travel insurance is not available to Quebec residents. DragonPass membership is included; fees apply for each lounge visit.

Alternative Cards

4.1

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