The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.
Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $300 cash back (period covered by your first 4 statements) and a first-year annual fee rebate†!
With this CIBC Cash Back Credit Card, you get:
For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!
And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).
And this CIBC Cash Back Credit Card offers many insurance coverages:
If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).
With this offer, get a 10% welcome bonus in the form of up to $300 cash back (period covered by your first 4 statements) and a first-year annual fee rebate!†
With the CIBC Dividend® Platinum Visa* Card, you get:
And this CIBC Cash Back Credit Card offers some insurance coverage:
The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa credit cards for students in Canada. For a limited time, earn $50 cash back if you make a purchase within the first 4 months.
With this CIBC Student Credit Card, you get:
What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions.
And this CIBC Student Credit Card offers some insurance coverages:
Here are the CIBC Dividend® Visa Infinite* Card cash back categories in detail:
Note that the 4% cashback is only valid on the first $20,000 of purchases (made from January to December) at grocery stores, supermarkets, gas stations and EV charging. Above this amount, you’ll earn 1% cash back.
CIBC Global Money Transfer allows you to send money overseas and pay with your CIBC Dividend® Visa Infinite* Card. Plus, it earns 0.25% cash back and there are no transfer fees.
There is also no interest to pay, as long as the balance is paid before the payment due date.
Link your CIBC Dividend® Visa Infinite* Card with Journie Rewards. So when you pay for gas with this card, you save 3 cents per liter.
In addition, you earn 1 Journie point per liter of gas. When you have 300 Journie points, you get an additional 7 cents per litre on your next gasoline purchase within 30 days.
This is valid only at Ultramar, Pioneer, Fas Gas and Chevron gas stations in Canada.
CIBC’s cash back calculation period is from January to December of each year. Cash back is earned monthly, but can be redeemed at any time during the year.
The CIBC Dividend® Visa Infinite* Cardholder must have at least $25 earned cash back to redeem it. Then it is applied to the account within 5 days after the application is submitted.
Every December, the cash back balance is automatically redeemed, regardless of the amount. The balance is reset to zero, in order to start a new year.
Insurance included with the CIBC Dividend® Visa Infinite* Card is as follows:
The CIBC Dividend® Visa Infinite* Card offers different coverage for emergency travel medical care based on:
This CIBC Dividend® Visa Infinite* Card offer has attractive benefits for people who want to earn cash back on everyday expenses quickly.
If you don’t have the minimum income required for this card, you can opt for the CIBC Dividend Platinum® Visa* Card (minimum income of $15,000) or even the CIBC Dividend® Visa* Card for Students if you’re a student.
Savings are here:
