Reward Type: Travel Awards

Welcome offer:

• Get over $1,500 in value!* This includes up to 100,000 BMO Rewards Points – that’s a $669 value in the first year.*

Here’s how the welcome offer adds up:

• $135 in value (20,000 BMO Rewards Points) when you make your first purchase*
• Up to $535 in value (8,000 BMO Rewards Points from months 3-12) when you spend $3,000 each month*
• $701 in value from your premium benefits*
• Plus, your $149 annual fee is waived in the first year*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
• Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
• Get up to 7 cents off per litre on all Shell^®± fuel*

• Earn up to 2 points per dollar spent
• Benefit from a complete travel insurance
• Out-of-Province Hospital Medical Insurance, Trip Interruption Insurance, Trip Cancellation Insurance, Flight Delay Insurance, Baggage Delay Insurance, Stolen or Lost Baggage Insurance
• Medical, general and legal assistance
• Purchase insurance against theft or damage
• Extended warranty

Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 Anniversary Lifestyle Credit to spend however you want*
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
• Earn 25% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

Card features:

• 60 XP welcome bonus for new cardholder + 30XP on your card anniversary renewal
• First-year annual fee rebate (instead of $132)
• Up to 30 Miles per $1 spent at Merchant Partners
• 2 Miles per $1 spent on food and drinks (restaurants, bars)
• 1 Mile per $1 spent everywhere else

• Get up to 80,000 Aeroplan points:
  • 20,000 points the first time you make a purchase^†
  • 30,000 points if you spend at least $15,000 during the periods covered by the first 6 monthly statements^†
  • 35,000 Aeroplan points as an additional bonus if you have at least $25,000 in eligible net purchases posted to your account during the period covered by the first 12 monthly statements†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Enjoy access to Maple Leaf^TM lounges, a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
• Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†

• Earn up to 60,000 Aeroplan points (a value of up to $1,200†):
  • 10,000 Aeroplan points the first time you make a purchase†
  • 20,000 Aeroplan points if you spend at least $10,000 during the periods covered by your first four monthly statements†
  • 30,000 Aeroplan points if you spend at least $40,000 in the first year†
• Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $170†
• Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
• Plus, enjoy access to the Maple Leaf Lounges, a $100† value.

• Get up to 40,000 Aeroplan points:
  • 10,000 Aeroplan points when you make your first purchase^†
  • 10,000 Aeroplan points if you spend at least $6,000 during the first six monthly statement periods^†
  • 20,000 Aeroplan points as an additional anniversary bonus if you have at least $12,000 in net purchases posted to your account during the first 12 monthly statement periods^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Get a total of up to 80,000 Aventura Points^† (up to $1,600 in travel value^†) during your first year:

• 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.^†
• 30,000 Aventura Points as an additional anniversary bonus^†
• Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $250 value^†
• Get a $200 annual Travel Credit^†
• Plus, get 2 NEXUS^TM Application Fee rebates4: a $100 value^†.

• Take advantage of emergency travel assistance
• Pay no annual fee

• Earn up to 2,500 Aventura Points^† and get an annual fee rebate for the first year^†
• Get 500 Aventura Points for completing each of the activities below within 60 days of your CIBC Aventura® Visa* card account approval^†:
  • Share your email address with CIBC
  • Sign up for eStatements for your new Aventura Visa card
  • Add an authorized user on your new Aventura Visa card
  • Hold any eligible CIBC Chequing Account
  • Add your Aventura Visa card with Apple Pay^® or Samsung Pay or Google Pay^™