Offer
- Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
- Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
- 1.75% cash back at Shell®*
- You can now use your BMO Mastercard at Costco stores across Canada
- No annual fee*.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Cash Advance Rate (QC)
21.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $125 cash back
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
3 month(s)
Costco
Earnings
Per dollar of purchases
All Spending
0.75 %
Groceries
0.75 %
Gas
1.5 %
Dining and Food delivery
0.75 %
Convenience Stores
0.75 %
Drugstores
0.75 %
Local Transport
0.75 %
Travel
0.75 %
Entertainment
0.75 %
Recurring Payments
1.5 %
Telecom/Internet
1.5 %
Streaming services
0.75 %
Online transactions
0.75 %
Office Supplies
1.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Our review
The BMO CashBack® Business Mastercard®* is one of the best Business Mastercard credit cards for cash back in Canada.
You can get 10% cash back for three months on:
- gas
- office supplies
- cell phone/internet payments
After that, you’ll get 1.5% on these purchases and 1.75% at Shell.
Legal
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply