The TD First Class Travel® Visa Infinite* Card has become one of the essential travel credit cards in 2025.
With the recent addition of four free airport lounge accesses and an exceptional welcome bonus, it deserves its place in your wallet now more than ever.
Discover eight reasons why this card is a smart choice to enhance your travel experience and maximize your rewards this year!
The TD First Class Travel Visa Infinite Card requires a personal income of at least $60,000 or a family income of $100,000.
If you don’t meet these criteria, consider its little sister: the TD Platinum Travel Visa* Card. It offers similar benefits and requires no minimum income!
The big new feature of 2025 for the TD First Class Travel Visa Infinite Card: You now receive four complimentary airport lounge visits per year at DragonPass member lounges worldwide (a value of approximately $200).
With more than 1,200 VIP lounges around the world, DragonPass offers you:
This benefit is managed via the Visa Airport Companion application: you must activate this benefit before you can use it. You will not be able to enter the lounges simply by presenting your Visa card.
For full details on how to activate and use this benefit, see our complete guide to airport lounge access with DragonPass and Visa:
The TD First Class Travel Visa Infinite Card is currently offering an exceptional welcome bonus. It’s the biggest offer of the year, so grab it before it’s gone!
Bonus points are distributed as follows:
When redeemed for travel on Expedia for TD, 135,000 TD Rewards points are worth $675. Considering the $5,000 you’d need to spend, that’s an excellent 13.5% return on your purchases!
As a new account holder, your annual fee is waived for the first year. A Statement credit of $139 will be applied to your first statement to cover the annual fee.
What’s more, you’ll receive a $50 rebate on the card fee for an additional cardholder.
For subsequent years, you can obtain the TD First Class Travel Visa Infinite Card free of charge by opening a TD Bank All-Inclusive Banking Package.
This package, at $29.95 a month (or $0 with a minimum balance of $5,000), includes unlimited transactions and an annual rebate of $139 on your credit card fees.
On May 1, 2025, TD added new multiplier categories to its credit card portfolio, including:
Here’s how many points you’ll earn when you pay with your TD First Class Travel® Visa Infinite* Card:
One TD Rewards point is worth 0.5 cents according to Milesopedia’s valuation. As a result, the return on your daily spending ranges from 1% to 4%, depending on the category – as high as with the best cash-back cards in Canada.
Each year, on January 1, you automatically receive a $100 travel credit to use on Expedia for TD. This credit applies to reservations of at least $500 for accommodations or vacation packages (flights, cruises or car rentals are not eligible).
It’s easy to use: book through the Expedia for TD portal and pay with your TD First Class Travel Visa Infinite Card. The $100 credit will automatically be added to your account a few days later.
Plus, you can combine this credit with your TD Rewards points to maximize your savings. With the travel credit and welcome bonus, you could save up to $775 on your next vacation!
To find out all about Expedia’s annual credit for TD, consult our complete guide on the subject:
The TD First Class Travel Visa Infinite Card offers a flexible travel rewards program. You can use your TD Rewards points in two main ways, with two different valuations.
The best option is to book through Expedia for TD, where each point is worth 0.5 cent (200 points = $1). For example, a $500 plane ticket will cost you 100,000 points. You can book all types of travel: airfare, accommodations, car rentals, vacation packages and even cruises.
For even greater flexibility, you can convert your points into travel credit for any travel expense charged to your card, at a rate of 0.4 cent per point (250 points = $1). This option lets you book wherever you want: directly with the airlines, with your travel agent or elsewhere.
Consult our complete guide to using TD Rewards points to discover all the possibilities offered by this program:
On your birthday, TD gives you a gift! You’ll receive a bonus equal to 10% of the total points accumulated during the previous year, up to a maximum of 10,000 points.
For example, if you earn 80,000 points during the year, you’ll automatically receive 8,000 bonus points (worth $40 in travel).
These anniversary points are added to your regular points and automatically deposited in your account.
Welcome bonus points are not included in the calculation of the anniversary bonus. Only points accumulated on your daily purchases are considered.
The TD First Class Visa Infinite Card offers some of the best travel insurance coverage in Canada. A complete range of insurance coverage protects you and your family while travelling.
Travel medical insurance covers trips of up to 21 days for those under 65, or 4 days for those 65 and over, with coverage of up to $2 million. Your immediate family (spouse and children) are also covered when you travel together.
The card also includes trip cancellation and interruption insurance (up to $1,500 per person for cancellation and $5,000 for interruption), baggage delay insurance, travel accident insurance and rental car collision insurance.
To benefit from these coverages, you must pay the majority of your travel expenses with your card. See our detailed TD First Class Travel Visa Infinite Card insurance guide for complete coverage details:
In addition to travel insurance, the TD First Class Travel also protects your everyday purchases with a number of warranties.
Purchase Protection Insurance covers your new items against theft or damage for 90 days after purchase. Additionally, the extended warranty automatically doubles the manufacturer’s warranty up to an additional 12 months on most new items.
The card also includes mobile device insurance that protects your phone for up to $1,000 in the event of damage, loss or theft. To benefit from this coverage, you must pay your phone or your monthly phone bill with your card.
These protections apply automatically when you pay in full with your card. This is particularly useful for electronics, appliances and other major purchases.
The TD First Class Travel Visa Infinite Card fully justifies its annual fee thanks to its many advantages:
This card definitely deserves a place in the wallets of Canadian travellers looking to optimize their spending and benefit from excellent protections.
Take advantage of the great welcome offer this spring before it’s over!
Savings are here (if you don’t see the sign-up form, please click here):
