Congratulations on taking the plunge with the TD First Class Travel® Visa Infinite* Card! You’ve come to the right place to find out how to use that $100 TD Travel Credit like a pro.
Benefits of the TD First Class Travel Visa Infinite Card
20,000 TD Rewards Points when you make your first purchase with your card†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening†
An anniversary bonus of up to 10,000 TD Rewards Points†
Plus, enjoy an annual TD Travel Credit† of $100 when you book travel through Expedia® For TD, as well as airport lounge access with 4 complimentary visits per year through the Visa Airport Companion Program†.
8 TD Rewards Points† per dollar when you book travel through Expedia® For TD†
6 TD Rewards Points† per dollar on groceries, dining and public transit
4 TD Rewards Points† per dollar on recurring bill payments and on streaming, digital gaming and media purchases
2 TD Rewards Points† per dollar on all other purchases made with your card
This card also gives you a range of travel benefits, including an annual travel credit, complimentary airport lounge visits and an anniversary bonus that boosts your points every year†.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points† as well as an Annual Fee rebate for the first year†:
20,000 TD Rewards Points for the first purchase made with your card†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening†
A Birthday Bonus of up to 10,000 TD Rewards Points†
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
With the TD First Class Travel® Visa Infinite* Card, you earn:
8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
6 TD Rewards Points† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points† per dollar on all other purchases made with your card
This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year†.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending
Value
1st Year Value$1,430
2nd Year Value$531
Card benefits
Concierge service24/7
Airport lounge access$160
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000
Auto Rental CollisionUp to $65,000 / 48 days
Terms and conditions of the $100 annual travel credit
First, the $100 annual TD Travel Credit is valid only on reservations made on the Expedia for TD portal.
It is valid on the first eligible travel purchase charged to the account between January 1 and December 31 each year. On January 1, the $100 credit is available again, and it does not carry over from year to year if it is not used.
A purchase eligible for the travel credit includes:
The purchase of a stay in a hotel, motel, tourist accommodation or vacation rental of CAD 500 or more through Expedia for TD;
Or the purchase of a vacation package of CAD 500 or more from Expedia for TD, which includes hotel, motel, tourist accommodation or vacation rental and transportation.
The important aspect to remember is that the amount of $500 or more (in a single transaction) must be charged to the TD First Class Travel Visa Infinite* Card and includes fees and taxes.
So this would work for your $450 hotel purchase with $75 in fees, for a total of $525.
If, by chance, you cancel your booking, the credit will simply be returned to your account for you to use again.
How to Receive Your $100 TD Travel Credit
Go to the Expedia for TD site and log in using your TD EasyWeb credentials.
Search according to your dates and find your ideal accommodation. Then click on Book.
Then you can choose to use your TD Rewards points to pay for your travel purchase, in part, in full or not at all.
At the very bottom, click on Finish booking to finalize your transaction. And there you have it! You will immediately receive a confirmation e-mail from Expedia for TD.
Then, 2-3 days later, you’ll receive another e-mail from TD confirming that the $100 TD Travel Credit has been applied to your account.
For example, you can see below that I made a reservation of around $1,082, which triggered the $500 or more purchase on accommodations condition.
I received my $100 TD Travel Credit and on top of that, I received another $803 credit to my account, as I redeemed 160,600 TD Rewards points to pay off my hotel.
In the end, my $1,082 reservation and my TD Travel credit, along with the redemption of my TD Rewards points, allowed me to pay only $179 for my 5-day accommodation. It’s as if my hotel only cost me about $35 per night for my whole family.
Bottom Line
The TD First Class Travel® Visa Infinite* Card has many facets: it’s not just a means of payment, it’s a real companion that helps you travel better and turns your daily expenses into vacation memories.
Make the most of your TD Travel Credit so you don’t lose it!
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points† as well as an Annual Fee rebate for the first year†:
20,000 TD Rewards Points for the first purchase made with your card†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening†
A Birthday Bonus of up to 10,000 TD Rewards Points†
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
With the TD First Class Travel® Visa Infinite* Card, you earn:
8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
6 TD Rewards Points† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points† per dollar on all other purchases made with your card
This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year†.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending
Value
1st Year Value$1,430
2nd Year Value$531
Card benefits
Concierge service24/7
Airport lounge access$160
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000
Auto Rental CollisionUp to $65,000 / 48 days
Does the TD Credit Card offer travel insurance?
TD credit cards offer a variety of travel insurance coverages. But the TD First Class Travel® Visa Infinite* Card is one of the best! Not only does it offer solid travel insurance, but also coverage for your mobile devices. Check out all the details in our article on its advantageous travel insurance.
Does the TD Travel Credit expire?
Yes, the $100 annual travel credit from the TD First Class Travel® Visa Infinite* Card annual travel credit expires at the end of the year, on December 31. It is important to use it before that date, as it cannot be carried over to the following year.
What expenses are eligible for the TD First Class Travel Credit?
The $100 annual travel credit can be applied to the purchase of a stay in a hotel, motel, lodging or vacation rental of $500 made through Expedia for TD. Travel purchases made elsewhere are not eligible.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$469Annual fee rebated$120Total$589Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The BMO eclipse Visa Infinite* Card is one of the best Visa Infinite rewards credit cards in Canada. Its welcome offer lets you earn up to 70,000 BMO Rewards points, for a total value of up to $1,150*.
It also includes a monthly statement credit for streaming services, an annual $50 lifestyle credit, and no annual fee for the first year (a $120 value)*.
With the BMO eclipse Visa Infinite* Card, you also get:
5x BMO Rewards points for every dollar spent on groceries, meal delivery or takeout, rideshare, public transit, and gas*
1 BMO Rewards point for every dollar spent on all other purchases*
10% more points when you add an authorized user to your account*
Mobile device insurance offering coverage up to $1,000*
The Pay with Points feature, which allows you to redeem your points on recent purchases starting at $1*
Six months of Instacart+ membership plus a monthly $10 Instacart credit with an eligible card*
Legal
*Terms and conditions apply
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
5xTransit
5xGas
5xRestaurants
5xGroceries
1xAll spending
Value
1st Year Value$1,128
2nd Year Value$365
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 21 days
Travel medical (55-64)Up to $5,000,000 / 21 days
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
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