Offer
Welcome offer:
- Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
- 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
- Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
- 1.75% cash back at Shell®*
- You can now use your BMO Mastercard at Costco stores across Canada
- No annual fee*.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Balance Transfer
Balance Transfer Intro Duration
9 month(s)
Balance Transfer - Promotional Rate
0.00%
Balance Transfer Fees
3%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $125 cash back
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
3 month(s)
Costco
Earnings
Per dollar of purchases
All Spending
0.75 %
Groceries
0.75 %
Gas
1.5 %
Dining and Food delivery
0.75 %
Convenience Stores
0.75 %
Drugstores
0.75 %
Local Transport
0.75 %
Travel
0.75 %
Entertainment
0.75 %
Recurring Payments
1.5 %
Telecom/Internet
1.5 %
Streaming services
0.75 %
Online transactions
0.75 %
Office Supplies
1.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Our review
The BMO CashBack® Business Mastercard®* is one of Canada’s best business cash-back Mastercard credit cards.
You can get 10% cash back for three months on:
- gas purchases
- office supply purchases
- cell phone/internet payments
After that, you’ll get 1.5% on these purchases and 1.75% at Shell.
You can also enjoy a 0% introductory interest rate on balance transfers for nine months (with a 3% transfer fee).
Alternative Cards
Featured
-
No annual fee
-
Free Supplementary Cards
-
Accepted at Costco
Featured
-
4X miles at participating AIR MILES partners
-
Virtual health care offered by Maple
-
Accepted at Costco
-
4X points on gas, office supplies, cell phone and internet bills
-
Access to VIP Lounges
-
Accepted at Costco
Legal
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply