Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard

With the WestJet RBC^® World Elite Mastercard‡, you can earn up to 70,000 WestJet points:

• 30,000 WestJet points on your first purchase
• 30,000 WestJet points if you charge purchases totalling at least $5,000 to the card in the first three months
• 10,000 WestJet points after the first year

What’s more, every year you’ll receive a companion voucher for a round-trip flight.

According to our valuation, one WestJet point is worth 1 cent. So this welcome offer and companion voucher is worth around $1,060.

When you sign up for the BMO VIPorter World Elite^®* Mastercard^®*, you can earn up to 70,000 VIPorter points, plus a few extra gifts:

• 20,000 points after $5,000 in purchases within the first 110 days of account opening;
• 20,000 points after $9,000 in purchases within the first 180 days of account opening;
• 30,000 points after $18,000 in purchases within the first 365 days of account opening;
• A round-trip companion pass (second ticket free, excluding taxes and fees, on a Porter flight);
• $1,000 in eligible spending for your VIPorter status;

Based on our valuation of VIPorter points (1.5 cents per point), this welcome bonus, including small extras, corresponds to an approximate total value of $1,249.

The WestJet RBC^® World Elite Mastercard‡ requires a minimum individual income of $80,000 per year or an annual family income of $150,000.

The BMO VIPorter World Elite^®* Mastercard^®* requires a minimum individual income of $80,000 per year or an annual family income of $150,000.

The WestJet RBC^® World Elite Mastercard‡ has an annual fee of $119.

The BMO VIPorter World Elite^®* Mastercard^®* has an annual fee of $199, but it’s waived for the first year thanks to its current welcome offer.

With the WestJet RBC^® World Elite Mastercard‡, you earn WestJet points on the following purchases:

• 2 WestJet points on flights with WestJet or WestJet Vacations
• 1.5 WestJet points on all regular purchases

We value a WestJet point at 1 cent.

With the BMO VIPorter World Elite^®* Mastercard^®*, you earn VIPorter points on the following purchases:

• 3 VIPorter points for every dollar spent on purchases with Porter
• 2 VIPorter points for every dollar spent:
  • Gas and transport
  • At the grocery store and restaurant
  • Hotel stays
• 1 VIPorter point for every dollar spent on everything else.

We value a VIPorter point at 1.5 cents.

WestJet points earned with the WestJet RBC^® World Elite Mastercard‡ are credited to the WestJet Rewards membership account.

The WestJet member can then redeem these WestJet points to deduct all or part of the cost of:

• A vacation package with WestJet Vacations;
• When booking with Sunwing Vacations;
• The basic fare for a flight with WestJet;
• A flight with its partners (Air France, Delta Air Lines and Qantas Airways), with whom it has a codeshare agreement.

Each month, VIPorter points earned with the BMO VIPorter World Elite^®* Mastercard^®* are credited to the VIPorter member account, a few days after the monthly statement is issued.

Then, the VIPorter member can spend their VIPorter points to purchase an airline ticket on Porter flights, but also with two other partners:

• Air Transat
• Alaska Airlines

With the WestJet RBC^® World Elite Mastercard‡ you can also enjoy a number of other benefits:

• Complimentary first-checked baggage for you and up to 8 people travelling on the same reservation;
• Companion voucher paid each year, to take advantage of a reduced rate (taxes and fees payable) for a guest:
  • $119 or $219 for travel in Canada and the United States (except Hawaii)
  • $399 or $499 for other WestJet flights
• Redeem your companion voucher for 4 free admissions to WestJet partner airport lounges;
• Link the RBC card to the Petro-Points program to save 3¢ / liter on gas;
• Earn 20% more Petro-Points at Petro-Canada;
• Receive a $500 Power Up to other WestJet status levels for every $15,000 in net purchases;
• Earn 50 Be Well points/dollar of eligible purchases at Rexall when paying with the card;
• Free FlexiRoam data with Mastercard Travel Pass;
• Free 12-month subscription to DoorDash DashPass, with unlimited free shipping on orders of $15 or more, paid with the card.

With the BMO VIPorter World Elite^®* Mastercard^®*, you can also take advantage of several other benefits:

• Benefits apply to a maximum of 8 companions travelling on the same reservation:
  • First checked bag free
  • Free carry-on baggage on all Porter flight fares
  • Complimentary seat selection in PorterClassic.
  • Priority security screening.
  • Priority rebooking on another flight in case of a delay
  • Exclusive check-in.
  • Early boarding
• No expiration of VIPorter points.
• One round-trip companion pass per year with a minimum purchase
• A second round-trip companion pass, thanks to the welcome offer.
• Automatically upgrade to Avid Traveller status at VIPorter Horizon level
• Earn $1 in eligible spending towards a higher Avid Traveller status for every $25 spent
• 7 cents off a liter of gasoline at Shell
• Free Mastercard Travel Pass membership provided by DragonPass
• Up to 20% discount on car rentals with National, Alamo and up to 5% with Enterprise
• Up to 7% discount on hotel and property bookings with Booking.com.