Network: Visa

Earn the equivalent of up to $370^† including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†. Conditions apply. Account must be approved by January 6, 2025.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 6 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†.
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks^® and more.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

• Get 35,000 bonus points + first year annual fee waived upon approval
• Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
• Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership

• Enjoy 20,000 welcome points upon enrollment

Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee^† and a two-year annual fee rebate^†.

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get up to 10,000 bonus points – a value of $80!

• Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card
• Receive an additional 3,500 points when you spend $500 in the first three months of opening your card
• Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card
• Offer ends January 31, 2025

Get 2X the points on:

• qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
• dining, gas and EV charging purchases

Earn 1X the points per dollar everywhere else on all purchases.

Moi makes it easy to redeem

• Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
• Your Moi points don’t expire

Petro-Canada

• Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada.

RONA, Réno-Dépôt and RONA

• Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

RBC Offers

• Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions apply. Account must be approved by January 6, 2025.

• Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made^†
• Get an Annual Fee Rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^†, and on regularly recurring bill payments^† set up on your account
• Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
• Earn Cash Back Dollars on every eligible purchase.
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!^†
• Your Cash Back Dollars never expire as long as your account is open and in good standing
• Emergency Road Services with Deluxe TD Auto Club Membership
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†

Earn 15,152 TD Rewards points^† ($50 value on Amazon.ca^†) when you spend $500 within 90 days of account opening†. Conditions apply. Account must be approved by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^® and more.
• Mobile device insurance of up to $1000 if you lose or damage your phone.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

• No annual fee
• Hold and exchange 40+ currencies in your Wise account
• Spend in 150+ countries, withdraw at 2.3 million ATMs
• Convert currencies with the mid-market exchange rate and low transparent fees
• View and manage your account in the Wise app
• Freeze and unfreeze your card instantly
• Spend any currency you hold in the account for free when you have enough balance
• Auto convert feature makes sure you always pay the lowest possible fee when spending currencies you don’t hold in your account
• Check your currency balances in the app – and get instant transaction notifications for security
• It’s a debit card, not a credit card – easier to manage your budget without running up debts or incurring credit charges

• Receive up to 40,000 bonus Scene+ points in the first year (up to $400 in travel rewards)
• Earn 1.5X points Scene+ for every dollar in business purchases
• Pay no foreign exchange transaction fees for purchases made on a Web site or in a store outside Canada
• Six free airport lounge visits per year

• 3% cash back on purchases at gas stations, restaurants and office supply stores, as well as on recurring payments, and 1% on all other eligible everyday purchases for your business.
• 25-day interest-free grace period on new purchases
• Suite of comprehensive insurances

• Limit up to $500,000
• No additional cost for extended warranties on your purchases for up to 90 days
• Free supplementary cards and personalized cheques
• Flexible repayment terms
• 21-day interest-free grace period