With gas prices rising steadily in recent months, it’s only natural to find ways to save money at the pump through loyalty programs. Here are a few tips! Subscribe to our newsletter for more money-saving tips!
Si vous dépensez beaucoup d’argent en essence chaque mois, le premier réflexe à avoir est de trouver une carte de crédit vous offrant davantage de récompenses dans la catégorie Station-service.
Voici 5 excellentes cartes pour vos achats d’essence :
Credit cards offering rewards points or cash back can help you reduce your bill.
Start by using one of our favourite tricks: buying gas gift cards.
If your credit card offers more points for grocery store purchases, buy gift cards from your favourite gas station.
Like, for example, with the American Express Cobalt® Card, you get:
You can buy Esso or Petro-Canada gift cards at Metro or Super C grocery stores, then use them to pay for gas. You will then have earned 5 points per dollar instead of 2.
For example, for a $100 weekly in-store purchase of gas and other items (milk, bread, lottery, candy, etc.) at Esso :
200 Membership Rewards points
($100 x 2 points)
500 Membership Rewards points
($100 x 5 points)
After one year, you will have :
10,400 Membership Rewards points
($104 value)
26,000 Membership Rewards points
($260 value)
The difference is enormous! These 26,000 Membership Rewards points can be converted into :
The same principle applies to the National Bank World Elite Mastercard®, with 5 points per dollar spent.
It’s the same with the Scotia Momentum® Visa Infinite* Card, with which you earn 4% cash back on groceries and 2% on gas.
Un autre truc est de combiner le programme de fidélité de la station-service à celui de votre carte de crédit. Un des plus populaires et lucratifs est Shell avec AIR MILES.
Vous ferez coup double ! Et même beaucoup plus, car AIR MILES a souvent des offres mensuelles ou surprises très payantes via son application mobile.
Chez Shell, vous accumulerez un mélange de rabais sur l’essence et de milles AIR MILES :
En effet, vous accumulez des milles AIR MILES de base pour l’achat d’essence ET 3 milles AIR MILES pour chaque tranche d’achat de 12 $ chez Shell avec la Carte Mastercard BMO AIR MILES World Elite.
L’accumulation de milles de base chez Shell est de :
Prenons par exemple un plein de 40 litres d’essence Régulier (Bronze ou Argent) chez Shell, au coût de 1,60 $ par litre. Le coût sera de 64 $.
Voici l’accumulation de milles et de rabais :
Pour obtenir encore plus, nous vous recommandons aussi de s’inscrire à Shell Go+. Les promotions mensuelles sont nombreuses et vous obtenez un 2X les milles AIR MILES supplémentaire.
Les cartes-cadeaux Shell sont disponibles chez IGA. Par ailleurs, il y a plusieurs IGA qui acceptent les cartes American Express.
La combinaison d’une carte-cadeau Shell achetée chez IGA avec une Carte CobaltMD American Express (remise de 5 %), afin de payer le plein d’essence est une autre possibilité très payante.
On the CIBC side, with the CIBC Dividend® Visa Infinite* Card or the CIBC Dividend® Visa Platinum* Card, you get discounts on gas at Ultramar (as well as Pioneer, Marché Express, On the Run, Fas Gas and Chevron) with the Journie :
In addition, Journie Rewards is associated with the Aeroplan program. By linking Journie and Aeroplan accounts, you earn 300 Aeroplan points at the end of each 300 Journie Reward point cycle.
Then you can redeem those Aeroplan points for a discount or vouchers to treat yourself:
In addition, these credit cards offer the highest cash back rates in Canada for gas:
This is handy if the gift card trick is too complicated for you! Especially since there are no Ultramar gift cards in grocery stores.
On the PC Optimum side, you earn PC Optimum points on gas at Esso:
In addition, PC Optimum points can be redeemed for purchases at Esso :
Let’s go back to the example of a 40-litre tank of gas, at $1.60/litre = $64. You will earn:
In comparison, this $64 purchase charged to a non-PC Finance credit card earns :
From RBC, any credit card will save you up to 7 cents per liter in value, like the :
This way, you get discounts on gas at Petro Canada:
To obtain them, you must first link your RBC credit card to your Petro-Points account.
In the Petro-Points program, the basic earning is:
Every 1,000 Petro-Points gives you a $1 discount on items or free gas.
Let’s go back to the example of a 40-litre tank of gas, at $1.60/litre = $64. It will cost you at Petro-Canada:
Here are some alternative payment methods and their benefits for the same $64 purchase:
No loyalty program is associated with Costco gas stations.
By default, gas at Costco costs less than elsewhere, thanks to revenues from Costco memberships.
Please note that gasoline purchases at Costco do not earn a 2% cash back for Executive members.
But there are credit cards that give more, and there are two that stand out:
Using the $1.60/liter example above, it’s probably around $1.50/liter at Costco. For 40 liters, you’ll earn $1.80 cash back (3%) with the CIBC Costco Mastercard.
Voici les meilleures combinaisons pour économiser sur le prix de l’essence :
With the right credit card in your wallet and a few tricks up your sleeve, you can save money on gas by earning rewards or cash back.
And if you want to go electric, you can also save on electric recharging! Subscribe to our newsletter for more money-saving tips!
In addition to credit cards and loyalty programs, there are many other ways to reduce your gas consumption. See our article: 10 tips to reduce fuel consumption in 2024.
For the latest gas prices, consult sites like EssenceQuebec.com.
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