Amex Business Platinum Card: Up to 120,000 Bonus Points

Credit Cards SME Offer: Up to 120,000 Points with the Business Platinum Card from American Express

To the point Get up to 120,000 points with this offer for the Business Platinum Card from American Express, the best business travel rewards card for SMEs.

Milesopedia recommends this card from American Express Canada

Business Platinum Card^® from American Express

Up to 120,000 Membership Rewards

Apply Now

Compare

Learn More

Welcome Offer

Value of Membership Rewards Points

120,000 Membership Rewards points are worth $1,200 if redeemed against any purchase charged to your card, for a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs such as Aeroplan, The British Airways Club, Flying Blue or Marriott Bonvoy!

Personally, I use my Membership Rewards points by transferring them to Aeroplan to book flights:

In business class: here the return I get is at least 4 cents per point (so a value of $4,800 for 120,000 points).
For multi-destination flights in North America: here, I often get at least 2 to 3 cents per point (i.e. a value of $2,400 to $3,600 for 120,000 points).

Or I use my Membership Rewards points via the American Express fixed-point travel program for certain North American destinations: the return is 2 cents per point (a value of $2,400 for 120,000 points).

singapore airlines a350 – business class-09 — Singapore Airlines A350 Business Class

Everyday Life Benefits

A Single Earning Rate for All Purchases

With the Business Platinum Card^® from American Express, you earn 1.25 Membership Rewards points per dollar on all purchases.

Membership Rewards points can be transferred to:

airline programs such as Aeroplan, The British Airways Club, Delta Skymiles or Flying Blue
Hotel programs such as Marriott Bonvoy and Hilton Honors.

Annual Wireless Credit of up to $120

With your Business Platinum Card^® from American Express, you can earn $10 in monthly credit on mobile plan payments, up to a maximum of $120. Read this article to find out how to use the $120 Annual Wireless Credit.

Annual Dell Credit of up to $200

With your Business Platinum Card^® from American Express, you can earn $100 in statement credit every six months for purchases made on Dell’s website. That means you could earn up to $200 in Dell credit annually!

Here’s an example of a purchase made just before December 31st that earned the $100 semi-annual credit. From January 1 to June 30, you can get a new $100 credit, and so on!

A Metal Card

A premium card… means a metal card!

The Business Platinum Card^® from American Express is one of the only cards in Canada to be made of metal, which reinforces the Premium (and different) side of the Business Platinum Card^® from American Express from their competitors.

And this card is really beautiful, with only your name on the front: all the other information is on the back (although your wallet will weigh a little more)!

Business Platinum Card® from American Express Centurion

Benefits for Your Travels

Access to Airport Lounges

Cardmembers of the American Express Business Platinum Card^® have access to the worldwide collection of American Express lounges.

Here are the conditions of access for each type of lounge:

Lounges	Details
Priority Pass	Free, unlimited access for the holder AND a guest 1,400 airport lounges worldwide
Swissport Executive Lounges	Free access for the holder and their spouse &2 children under 21 on presentation of the Platinum Card Ex: National Bank Lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P Lounge at the Quebec Jean-Lesage International Airport	Free access for the cardholder and one travelling companion &2 children under 18 on presentation of the Platinum Card.
Plaza Premium Lounges	Free access for cardholder and spouse on presentation of the Platinum Card Ex: Numerous Plaza Premium lounges in Montreal (Air France), Toronto, Vancouver, Edmonton, Winnipeg…
Delta Sky Club	Free access for cardholders on presentation of their Platinum card & Delta Airline ticket.
Airspace Lounges	Free access for the holder and their spouse &2 children under 21 or 2 travelling companions on presentation of the Platinum card San Diego and Cleveland airports
Escape Lounges	Free access for cardholder & 2 travel companions on presentation of Platinum card Oakland and Minneapolis airports…
The Centurion Lounge	Free access for the holder & 2 travel companions on presentation of the Platinum card Airports of Miami, Las Vegas, La Guardia, San Francisco, Hong Kong…
International Lounges American Express	Free access for the cardholder

collection salon lounge american express

For example, you can enjoy free access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

Up to $100 NEXUS Credit

The Business Platinum Card^® from American Express comes with another benefit for travellers: a $100 Statement credit for a NEXUS membership.

You just have to charge your NEXUS membership (every 4 years) onto your Business Platinum Card^® from American Express to get this credit.

$200 Annual Travel Credit

American Express Canada offers an Annual Travel Credit of $200 for travel booked through the American Express Travel site with the Business Platinum Card^® from American Express.

This may be:

A flight
A hotel
A car rental
A travel package

This credit is renewed each year based on Cardmembership anniversary date.

Status in Hotel Programs

The Business Platinum Card^® from American Express also offers status with Marriott Bonvoy, entitling you to a number of benefits:

Program	Status	Main benefits
Marriott Bonvoy	Elite Gold	Room upgrade Late checkout until 2pm 10 points for every U.S. dollar in eligible purchases & 25% more points than base level members Free premium Internet access
Hilton Honors	Gold	Free breakfast or restaurant credit Room upgrade Late checkout until 2pm 10 points for every US dollar in eligible purchases & 80% more points than base level members

The Fine Hotels and Resorts Program

Holders of the Business Platinum Card^® from American Express have access to the Fine Hotels & Resorts program, which offers a range of valuable benefits at high-end hotels such as:

Complimentary Breakfast
Room upgrade
4 p.m.guaranteed late departure
$100 credit for a service depending on the hotel

Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured — The Cosmopolitan of Las Vegas, Autograph Collection

Premium Travel Insurance

Travel insurance from the Business Platinum Card^® from American Express is particularly advantageous, with very high levels of reimbursement, whether for flight delays, baggage delays, assistance abroad, premium car rentals…

Here is a summary of insurance coverages (this information is informational. Please refer to the brochure supplied with your Business Platinum Card^® from American Express).

