Advertiser disclosure
Advertisers are not responsible for the content of this site, including any editorial or review that may be published on it. For complete and up-to-date information about any product featured, please visit their website. We maintain business relationships with certain partners mentioned in our communication tools. While we may receive compensation if you sign up for a product or service through our affiliate links, our reviews and content are based on an objective assessment. Value estimates are established by Milesopedia and are not provided, endorsed, or verified by the issuing financial institutions. †*Terms and conditions apply.
The National Bank World Elite Mastercard is one of the best World Elite credit cards. Its combination of generous travel insurance, purchase protection, and a flexible rewards program makes it an excellent choice for Canadians who travel regularly.
For a $150 annual fee, you get a $150 travel credit, unlimited access to the National Bank Lounge, and up to 5 points per dollar on groceries and restaurants. This card is also featured in our ranking of the best credit cards in Canada. Here are our 8 reasons to apply.
With the National Bank World Elite Mastercard, you can get up to $150 in annual credit towards certain travel expenses!
This credit applies to the following categories:
In practical terms, a single round trip with a checked bag is often enough to recoup this credit. For example, two checked bags on a flight already offset a good portion of the $150 annual fee. The guide below explains in detail how to obtain this reimbursement.
With the National Bank World Elite Mastercard you have unlimited free access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder, one additional traveler and up to two children.
What’s more, you can enjoy paid access to many DragonPass lounges around the world.
With the National Bank World Elite Mastercard, you can earn up to 5 points per dollar:
*For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly purchases charged to the card, even abroad.
And don’t forget that grocery stores are great places to buy gift cards for many other businesses (and earn up to 5 points per dollar)!
Here is a concrete example. If your grocery and restaurant purchases reach the $2,500 monthly cap, you earn 12,500 points per month, or 150,000 points per year. At a rate of 10,000 points for $100 via the À la carte Plan, this represents up to $1,500 in travel rewards per year.
With the National Bank World Elite MastercardÀ la carte Travel program, you can use your points for a wide range of rewards, including travel discounts such as Airbnb apartment rentals, and gift cards.
The best way to use your points is to book your trip through Plan à la carte’s online travel agency NBC: you’ll earn a $100 credit for every 10,000 points redeemed.
With the National Bank World Elite Mastercard, you have the best credit card for travel insurance :
Travel medical insurance can cover up to 60 days of travel (depending on your age). As for trip cancellation/interruption insurance, it covers you even if you only charge part of the trip’s cost to your card. Conversely, most other credit cards require the entire trip to be paid for with the card.
This is convenient when you pay for part of your trip with your points Aeroplan or Avios, and only the taxes with your credit card.
With the National Bank World Elite Mastercard, you have the best credit card for purchase insurance :
Mobile device insurance deserves a special mention. It covers your phone for up to $1,000 in the event of theft, loss, or breakage, provided you charge your monthly bill to the card. This benefit avoids having to pay for separate insurance from your provider.
Additionally, the extended warranty triples the manufacturer’s warranty, for up to two additional years. Thus, an electronic device with a one-year manufacturer’s warranty benefits from a total of three years of protection.
We have elected the National Bank World Elite Mastercard as the best credit card for travel and the best credit card for insurance in 2023, 2024, 2025, and 2026.
Here are the 8 reasons why now is the best time to sign up for the National Bank World Elite Mastercard.
We could also mention Mastercard’s Priceless Cities service or National Bank’s solid reputation for customer experience, as the institution has previously been ranked #1 among credit card issuers according to Forrester’s CX Index.
As a reminder, the welcome offer allows you to earn up to 50,000 points by meeting spending and membership requirements. Before applying, check that you meet the required annual income, which is $80,000 for individuals or $150,000 for household income. To compare this card with other options, consult our ranking of the best credit cards.
Here are some frequently asked questions in the Milesopedia community regarding the National Bank World Elite Mastercard.
Savings this way:
You can change your preferences or unsubscribe at any time by clicking one of the links available at the bottom of each newsletter.
If you are already subscribed and would like to unsubscribe, you can click the link at the bottom of one of our emails.
