Small Business Offer: Up to 150,000 Points with the American Express Business Platinum Card!

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Alexandrine Bertrand
Alexandrine Bertrand

Alexandrine Bertrand

Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
All posts by Alexandrine Bertrand
Business Platinum Card® from American Express Centurion
To the point Earn up to 150,000 points with this exceptional offer for the American Express Business Platinum Card, the best small business card with travel rewards.

Welcome Offer

Earn up to 150,000 points with this welcome offer for Business Platinum Card® from American Express:

  • 110,000 Membership Rewards points after charging $15,000 in net purchases to your Card in the first 3 months of membership
  • 40,000 points when you make a purchase between 14 and 17 months of Cardmembership

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

150,000 points have a minimum value of $1,500 for a Statement credit, and much more if you transfer your points to a partner.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 150,000 Aeroplan points
  • 150,000 Avios
  • 112,500 Flying Blue Miles
  • 180,000 Marriott Bonvoy points

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:

  • Free, unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries.
  • $200 Annual travel credit
  • $100 Card Statement Credit for Nexus
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold Status
  • Access to the Fine Hotels and Resorts program
  • Up to $120 in eligible Wireless Credits each year

With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.

Finally, the Business Platinum Cardᴹᴰ from American Express stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Membership Rewards Value

150,000 Membership Rewards points have a value of $1,500 if used against any purchase charged to your card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs like Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

Personally, I use my Membership Rewards points by transferring them to Aeroplan to book flights:

Or I use my Membership Rewards points via the American Express fixed-point travel program for specific North American destinations: the return is 2 cents per point (a value of $3,000 for 150,000 points).

singapore airlines a350 – business class-09
Singapore Airlines A350 Business Class

Everyday life benefits

A single earning rate for all purchases

With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points per dollar on all purchases.

Membership Rewards points can be transferred to:

  • Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
  • Hotel programs such as Marriott Bonvoy and Hilton Honors.

Annual mobile credit of up to $120

With your Business Platinum Card® from American Express, you can earn $10 in monthly credit on mobile plan payments, up to a maximum of $120. Read this article to find out how to use the $120 Annual Mobile Credit.

credit platine pme dell bell mobile fr

Annual Dell Credit of up to $200

With your Business Platinum Card® from American Express, you can earn $100 in credit every six months for purchases made on Dell’s website. That means you could earn up to $200 in Dell credit annually!

Here’s an example of a purchase made just before December 31 that qualified for the $100 semi-annual credit. From January 1 to June 30, you can get a new $100 credit, and so on!

credit platine pme dell bell mobile fr

A metal card

As a high-end card, the Platinum Card is a metal card!

The Business Platinum Card® from American Express is one of the only cards in Canada to be made of metal, which reinforces the Premium (and different) side of the Business Platinum Card® from American Express from the competition.

And this Card is really beautiful with only your name on the front: all the other information is on the back (but your wallet will weigh a little more)!

Business Platinum Card® from American Express Centurion

Benefits for your travels

Access to Airport Lounges

The Business Platinum Card® from American Express grants access to the American Express Global Lounge Collection.

Here are the conditions of access for each type of lounge:

Lounges Details
Priority Pass Complimentary and unlimited access for the holder AND a guest
1,400 airport lounges worldwide
Swissport Executive lounges Complimentary access for the holder and his/her spouse
& 2 children under 21

on presentation of the Platinum card
Ex: National Bank lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P. lounge at the Québec City International
Jean-Lesage International Airport
Free access for cardholder and one travel companion
& 2 children under 18

on presentation of Platinum card
Plaza Premium lounges Complimentary access for cardholder and spouse
on presentation of Platinum Card
Ex: Many Plaza Premium lounges in Montreal (Air France), Toronto, Vancouver, Edmonton, Winnipeg…
Delta Sky Club Complimentary access for
cardholders
on presentation of their
Platinum card & Delta Airlines ticket.
Airspace Lounge lounges Complimentary access for the holder and his/her spouse
& 2 children under 21

or 2 travelling companions
on presentation of the
Platinum cardSan Diego and Cleveland airports
Escape Lounges Complimentary access for cardholder
& 2 travel companions
on presentation of Platinum card
Oakland and Minneapolis airports…
Centurion lounge Complimentary access for the holder
& 2 travel companions
on presentation of the Platinum card
Miami, Las Vegas, La Guardia, San Francisco, Hong Kong airports…
International lounges
American Express
Complimentary access for cardholder
collection salon lounge american express

For example, you can get complimentary access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

Amex Platine PME Salon Air France

NEXUS credit of up to $100

The Business Platinum Card® from American Express offers travellers another benefit: a $100 Statement credit for a NEXUS membership.

You just have to charge your NEXUS membership (every 4 years) onto your Business Platinum Card® from American Express to get this credit.

Nexus Statement Credit
Nexus Passeports Milesopedia

$200 annual travel credit

American Express Canada offers an annual travel credit of $200 for travel booked through the American Express Travel site with the Business Platinum Card® from American Express.

