BMO CashBack® Business Mastercard®*

BMO CashBack® Business Mastercard®*

The Best No-Fee Cash Back Credit Card for small business owners. Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments.

Take advantage of this limited-time welcome offer!

Welcome Bonus

Up to 125 $ cash back

Estimated Offer Value $125
Best For

Value
Year 1

$359

Years 2 and +

$234

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %

Your Monthly Spending

Offer

Offer
  • Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
  • 1.75% cash back at Shell®*
  • You can now use your BMO Mastercard at Costco stores across Canada
  • No annual fee*.

Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Earned Rewards Value
Annual fee
Net value
Value

Advantages

Welcome Bonus Up to $125 cash back
Minimum Spending Required $5,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
Costco

Earnings

All Spending 0.75%
Drugstores 0.75%
Groceries 0.75%
Convenience Stores 0.75%
Gas 1.5%
Telecom/Internet 1.5%
Local Transport 0.75%
Streaming services 0.75%
Dining and Food delivery 0.75%
Online transactions 0.75%
Recurring Payments 1.5%
Office Supplies 1.5%
Travel 0.75%
Entertainment 0.75%
3.5 Milesopedia Rating