Network: Mastercard

  • Get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
  • Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
    • a 25% discount on a flight
    • 5,000 WestJet points
  • Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
  • Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
  • Earn 1 point per dollar on everyday purchases
  • Use your WestJet points to pay for all or part of a WestJet flight, a WestJet Vacations package, or a Sunwing Vacations package
  • WestJet points can now be redeemed to cover taxes, fees and surcharges
  • No blackout periods and your WestJet points never expire — travel to North America, Central America, the Caribbean, or Europe
  • Travel accident insurance, hotel or motel burglary insurance, rental car collision and damage insurance, delayed baggage insurance, and mobile device insurance
  • Save 3¢ per litre on gas and get 20% more Petro-Points when you pay with a linked RBC card
  • Enjoy a free DashPass subscription for up to 6 months from DoorDash and unlimited free deliveries on eligible orders
Legal

*See the RBC website for the offer terms and conditions.

Annual Fee
  • Primary card $39
  • Additional card $19
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery1.5WestJet Points
  • Streaming services1.5WestJet Points
  • All Spending1WestJet Point
Value
  • Year 1 $351
  • Year 2+ $201
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn WestJet points on your purchases
  • Premium Insurance
  • Accepted at Costco
Learn More

Welcome Offer: Get up to 70,000 WestJet points1

  • 30,000 WestJet points as a welcome bonus with your first purchase
  • 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
  • 10,000 additional WestJet points after your credit card account's first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC®

  • Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4
  • Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card11
  • Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
    • A 30% flight discount for one traveller8
    • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package9
    • Two airport lounge passes10

WestJet Points earned with the WestJet RBC World Elite Mastercard

  • Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2
  • Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3
  • Earn 1.5 points for every dollar you spend on all other everyday purchases2
  • WestJet points can now be redeemed to cover taxes, fees and surcharges7
  • No blackout periods.
  • You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.13

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.14

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card15.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.12 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

  • Mobile Device Insurance16
  • Trip Cancellation Insurance16
  • Out-of-Province/Country Emergency Medical Insurance16
  • Trip Interruption Insurance16
  • Flight Delay Insurance16
  • Travel Accident Insurance16
  • Auto Rental Collision/Loss Damage Waiver Insurance16
  • Delayed Baggage Insurance16
  • Hotel/Motel Burglary Insurance16
  • Purchase Security and Extended Warranty Insurance16

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Legal

® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

1 To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual Fee
  • Primary card $139
  • Additional card $59
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries2WestJet Points
  • Gas2WestJet Points
  • Local Transport2WestJet Points
Value
  • Year 1 $963
  • Year 2+ $263
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Guaranteed approval*
  • No annual fee
  • Accepted at Costco
Learn More
  • Guaranteed Approval*
  • May help you strengthen your credit history
  • 24/7 customer service
  • No annual fee
  • $300 - $7,000 credit limit
  • Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
  • Annual interest rate of 29.9% (21.9% in Quebec) on purchases, balance transfers, and cash advances
  • Security funds may be required
Legal

* You’re guaranteed to be approved for a Capital One Mastercard as long as you:

  • Are at least the age of majority in your province or territory of residence;
  • Don’t have a frozen credit profile and your eligibility for credit is not prohibited for legal or regulatory reasons;
  • Don’t have an existing Capital One account or a pending application for one; and
  • Haven’t applied for a Capital One account more than once in the last 30 days, haven’t had a Capital One account that was not in good standing in the last year, and aren’t in legal recoveries with Capital One.

Capital One is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Value
  • Year 1 $0
  • Year 2+ $0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

Get a 0% introductory interest rate on balance transfers for 18 months (2% transfer fee applies) and a waiver of the $29 annual fee for the first year*.

  • Get the lowest interest rate: 13.99% on purchases*
  • Free* extended warranty insurance and purchase protection insurance
  • Add another cardholder for free*
  • Zero Liability Protection: You are protected against unauthorized use of your card*
  • Card acceptance at more than 30 million merchants worldwide*
  • Enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card*
Legal

*Terms and conditions apply

BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.

