moi RBC Visa Credit Card  🇨🇦

Welcome Bonus
Up to 10,000 Points
Ends Jan 31, 2025
  • No annual fee
  • 2X the points on gas and EV charging purchases
  • 2X points on grocery and drugstore purchases
    (Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick)
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %

carte-moi-RBC-Visa
moi RBC Visa Credit Card
Up to 10,000 Points
Ends Jan 31, 2025
Apply Now

Offer

Get up to 10,000 bonus points – a value of $80!

  • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card
  • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card
  • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card
  • Offer ends January 31, 2025

Get 2X the points on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

Earn 1X the points per dollar everywhere else on all purchases.

Moi makes it easy to redeem

  • Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
  • Your Moi points don’t expire

Petro-Canada

  • Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada.

RONA, Réno-Dépôt and RONA

  • Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.

Purchase Security and Extended Warranty Insurance

  • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

RBC Offers

  • Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jan 31, 2025
Welcome Bonus amount Up to 10,000 Points
Minimum Spending Required $2,000
Minimum Spending Timeframe (Months) 12 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 1 Point
Gas 2 Points
Dining and Food delivery 2 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

With the RBC Visa Card you can earn a welcome bonus of 10,000 points :

  • 3,000 points upon your first purchase;
  • 3,500 additional points when you spend at least $500 in the first three months;
  • 3,500 additional points when you spend at least $2,000 in the first 12 months.

With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:

  • qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
  • dining, gas and EV charging purchases

And 1 point per dollar on all other purchases.

Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

Frequently Asked Questions

Alternative Cards

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