Insurance	Coverage
Emergency medical expenses (out of province or country)	This coverage pays for eligible emergency medical expenses incurred outside your province or territory of residence in Canada, during the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under age 65.
Trip Cancellation	When you charge your entire travel arrangements to your Platinum Card, this coverage reimburses you for the non-refundable, non-transferable portion of your prepaid travel expenses, up to a maximum of $2,500 per insured person ($5,000 for all insured persons combined), if you have to cancel a trip due to a qualifying event.
Trip Interruption	When you charge your entire travel arrangements to your Platinum Card, this protection covers the unused, non-refundable and non-transferable portion of your prepaid travel arrangements, excluding the cost of unused prepaid transportation back to your point of departure, up to a maximum of $2,500 per insured person per trip ($6,000 maximum for all insured persons combined), if your trip is interrupted or delayed due to a qualifying event.
Flight delay	Charge your airline tickets to your Platinum Card and receive up to $1,000 (maximum in combination with Mishandled Baggage Insurance) for all necessary and reasonable hotel, motel or restaurant charges incurred within 48 hours if your flight is delayed or you are denied boarding for more than four hours without alternate transportation.
Misdirected baggage	If you have booked your flight with the Platinum Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any reasonable and customary purchase of essential clothing and sundry items made within four days, if your baggage is not returned to you within six hours of your departure flight’s arrival at your destination.
Loss or theft of baggage	If you charge the full cost of your airline tickets to your Platinum Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while in transit, up to a combined maximum of $1,000 per trip.
Car Rental Theft and Damage	Save when you travel with flight and damage insurance for rental cars included with your Platinum card. Where permitted by law, you will automatically be insured against damage or theft of your rental car with a maximum MSRP of up to $85,000. To take advantage of this benefit, you must decline loss/damage coverage or any other similar option offered by the rental company, and charge the entire rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/motel burglary	Automatic coverage of up to $1,000 for the loss of most personal belongings, excluding cash, if your hotel or motel room is burglarized. when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance	You’re covered for up to $500,000 in the event of accidental death or dismemberment for you, your spouse and dependent children under the age of 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of your tickets to your Platinum Card. Supplementary Cardholders, their spouses and dependent children under 23 are also covered.
Buyer’s Assurance Protection Plan	Eligible items are automatically insured against direct physical damage and theft up to $1,000 per occurrence (not per item purchased) for 120 days from the date of purchase when purchased with your Platinum Card. No registration required. You may be reimbursed for eligible events not covered by any other insurance.
Purchase Protection Plan	The Purchase Protection Plan automatically doubles the duration of the original manufacturer’s warranty, up to a maximum of one additional year, if you pay for your purchase in full with your Platinum Card. This protection applies to items paid for with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded from this coverage. Before having an item repaired, you must obtain authorization. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

american express centurion lounge hong kong 17 — American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming Points to Book Flights With American Express

American Express has two charts:

Flexible points: here you use your points at a value of 1,000 Membership Rewards points = $10
Fixed Points: the fare will depend on the destination

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. That’s 120,000 points = $2,400!

For more details on booking flights with your Membership Rewards points, check out this article!

Using Points Towards Any Expense

Another way to use Membership Rewards points: by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

That’s 120,000 Membership Rewards points = $1,200!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners	Conversion rates
	120,000 privilege points = 120,000 points Aeroplan
	120,000 Membership Rewards points = 90,000 Flyng Blue miles
	120,000 Membership Rewards points = 90,000 Asia Miles
	120,000 Membership Rewards points = 120,000 Avios
	120,000 Membership Rewards points = 90,000 miles
	120,000 Membership Rewards points = 90,000 miles
	120,000 Membership Rewards points = 120,000 Hilton Honors points
	120,000 Membership Rewards points = 144,000 Marriott Bonvoy points

How to Apply for an American Express Business Card

Here are the only two criteria required by American Express to apply for the Business Platinum Card^® from American Express:

You are a Canadian resident with a credit file in Canada
You have reached the age of majority in your province or territory of residence

There are no income requirements (American Express Cards do not require a minimum income), and you don’t have to provide proof of your company’s incorporation. This can come in handy for entrepreneurs or start-ups.

Check out these articles to help you:

Bottom Line

It’s a Card I’ve had as an entrepreneur since early 2019. This includes unlimited access to the lounges for me and one other person travelling with me:

Priority Pass
Plaza Premium Lounges
The Centurion Lounge
Delta Sky Club (when travelling with Delta Airlines)

And it’s on this card that I spend most of my out of category expenses: 1.25 Membership Rewards points per dollar, which I then transfer to the Aeroplan or Flying Blue programs!

Come to discuss that topic in our Facebook Group!

Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

All posts by Marie-Ève Leclerc

Advertiser disclosure

SME Offer: Up to 120,000 Points with the Business Platinum Card from American Express