Scotiabank has five checking account packages:
Scotiabank offers 5 savings accounts:
Below, you will find the characteristics of all these packages and savings accounts.
The package that interests us the most as travellers – and recommended by several members of the Facebook group – is the Scotiabank Ultimate Package. In addition, it offers a welcome bonus of up to $800 for a limited time!
With this package, you avoid paying specific fees such as the annual credit card fee or withdrawal fees abroad.
The Scotiabank Ultimate Package is a single package:
Right now, when you open a new Scotiabank Ultimate Package, you can get up to $800!
To get a $400 bonus, you’d have to set up two pre-authorized debits (like Hydro-Québec and Bell, for example) and make a bill payment of at least $50 (like your mobile provider).
Then you can earn a $50 bonus by also opening a new RRSP, TFSA or FHSA.
You could also receive an additional bonus of up to $350 by opening a second RRSP, TFSA or FHSA and depositing $5,000.
Scotiabank’s Ultimate Package includes a number of attractive benefits:
By holding a Scotiabank Ultimate Package, you can keep your credit card year after year without paying an annual fee!
Like the excellent Scotiabank Passport™ Visa Infinite* Card, which has the advantage:
Here is the current offer:
Or the Scotia Momentum® VISA Infinite* card, one of the best cash-back credit cards in Canada:
Or the Scotiabank Gold American Express® Card, which earns numerous travel points:
Here is the current promotional offer:
Scotiabank is one of the only institutions to offer rewards on activities made with a DEBIT card linked to the Ultimate Package checking account.
Earn 1 Scene+ point for every $5 in purchases with your Scotia Debit card.
The Scotiabank Ultimate Package has a $30.95 monthly fee.
However, it could be FREE ($0 per month), by fulfilling one of these two conditions. By maintaining either:
If you have $6,000 uninvested, it’s worth leaving it in your Ultimate Package chequing account so you don’t have to pay for it:
Right now, when you open a new Scotiabank Preferred Package, you can earn up to $800!
Scotiabank’s Essential Package has the following key features:
The Scotiabank Preferred Package has a $16.95 monthly fee.
However, it could be FREE ($0 per month), by maintaining a minimum daily closing balance of $4,000 for the entire month in your checking account.
Right now, when you open a Scotiabank Student Banking Advantage Plan, you can earn $100 and 7,500 bonus Scene+ points!
The Scotiabank Student Banking Advantage Plan has the following key features:
The Scotiabank Basic Plus Bank Account has the following key features:
The Scotiabank Basic Plus Bank Account has an $11.95 monthly fee.
However, it could be FREE ($0 per month), by maintaining a minimum daily closing balance of $3,000 for the entire month in your Basic Plus Bank Account.
Discover Scotiabank Basic Bank Account with a monthly fee of $3.95 and 12 free transactions per month.
Take advantage of free Interac e-Transfers and overdraft protection.
Seniors benefit from an automatic discount on monthly fees. Easy access to your online and mobile banking services.
Scotiabank Basic Bank Account has a $3.95 monthly fee.
The MomentumPLUS Savings Account has the following key characteristics:
The Money Master Savings Account has the following main characteristics:
In Quebec and elsewhere in Canada, Scotiabank offers many online banking services for its customers. With a Scotiabank debit card, you can access Scotiabank online banking at no charge.
Scotiabank offers a number of online banking services:
Scotiabank’s online banking offer is complemented, particularly in Quebec, by the presence of numerous Scotiabank branches, including Scotiabank Express branches. This makes Scotiabank an excellent choice.
As an online Scotiabank customer, you can enjoy many benefits through Scotia Online:
Also, Scotiabank offers discounts and benefits for newcomers (Scotiabank SmartStart program), students, and seniors.
Scotiabank is a founding member of the Global ATM Alliance. When you travel, you can use the ATMs of the Alliance’s international banks without paying any surcharges or access fees. With more than 44,000 counters in over 40 countries, you can find a partner bank counter wherever you are and avoid fees.
Your Scotiabank debit card is given to you when you open your chequing account. You’ll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.
To change or replace your ScotiaCard online:
If your Scotiabank debit card has been lost or stolen, contact Scotiabank online quickly:
To pay a bill with Scotiabank online :
Scotiabank’s mobile website :
If you do not have cheques for your Scotiabank account, you can view or print your sample cheque details online :
Here are some of the most frequently used telephone numbers to contact Scotiabank online.
If you have any questions, want to open an account or need help with your Scotia OnLine banking, borrowing and investing, here are the numbers:
1-800-575-2424 1-800-645-0288 (teletypewriter service/ATS) 1-416-701-7200 (Toronto area/call collect from outside Canada/US)
TeleScotiaTM 1-800-575-1212 (service in French) 1-800-267-1234 (service in English) 1-800-830-8800 (service in Cantonese) 1-800-830-8080 (service in Mandarin)
Mobile banking hotline 1-877-918-8866
Scotia iTRADE 1-800-361-6601 (service in French) 1-800-263-3430 (service in English) 1-877-662-3838 (service in Cantonese and Mandarin)
Scotia iTRADE 1-888-TRADE88 (1-888-872-3388)
Credit Card Customer Service 1-800-387-4994 (Canada/USA) 416-288-1440 (Greater Toronto Area/call collect from outside Canada/USA) 1-800-645-0288 (TTY calls from Canada/USA)
Scotia Life 1-800-361-8570
Scotia Mutual Funds 1-800-387-5004
Scotiabank Student Loan Centre 1-800-972-6842 416-288-4655 (Toronto area)
Scotiabank offers many credit cards you can find there.
Savings are here:
