8 reasons to apply for the National Bank World Elite Mastercard in 2026

Updated Apr 7, 2026
Fact checked by
Marie-Ève Leclerc
Marie-Ève Leclerc Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc
Friends laughing while eating pizza slices near the water - National Bank World Elite Mastercard
To the point Here are 8 reasons to apply for the National Bank World Elite Mastercard, one of the best credit cards for travellers.

#1- One of the Best World Elite Cards for Travel

The National Bank World Elite Mastercard is one of the best World Elite Mastercard credit cards. Its combination of generous travel insurance, purchase protection and flexible rewards program makes it a top choice for Canadians who travel regularly.

Le Méridien Bali Jimbaran 42

#2- $150 Annual Travel Credit

With the National Bank World Elite Mastercard, you can get up to $150 in annual credit towards certain travel expenses!

Car Park

#3 – Unlimited Access to the National Bank Lounge

With the National Bank World Elite Mastercard you have unlimited free access to the National Bank Lounge at Montreal-Trudeau (YUL).

This benefit is valid for the main cardholder, one additional traveler and up to two children.

What’s more, you can enjoy paid access to many DragonPass lounges around the world.

Salon Bnc Featured 2 Airport Lounge Credit Card

#4 – Between 1 and 5 Points Per Dollar

With the National Bank World Elite Mastercard, you can earn up to 5 points per dollar:

CategoryPoints
Grocery and Restaurant5*
Gas and EV charging2
Recurring bills2
À la carte Travel2
Other purchases1

*For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly purchases charged to the card, even abroad.

And don’t forget that grocery stores are great places to buy gift cards for many other businesses (and earn up to 5 points per dollar)!

Costco Warehouse

#5 – Points for Airbnb and Other Rewards

With the National Bank World Elite MastercardÀ la carte Travel program, you can use your points for a wide range of rewards, including travel discounts such as Airbnb apartment rentals, and gift cards.

The best way to use your points is to book your trip through Plan à la carte’s online travel agency NBC: you’ll earn a $100 credit for every 10,000 points redeemed.

RewardsPoints for $100
Redeem with the dedicated travel agency of the NBC à la carte Plan.10 000
Flexible travel discount
(from 55,000 points redeemed)
11 000
Flexible travel rebates12 000
À la carte extras
RRSP or TFSA contribution
Cash back on an all-in-one mortgage line of credit or on the mortgage loan
12 000
Gift card12,000 – 13,500
Statement Credit25 000
Best Tips for Finding Your Airbnb Rental

#6 – The Best Insurance for Your Travels

With the National Bank World Elite Mastercard, you have the best credit card for travel insurance :

  • Travel medical insurance (outside province of residence)
  • Trip Cancellation / Trip Interruption Insurance
  • Insurance in Case of Theft or Loss of Luggage
  • Flight Delay Insurance
  • Insurance in Case of Baggage Delay
  • Car Rental Insurance

Travel medical insurance can cover up to 60 days of travel (depending on your age). And trip cancellation/interruption insurance covers you even if you’ve only charged part of the cost of the trip to your card. Where other credit cards require that the entire trip be paid for with it!

This is convenient when you pay for part of your trip with your points Aeroplan or Avios, and only the taxes with your credit card.

Qantas Famille.jpg.

#7 – The Best Insurance for Your Purchases

With the National Bank World Elite Mastercard, you have the best credit card for purchase insurance :

  • Insurance against theft or breakage for 180 days (6 months from date of purchase)
  • Triple extended warranty (up to 2 additional years)
  • Mobile device insurance (up to 2 years)

Washing Machine

#8 – An Award-Winning Credit Card

We have elected the National Bank World Elite Mastercard as the best credit card for travel and the best credit card for insurance in 2023, 2024, 2025, and 2026.

2026 Awards Best Credit Card for Travel
2026 Awards Best Mastercard Credit Card

Bottom Line

Here are the 8 reasons why now is the best time to sign up for the National Bank World Elite Mastercard.

We could add Mastercard’s Priceless Cities service, or the fact that NBC has been ranked 1st among credit card issuers in terms ofcustomer experience (Forrester 2021 CX Index).

NBC World Elite Jm

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
All posts by Jean-Maximilien Voisine
Credit Cards

Receive our newsletter every week!

Savings are this way (if you don’t see the signup form, click here):

Milesopedia