First of all, you have to collect points!
The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.
Flexibility is the main advantage of the NBC Rewards program. You can use your points to reimburse virtually any travel expense you purchase yourself:
Simply make your travel purchase with your credit card, then apply your points for reimbursement via your National Bank online portal. Follow the steps in our tutorial to reimburse your travel expenses with your points.
The À la carte Travel portal also lets you book airline tickets or vacation packages using your NBC Rewards points. You can make the most of your points: 10,000 points per $10. Discover the advantages and possibilities of À la carte Travel in our guide:
Before your international flight, enjoy a moment of relaxation at the National Bank Lounge located in the international zone of Montréal-Trudeau Airport. As a cardholder, you have free access to this exclusive space where you can:
This privilege, which would normally cost around thirty dollars per visit per person, is included with your card. Each National Bank World Elite Mastercard holder has complimentary access to the lounge with one guest and two children aged 12 or under.
Since my children are over 12, my spouse has an additional card on my account. This way, I enter with one of my teenagers (my free guest), and my spouse enters with the other teenager (their free guest). The additional card costs $50, but it’s definitely worth it! It allows me to earn additional points and fill up my older kids’ endless appetites at the Lounge before we take our flight.
The National Bank World Elite Mastercard includes one of the best travel insurance packages in the industry, covering trips up to a maximum duration of 60 days:
These protections save you from paying for additional insurance. That’s one less expense to worry about.
One of the major benefits of this card is its $150 Annual Travel Credit. Every year on January 1, the $150 annual travel credit appears in my account. I use it to pay for my Park’N Fly parking at Montreal-Trudeau international airport.
I return to Montreal, pay for parking with my National Bank World Elite Mastercard, and simply pick up my vehicle to head back home.
A few days later, I go into my National Bank online account and reimburse the cost of my airport parking with my annual travel credit. That’s one less thing to pay!
It can also be used to reimburse the cost of choosing a better seat on the plane, baggage fees, ticket upgrades to a higher class and entry to airport lounges around the world.
Read our tutorial on National Bank’s annual travel credit to learn all the steps you need to take to get your money back.
Yes, because even with a single trip, you can offset the annual fees thanks to the $150 travel credit, access to the National Bank Airport Lounge at Montréal YUL, and the included travel insurance.
Only the National Bank World Elite Mastercard gives access to the National Bank Lounge.
Here is the National Bank Customer Service telephone number for a Mastercard credit card: 1 888 622-2783 or 514 394-1427 (collect or in the Greater Montreal area).
Find out how in this step-by-step article How to use NBC rewards points on your travels.
Savings are here (if you don’t see the sign-up form, please click here):
