BMO AIR MILES Mastercard offer with no annual fee: up to 1,600 miles

Updated Feb 2, 2026
Fact checked by
Jean-Maximilien Voisine
Jean-Maximilien Voisine Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
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BMO AIR MILES Mastercard
To the point The AIR MILES program will transition to the new Blue Rewards program in summer 2026. Members’ Miles will be converted to Blue points at an equivalent value. For full details on these changes, read our post on Blue Rewards.

Welcome Offer

Our Review

The BMO AIR MILES® Mastercard®* is the best no-annual-fee credit card in the AIR MILES program.

You can also earn a welcome interest rate of 0.99% on balance transfers for nine months (a 2% fee applies to the balance transfer amount).

Since it’s a Mastercard credit card, it’s accepted at Costco and Walmart!

Other card benefits include:

  • Extended Warranty Insurance for up to one additional year
  • Purchase Insurance for 90 days from date of purchase

Since the BMO AIR MILES Mastercard has no annual fee, we recommend keeping it year after year for two reasons:

  • To build up your credit report and history
  • To participate in the many annual AIR MILES events, some of which require an AIR MILES credit card.

To benefit from this exclusive offer, and apply for this card while supporting milesopedia, click here! Don’t hesitate to share this offer with your friends!

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Marie-Ève Leclerc
Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
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