Network: Mastercard

Welcome offer: get 30,000 bonus points when you spend $3,000 in net purchases within the first 110 days from the account open date. Applications must be received between June 2, 2026 and June 2, 2027.

Earning: 10 Blue Points per dollar at participating Blue Rewards Partners, up to $15,000 in net purchases per calendar year; 2 points per dollar on gas and electric vehicle charging, up to $1,000 in net purchases per statement cycle; 1 point per dollar on all other purchases.

The account must be approved, open and in good standing. The offer is not available to current or former cardholders of this card, nor to BMO credit cardholders transferring into this product. The offer may be changed or withdrawn at any time.

Welcome offer: get up to $1,760 in value in the first year. Applications must be received between June 2, 2026 and September 6, 2026.

• 45,000 bonus points after $5,000 in net purchases within the first 110 days;
• 30,000 bonus points after $18,000 in net purchases within the first 180 days;
• 45,000 bonus points after $35,000 in net purchases within the first 365 days (120,000 points in total, worth up to $800);
• $175 primary cardholder annual fee waived in the first year;
• up to $520 in value with Maple (5 virtual care visits per calendar year);
• up to $268 with Mastercard Travel Pass provided by DragonPass (membership + 4 lounge passes per calendar year).

Earning: 12.5 Blue Points per dollar at participating Blue Rewards Partners, up to $25,000 in net purchases per calendar year; 2.5 points per dollar on gas and electric vehicle charging, up to $1,000 in net purchases per statement cycle; 1.25 points per dollar on all other purchases.

The $50 annual fee for each Additional Card added during the first year is charged on a prorated basis and is not rebated. Minimum annual income of $80,000 (individual), $150,000 (household), $250,000 (business income), or $400,000 (assets under management).

No welcome offer is available on this card.

• $125 annual fee, tax deductible
• 20.99% interest rate on purchases
• 22.99% interest rate on cash advances and balance transfers
• 1.5 points per dollar on eligible purchases, with no cap

Subject to credit approval. Full terms are provided by National Bank at the time of application.

No welcome offer is available on this card.

• $50 annual fee
• Prime rate + 5% on purchases, balance transfers and cash advances
• Financing available up to $10,000
• Minimum credit limit of $1,000

The base rate is the variable annual interest rate announced by National Bank as its reference rate for demand loans in Canadian dollars; it may change without notice. Subject to credit approval.

No welcome offer is available on this card.

• $0 annual fee, for both the primary cardholder and additional cards
• 20.99% interest rate on purchases
• 22.99% interest rate on cash advances and balance transfers
• Reduced rate of 14.5% on purchases and transfers available for a $30 annual fee, with a minimum credit limit of $1,000

Subject to credit approval. Full terms are provided by National Bank at the time of application.

⚠️ Offer to be confirmed on the CIBC website (most recent data available). Get a $100 statement credit after spending $3,000 or more within 120 days of account opening.

Account must be approved, opened and in good standing. Offer may be changed or withdrawn at any time.

• 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊
• Cash back on everyday spending with no annual fee.
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments.
• 0.5% cash back on all other eligible everyday purchases.

Get up to $1,600 in value, including up to 100,000 points, the Mastercard Travel Pass program and 4 complimentary airport lounge passes, the statement credit for NEXUS and the annual fee waived in the first year for the primary cardholder and authorized users.*

Plus, get 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*

• 5x the points for every dollar spent on eligible travel*, 3x the points for every dollar spent on eligible restaurant dining*, entertainment and eligible recurring bill payments*, 1 point for every dollar spent in other purchase categories*
• Free membership to the Mastercard Travel Pass app provided by DragonPass*, and four complimentary passes per year*
• Extended Warranty* and Purchase Protection*
• BMO Ascend World Elite Total Travel and Medical Protection:
  Get Collision Damage Waiver benefits on rental cars, 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Welcome Offer and Renewal

Earn up to 25,000 miles, including a welcome bonus and an annual renewal bonus.

• 5,000 miles on card activation and first transaction
• Additional 15,000 miles when you spend $3,000 net of refunds within 3 months
• 5,000 miles per year (renewal) when the account remains open and active within 365 days

Earn rates: 1.25 miles/$ on United and Star Alliance flights; 1 mile/$ on dining and groceries; 0.75 miles/$ everywhere else; bonus miles via 10,000+ Neo partners.

Secured card: a security deposit is required. Limited to new customers who have not held a United Neo World Elite Mastercard. Annual personal income of $80,000 or household income of $150,000. Chubb travel insurance is not offered in Quebec.

• 2% on all purchases (2 points/$1)
• Welcome bonus: 25,000 points (~$250)
• Annual fee of $150
• Purchase interest rate of 20.99%
• Alberta residents; in-branch application

• No annual fee
• Cash Back on eligible purchases
• 19.99% purchase interest rate
• Issued by Collabria for Coast Capital
• Membership required; primarily in British Columbia