Wise Card 

Wise Card 
Welcome Bonus
No Welcome Offer
Annual Fee
  • No Foreign Transaction Fee
  • ATM withdrawals in 150+ countries
  • Access to 40+ foreign currencies
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates

Wise Card
No Welcome Offer
Apply Now


  • No annual fee
  • Hold and exchange 40+ currencies in your Wise account
  • Spend in 150+ countries, withdraw at 2.3 million ATMs
  • Convert currencies with the mid-market exchange rate and low transparent fees
  • View and manage your account in the Wise app
  • Freeze and unfreeze your card instantly
  • Spend any currency you hold in the account for free when you have enough balance
  • Auto convert feature makes sure you always pay the lowest possible fee when spending currencies you don’t hold in your account
  • Check your currency balances in the app – and get instant transaction notifications for security
  • It’s a debit card, not a credit card – easier to manage your budget without running up debts or incurring credit charges

Fees & Conditions

Annual Fee $0


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

With the Wise Card, a no-annual-fee card, you can hold and exchange over 40 currencies directly in your Wise account.

With the Wise Card, you can spend freely in over 150 countries and withdraw cash from 2.3 million ATMs. You get 2 free monthly ATM withdrawals.

You can also take advantage of currency conversions at market exchange rates, with transparent, low fees. These fees will be much lower than those your credit card charges (generally 2.5% of the transaction).

You can manage your account easily with the Wise application. Moreover, you can manage your card with complete peace of mind by freezing and thawing it instantly. The automatic currency conversion feature ensures you always pay the lowest possible fees when using currencies not held on your account.

Keep an eye on your currency balances within the app and receive instant notifications for added security. As a debit card, the Wise Card helps you manage your budget without accumulating debt or incurring credit charges. Opt for the Wise Card and optimize your finances daily or when you travel abroad!