Network: Mastercard

• Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
• Earn more cash back on the categories that mean the most:
  • 5% on groceries*
  • 4% on transit including ride sharing, taxis and public transportation*
  • 3% on gas and electric vehicle charging*
  • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  • 1% unlimited cashback on all other purchases*
• Get the highest cash back earn rate on groceries in Canada.*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
• Complimentary Roadside Assistance Program*
• Extended Warranty Plus*
• Purchase Protection Plus*
• BMO CashBack World Elite Travel and Medical Protection*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

• Your cause, your card. Designed for women, the Allure card lets you support the Breast Cancer Foundation at Quebec.
• Easily earn 1 point for every $2 in purchases and receive $10 cash back for every 1,000 points earned.
• Take advantage of 10% discounts from fashion and health partners.

Accelerate cash back on common purchases!

• No annual fee
• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 0.5% Cash Back‡ for all other eligible purchases
• Standard Annual Interest rates of 20.99% on eligible purchases, 20.99% on balance transfers, and 20.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for a Smart Cash Mastercard.

Welcome offer:

• Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*

• Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
• 1.75% cash back at Shell®*
• Get up to 7 cents off per litre on all Shell^®± fuel*
• You can now use your BMO Mastercard at Costco stores across Canada
• No annual fee*.

• 1% cash back on restaurant transactions and recurring direct debits
• 0.5% cash back on other eligible purchases
• Cell phone protection: Your new mobile devices, purchased with your card or by direct debit from your macrédit account, are protected against theft or damage for up to 2 years.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 1% Cash Back‡ for all other eligible purchases
• $39 annual fee
• Standard Annual Interest rates of 20.99% on purchases, 20.99% on balance transfers, and 20.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

Accelerate rewards points on common purchases!

• 2 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases until $10,000 is spent annually in the applicable category
• 1 point‡ for every $1 spent on other eligible purchases
• Receive 5,000 bonus points†† ($25 in cash back value) after your first eligible purchase within the first 90 days of account opening
• Receive 5,000 bonus points†† ($25 in cash back value) once enrolled for e-statements within the first 90 days of account opening
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
• Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel
• Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
• No Annual Fee.

Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.

• Apply for the Tangerine Money-Back Credit Card by January 31, 2025 and you’ll receive an additional 10% cashback* (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Get a low promotional interest rate of 1.95% on balance transfers for 6 months.
• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• No limit on the amount of Money-Back Rewards you can earn. Change your 2% Money-Back Categories to suit your spending.
• Purchase protection and Extended Warranty

• Apply for the Tangerine World Mastercard Credit Card by January 31, 2025 and you’ll receive an additional 10% cashback* (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Get a low promotional interest rate of 1.95% on balance transfers for 6 months
• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• No limit on the amount of Money-Back Rewards you can earn. Change your 2% Money-Back Categories to suit your spending.
• Purchase protection and Extended Warranty
• Rental Car Collision/Loss Damage Insurance
• Mobile Device Insurance

• Welcome offer: Get 5% cash back in your first 3 months*
• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
• No annual fee*.
• FREE additional cards
• Extended Warranty*
• Purchase Protection*

• The best cash back credit card for students
• Welcome offer: Get 5% cash back in your first 3 months*
• Then get:
  • 3% cash back on grocery purchases,
  • 1% cash back on recurring bill payments
  • 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get cash back every time you spend, plus start building a healthy credit history
• Receive a discount on car rentals*