9 Reasons to Apply for the National Bank World Elite Mastercard in 2024

NBC World Elite Jm
To the point Here are 9 reasons to apply for the National Bank World Elite Mastercard®, one of the best credit cards for travellers.

#1- One of the Best World Elite Cards for Travel

The National Bank World Elite Mastercard is one of the best World Elite Mastercard credit cards. With our exclusive welcome offer until December 13, 2024, now’s a great time to get it and take advantage of its benefits before your next trip!

Le Méridien Bali Jimbaran 42

#2- $150 Annual Travel Credit

With the National Bank World Elite Mastercard, you can get up to $150 in annual credit towards certain travel expenses!

The following are eligible expenses:

Car Park

#3 - Unlimited Access to the National Bank Lounge

With the National Bank World Elite Mastercard, you have unlimited complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).

This benefit is valid for the main cardholder, plus one additional passenger, and up to two children.

Plus, you can enjoy paid access to many DragonPass lounges around the world.

NBC Featured 2

#4 - Between 1 and 5 points per dollar

With the National Bank World Elite Mastercard, you can earn up to 5 points per dollar:

Category Points
Grocery and Restaurant 5*
Gas and electric recharging 2
Recurring bill 2
À la carte Travel 2
Other purchase 1

*For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly card purchases.

Once you reach $2,500 in monthly purchases, you’ll earn 2 points per dollar on the Grocery and Restaurant category. This is still very good compared with other cards that offer only 1 point per dollar after the threshold is reached.

And don’t forget that grocery stores are great places to buy gift cards for many other businesses (and earn up to 5 points per dollar)!

Costco Warehouse

#5 - Points for Airbnb and Other Rewards

With the National Bank World Elite Mastercard À la carte Travel program, you can use your points for a wide range of rewards, from travel discounts such as Airbnb apartment rentals, to gift cards.

The best way to use your points is to book your trip through Plan à la carte’s online travel agency NBC: you’ll earn a $100 credit for every 10,000 points redeemed.

Rewards Points for $100
Exchange with dedicated NBC À la carte Travel agency 10,000
Flexible travel discount
(from 55,000 points redeemed)
11,000
Flexible travel discount 12,000
Extras à la carte
RRSP or TFSA contribution
Repayment of all-in-one line of mortgage or mortgage loan
12,000
Gift card 12,000 – 13,500
Statement credit 25,000
Best Tips for Finding Your Airbnb Rental

#6 - The Best Insurance for Your Travels

With the National Bank World Elite Mastercard, you have the best credit card for travel insurance :

  • Travel Medical Insurance (outside province of residence)
  • Trip Cancellation / Trip Interruption Insurance
  • Insurance in case of theft or loss of luggage
  • Flight delay insurance
  • Insurance in case of baggage delay
  • Car Rental Insurance

Travel medical insurance can cover up to 60 days of travel (depending on your age). And trip cancellation/interruption insurance covers you even if you’re only charging a portion of the cost of the trip on your card. Where other credit cards require that the entire trip be paid with the card!

It’s especially convenient when you pay for part of your trip with Aeroplan points or Avios, and only the taxes with your credit card.

Qantas Famille.jpg.

#7 - The Best Insurance for Your Purchases

With the National Bank World Elite Mastercard, you have the best credit card for purchase insurance :

  • Insurance against theft or breakage for 180 days (6 months from date of purchase)
  • Triple extended warranty (up to 2 additional years)
  • Mobile device insurance (up to 2 years)

Most other credit cards in Canada only cover 90 days and 1 additional year. There’s no need to buy an extended warranty for appliances paid for with this Card!

Washing Machine

For more details on the card and its range of insurance, see this article:

#8 - An Award-Winning Credit Card

We voted the National Bank World Elite Mastercard as the best travel credit card and the best credit card for insurance in 2023 and 2024.

Assurances-MeilleureCarteDeCredit-Milesopedia-2024
Voyage-MeilleureCarteDeCredit-Milesopedia-2024

#9 - An Exclusive Welcome Offer

National Bank World Elite Mastercard is the best Mastercard credit card on NBC. With the current welcome offer exclusive to the Milesopedia Network, receive up to 35,000 bonus points, distributed as follows:

  • 10,000 points if you make at least $5,000 in purchases in the first 3 months
  • 10,000 points if you make at least $10,000 in purchases in the first 6 months
  • 15,000 points if you make at least $20,000 in purchases in the first 14 months

What’s more, you pay no annual fee for the first year.

With this card, you earn up to 5 points per dollar on your purchases:

  • 5 points per dollar on grocery and restaurant purchases
  • 2 points per dollar on gas and electric recharge purchases
  • 2 points per dollar on recurring bills
  • 2 points per dollar on À la carte Travel
  • 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

  • Airport parking
  • Baggage fees
  • Seat selection
  • Access to airport lounges
  • Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, in 2023 and 2024, Milesopedia voted National Bank World Elite Mastercard as the Best Credit Card for Travel and the Best Credit Card for Insurance.

Bottom Line

So here are 9 reasons why now is the best time to apply for the National Bank World Elite Mastercard.

We could add Mastercard’s Priceless Cities service or the fact that NBC has been ranked 1st among credit card issuers in terms of customer experience (Forrester 2021 CX Index).

Whatever the case: in 2024-2025, long live travel with benefits with one of the best credit cards for travellers!

NBC World Elite Jm
Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.
All posts by Jean-Maximilien Voisine
Credit Cards

Suggested Reading

Receive our newsletter every week!

Savings are here:

Milesopedia