Network: Mastercard

Welcome Offer and Renewal

Earn up to 25,000 miles, including a welcome bonus and an annual renewal bonus.

• 5,000 miles on card activation and first transaction
• Additional 15,000 miles when you spend $3,000 net of refunds within 3 months
• 5,000 miles per year (renewal) when the account remains open and active within 365 days

Earn rates: 1.25 miles/$ on United and Star Alliance flights; 1 mile/$ on dining and groceries; 0.75 miles/$ everywhere else; bonus miles via 10,000+ Neo partners.

Secured card: a security deposit is required. Limited to new customers who have not held a United Neo World Elite Mastercard. Annual personal income of $80,000 or household income of $150,000. Chubb travel insurance is not offered in Quebec.

• 2% on all purchases (2 points/$1)
• Welcome bonus: 25,000 points (~$250)
• Annual fee of $150
• Purchase interest rate of 20.99%
• Alberta residents; in-branch application

• No annual fee
• Cash Back on eligible purchases
• 19.99% purchase interest rate
• Issued by Collabria for Coast Capital
• Membership required; primarily in British Columbia

• 8 points/$1 on travel
• 6 points/$1 on groceries, gas, streaming, and entertainment
• 2 points/$1 on all other purchases
• Welcome Bonus: 40,000 points ($200 value)
• Annual fee waived for the first year (then $120)
• Available to Alberta residents

• Secured Card to Build Credit
• $49 Annual Fee
• 19.99% purchase interest rate
• Requires a Security Deposit
• Available to Alberta residents

• Low fixed interest rate of 10.90% (purchases and cash advances)
• $29 annual fee
• No rewards
• Available to Alberta residents

• No annual fee
• 1% cash back on all purchases
• Cash back paid annually as a statement credit
• Available to Alberta residents

• 1% cash back on all purchases, with no cap or categories to manage
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• No annual fee ($0)
• Secured option to build credit history (same cash back rates)

• 2% cash back on groceries (up to $1,000/month, then 0.5%)
• 2% on gas and EV charging (up to $1,000/month, then 0.5%)
• 2% on recurring payments (up to $500/month, then 0.5%)
• 0.5% cash back everywhere else, with no cap
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• No annual fee ($0)
• Secured option to build credit history (same cash back rates)

• 2% cash back on restaurants, bars, and fast food (up to $500/month, then 0.5%)
• 2% on retail: clothing, footwear, electronics, home and garden, and more (up to $500/month, then 0.5%)
• 0.5% cash back everywhere else, with no cap
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• No annual fee ($0)
• Secured option to build credit history (same cash back rates)

• 2% cash back on all purchases (up to $4,000/month, then 1% with no cap)
• No categories to manage
• Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
• Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
• Instant credit limit up to $30,000
• Annual fee of $149
• Secured option to build credit history (same cash back rates)