Annual Fee
  • Primary card $29
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Value
  • Year 1 $0
  • Year 2+ $-29
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Blue Rewards benefits
  • Purchasing insurance
  • Accepted at Costco
Learn More

Welcome Offer: Get 20,000 Bonus Points and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee*. Plus, earn rewards from over 400 brands.*

  • Earn 5 Points for every $1 spent at participating Blue Rewards Partners*
  • Earn 1 Point for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
  • Earn 0.5 Points for every $1 spent on everything else*
  • Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
  • Get even more Blue Points when you add an extra cardholder for free

Benefits

  • Redeem any amount of Points to reduce what you pay out of pocket when using a combination of your BMO Blue Rewards credit card and Points*
  • Redeem your Points for entertainment, merchandise, eGift Cards, in-store purchases and more*
  • Unlock exclusive offers at top brands through Blue Rewards offers
  • Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
  • Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Extended warranty and purchase protection*
  • Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Legal

†Terms and conditions apply.

BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries1Point
  • Gas1Point
  • All Spending0.5Point
Value
  • Year 1 $401
  • Year 2+ $268
Best For
Transfer Partners
  • Blue Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance
  • 2% cash back on restaurants, bars, and fast food (up to $500/month, then 0.5%)
  • 2% on retail: clothing, footwear, electronics, home and garden, and more (up to $500/month, then 0.5%)
  • 0.5% cash back everywhere else, with no cap
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • No annual fee ($0)
  • Secured option to build credit history (same cash back rates)
Legal

Conditions Apply. See the application for complete details.

Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual $50,000
  • Household $80,000
Conversion fees
  • 2.5 %
Earning Rate
  • Online transactions2%
  • Office Supplies2%
  • All Spending0.5%
Value
  • Year 1 $149
  • Year 2+ $149
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • No annual fee
  • Accepted at Costco
  • Up to 1% cash back on all purchases
Learn More
  • 1% cash back on all purchases, with no cap or categories to manage
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • No annual fee ($0)
  • Secured option to build credit history (same cash back rates)
Legal

Conditions Apply. See the application for complete details.

Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual $50,000
  • Household $80,000
Conversion fees
  • 2.5 %
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $240
  • Year 2+ $240
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • 2% cash back on all purchases (up to $4,000/month, then 1% with no cap)
  • No categories to manage
  • Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • Annual fee of $149
  • Secured option to build credit history (same cash back rates)
Legal

Conditions Apply. See the application for complete details.

Annual Fee
  • Primary card $149
  • Additional card
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • All Spending2%
  • Groceries2%
  • Gas2%
Value
  • Year 1 $331
  • Year 2+ $331
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
  • Accepted at Costco
  • Up to 5% cash back on groceries
  • Up to 4% cash back on recurring payments
Learn More
  • 5% cash back on restaurants, bars and fast food (up to $1,000/month, then 1%)
  • 3% on shopping: clothing, shoes, electronics, home and garden, and more (up to $1,000/month, then 1%)
  • 1% cash back everywhere else, with no cap
  • Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • Annual fee of $149
  • Secured option to build credit history (same cash back rates)
Legal

Conditions Apply. See the application for complete details.

Annual Fee
  • Primary card $149
  • Additional card
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery5%
  • Online transactions3%
  • Office Supplies3%
Value
  • Year 1 $168
  • Year 2+ $168
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
  • Accepted at Costco
  • Up to 5% cash back on groceries
  • Up to 4% cash back on recurring payments
Learn More
  • 5% cash back on groceries (up to $1,000/month, then 1%)
  • 4% on recurring payments (up to $500/month, then 1%)
  • 3% on gas and electric vehicle charging (up to $1,000/month, then 1%)
  • 1% cash back everywhere else, with no cap
  • Mastercard World Elite® travel benefits: collision/damage insurance for car rentals, comprehensive travel insurance and DragonPass membership
  • Additional cash back at over 10,000 Neo network partners (5% on average, up to 15%)
  • Instant credit limit up to $30,000
  • Annual fee of $149
  • Secured option to build credit history (same cash back rates)
Legal

Conditions Apply. See the application for complete details.

Annual Fee
  • Primary card $149
  • Additional card
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries5%
  • Recurring Payments4%
  • Gas3%
Value
  • Year 1 $463
  • Year 2+ $463
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

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