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A good credit card that suits your spending habits and your rewards desires is an important part of just about everyone’s financial journey.
With it’s compelling welcome offers, impressive earning rates, and diversity of redemption options, the BMO eclipse Visa Infinite* Card makes it easy for cardholders to save on day-to-day expenses, special treats, travel, and more.
In this article, we share 7 great reasons to choose BMO Rewards and the BMO eclipse Visa Infinite* Card as the next credit card that you add to your wallet.
Many credit cards offer new cardholders the chance to earn a generous stack of points when they first sign up and meet a spending requirement, and the BMO eclipse Visa Infinite* Card is no different.
This is why our first reason for being fans of this card is it’s habit of providing attractive welcome offers that can help you fast-track your way to impressive savings and redemptions.
Additionally, the BMO eclipse Visa Infinite* Card often includes a first-year annual-fee waiver for new cardholders, which gives you another $120 in savings!
Check out the card’s current welcome offer and details in the graphic just below:
Another great aspect of the BMO eclipse Visa Infinite* Card is its strong earning rates on key spending categories.
With this card, you earn 5 BMO Rewards points per $1 spent on groceries, gas, dining, and transit, and 1 BMO Rewards point per $1 spent on all other purchases.
This means that if you spend $1,000 each month across these 4 elevated earning categories, you’d build up your account balance by 5,000 points monthly, netting you at least 60,000 points each year!
That said, with these elevated earning rates, it’s important to note that there are limits to how much you can spend while earning the 5x points:
Specifically, the category spending thresholds are as follows:
The BMO eclipse Visa Infinite* Card also has the added opportunity to earn 10% more points on all purchases when you add an authorized user to your account, giving you even more ways to earn.
Once you’ve earned a handful of BMO Rewards points (which won’t be difficult given the welcome offers and earning rates mentioned above!), then you get to enjoy the multiple different redemption options available through the BMO Rewards program.
Through this program, you can use your account balance in the following ways:
As a BMO eclipse Visa Infinite* cardholder, you also get to enjoy an annual $50 Lifestyle Credit to use any way you like.
One of our favourite things about this credit is that it’s incredibly easy to access. Rather than having to make a specific type of purchase, the credit will actually just appear on your statement within two statement cycles after you make a single purchase that’s over $50.
No need to spend in a certain category or by a certain date. Just make a purchase that’s $50+ and you’ll see the credit on your account not long after.
Another fantastic way that the BMO eclipse Visa Infinite* Card saves you money is with its $20 monthly streaming credits.
These credits will be automatically added to your statement each month as long as you have an eligible media bill of $20 or more.
This means that you can save up to $240 a year on streaming subscriptions like Netflix, Crave, Disney+, and more, making access to entertainment more affordable!
The sixth reason why we love the BMO eclipse Visa Infinite* Card is it’s many helpful insurance offerings.
By holding the BMO eclipse Visa Infinite* Card, you can enjoy the following coverage:
Our final reason for recommending the BMO eclipse Visa Infinite* Card is that it comes with a handful of perks and benefits that can help you save money and get a little extra out of your travel and entertainment experiences.
First, as a cardholder, you can enroll for 6 months of complimentary Instacart+ and get a $10 monthly Instacart credit to keep some of your grocery budget in your pocket.
Additionally, since it’s a Visa Infinite card, the BMO eclipse Visa Infinite* Card gives you access to a roster of benefits, such as:
As you can see from the above 7 reasons, the BMO eclipse Visa Infinite* Card is a valuable lifestyle card, offering high earning rates, statement credits, strong welcome offers, and more.
Whether you’re looking to save on day-to-day expenses and travel, or you like the idea of redeeming your points for an added boost to your savings and investments, this card can help you reach your goals.
Alternatively, if you’re not sure that this is the card for you, or you’re looking for a card with a few more travel perks (like free airport lounge access!), check out the following articles to explore another excellent BMO Rewards credit card:
Savings are here (if you don’t see the sign-up form, please click here):
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