This may be:

  • A flight
  • A hotel
  • A car rental
  • A travel package

This credit is renewed each year based on Cardmembership anniversary date.

Status in hotel programs

The Business Platinum Card® from American Express also offers status with Marriott Bonvoy, entitling you to a number of benefits:

Program Status Main benefits
Marriott Bonvoy Elite Gold Room upgrade
Late checkout until 2pm
10 points for every U.S. dollar in qualifying purchases
& 25% more points than base level members
Free premium Internet access
Hilton Honors Gold Complimentary breakfast or restaurant credit
Roomupgrade
Late checkout until 2pm
10 points for every U.S. dollar in eligible purchases
& 80% more points than base level members

The Fine Hotels and Resorts program

Holders of the Business Platinum Card® from American Express have access to the Fine Hotels & Resorts program, which offers a range of valuable benefits at top-of-the-range hotels such as:

  • Complimentary Breakfast
  • Room upgrade
  • 4 p.m.guaranteed Late departure
  • $100 hotel property credit
Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured
The Cosmopolitan of Las Vegas, Autograph Collection

High-end travel insurance

Travel insurance from Business Platinum Card® from American Express is particularly advantageous, with very high reimbursement levels, whether for flight delays, baggage delays, assistance abroad, or top-of-the-range car rentals…

Here is a summary of insurance coverages (this information is informational. Please refer to the brochure supplied with your Business Platinum Card® from American Express).

Insurance Coverage
Emergency medical expenses
(out of province or country)
This coverage pays for eligible emergency medical expenses incurred outside your province or territory of residence in Canada, during the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under age 65.
Trip Cancellation When you charge your entire travel arrangements to your Platinum Card, this coverage reimburses you for the non-refundable, non-transferable portion of your prepaid travel expenses, up to a maximum of $2,500 per insured person($5,000 for all insured persons combined), if you have to cancel a trip due to a qualifying event.
Trip Interruption When you charge your entire travel arrangements to your Platinum Card, this protection covers the unused, non-refundable and non-transferable portion of your prepaid travel arrangements, excluding the cost of unused prepaid transportation back to your departure point, up to a maximum of $2,500 per insured person per trip($6,000 maximum for all insured persons combined), if your trip is interrupted or delayed due to an eligible event.
Flight delay Charge your airline tickets to your Platinum Card and receive up to $1,000 (maximum in combination with Mishandled Baggage Insurance) for all necessary and reasonable hotel, motel or restaurant charges incurred within 48 hours if your flight is delayed or you are denied boarding for more than four hours without alternate transportation.
Misdirected baggage When you book your flight with the Platinum Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable everyday purchases of essential clothing and sundries that you make within four days, if your baggage is not returned to you within six hours of arriving at your departure flight destination.
Loss or theft of baggage If you charge the full cost of your airline tickets to your Platinum Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while in transit, up to a combined maximum of $1,000 per trip.
Car Rental Theft and Damage Save when you travel with flight and damage insurance for rental cars included with your Platinum card. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency and fully charge your rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel Burglary Insurance You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance Coverage of up to $500,000 in the event of accidental death or dismemberment for you, your spouse and dependent children under age 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of your tickets to your Platinum Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Purchase Protection® Plan You can be insured for eligible items charged to your Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined). No registration required. You can be reimbursed for eligible events not covered by any other insurance.
Buyer’s Assurance® Protection Plan Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card. This protection applies to card items around the world, if the manufacturer’s warranty is valid in Canada and the United States and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. Before you have an item repaired, you must get permission. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
american express centurion lounge hong kong 17
American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming points to book flights with American Express

American Express has two charts:

  • Flexible points: here you use your points at a value of 1,000 Membership Rewards points = $10
  • Fixed Points: the fare will be depend on the destination
american express logo lounge 1

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. That’s 150,000 points = $3,000!

Using points against any expense

Another way to use Membership Rewards points is by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

That’s 150,000 Membership Rewards points = $1,500!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners Conversion rates
Aeroplan New Logo 150,000 Membership Rewards points
=
150,000 Aeroplan points
flying blue logo 150,000 Membership Rewards points
=
112,500 miles
in asia miles 150,000 Membership Rewards points
=
112,500 miles
british airways club 150,000 Membership Rewards points
=
150,000 Avios points
pg logo delta skymiles e1496111335578 150,000 Membership Rewards points
=
112,500 miles
etihad guest 150,000 Membership Rewards points
=
112,500 miles
hilton honors e1488115875520 150,000 Membership Rewards points
=
120,000 Hilton Honors points
marriott bonvoy logo 150,000 Membership Rewards points
=
180,000 Marriott Bonvoy points

How to apply for an American Express Business Card

Bottom Line

It’s a Card I’ve had as an entrepreneur since early 2019. I get complimentary and unlimited access, for me and another person traveling with me, to airport lounges:

And it’s on this card I spend most of my out-of-categories expenses: 1.25 Membership Rewards points per dollar, points that I then transfer to the Aeroplan or Flying Blue programs!

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine

Jean-Maximilien Voisine

Jean-Maximilien Voisine
Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.
All posts by Jean-Maximilien Voisine

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