RBC Avion and WestJet: 20% CT Money Transfer Bonus

CT Money Transfer Bonus: RBC Avion (20%) and WestJet (20%, Until August 22)

Aug 20, 2026

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News CT Money Transfer Bonus: RBC Avion (20%) and WestJet (20%, Until August 22)

To the point RBC and WestJet are both boosting their points-to-CT-Money conversion by 20%, but not on the same timeline or at the same rate. Here's what each bonus is actually worth in dollars, and which one to prioritize.

RBC Avion Rewards is offering a 20% bonus on converting your points to CT Money at Canadian Tire until August 31, 2026. Here’s what that bonus is actually worth in real dollars, and when you should keep your points for a flight instead.

What’s Changing

The regular conversion rate between Avion points and Triangle Rewards’ CT Money is fixed: 140 Avion points get you $1.00 in CT Money. Until August 31, 2026, RBC is boosting that rate by 20%, which raises the value of that same 140-point block to $1.20 in CT Money.

Three conditions apply:

You must be a Triangle Rewards member and hold an eligible RBC Avion card, with both accounts linked.
The minimum conversion stays at 140 Avion points, with further increments allowed beyond that.
A maximum of 25,000 Avion points can be converted per 24-hour period.

The conversion is instant, but final and irreversible: once converted to CT Money, your points can’t be moved back into your Avion account, and the CT Money you receive follows Triangle Rewards’ usual rules from that point on.

Couple checking out at Canadian Tire — Converting to CT Money lets you pay directly at Canadian Tire, SportChek, Mark’s, or Atmosphere.

What the Bonus Is Actually Worth, in Dollars

Without the bonus, each Avion point converted to CT Money is worth about 0.71 cents. With the 20% bonus, that value rises to about 0.86 cents per point, a marginal gain of roughly 0.14 cents per point.

Avion points converted	CT Money without bonus	CT Money with 20% bonus	Net gain
5,000	$35.71	$42.86	$7.14
10,000	$71.43	$85.71	$14.29
25,000 (daily maximum)	$178.57	$214.29	$35.71
50,000 (over two days)	$357.14	$428.57	$71.43

For comparison, our estimate of Avion points’ value sits around 1.5 cents per point on average, and can climb to 2 cents on the fixed travel chart for a well-chosen flight. Converting to CT Money, even with the bonus, stays well below that value: 10,000 converted points bring in $85.71, versus $150 to $200 for the same number of points used on a flight.

The WestJet Bonus: A Better Deal, But Much Shorter

A second CT Money transfer bonus appeared this week on the WestJet Rewards side. The regular rate is 120 WestJet points for $1.00 in CT Money, a return of about 0.83 cents per point. Until August 22, 2026 only, WestJet is boosting that rate by 20%, which brings the return to 100 points for $1.00, or 1 cent per point.

Two conditions apply:

Your Triangle Rewards and WestJet Rewards accounts must already be linked.
The minimum conversion stays at 2,400 WestJet points, or $24.00 in CT Money with the bonus.

WestJet points converted	CT Money without bonus	CT Money with 20% bonus	Net gain
2,400 (minimum)	$20.00	$24.00	$4.00
10,000	$83.33	$100.00	$16.67
25,000	$208.33	$250.00	$41.67

Point for point, the WestJet bonus pays out more than the Avion bonus (1 cent versus 0.86 cents per point), but its window is much shorter: two days versus eleven for the Avion bonus. Since Avion and WestJet points transfer at a 1-to-1 rate, converting Avion points to WestJet points before turning them into CT Money would improve the value, provided the Avion-to-WestJet transfer completes in time, which Rewards Canada was unable to confirm at the time of writing.

Our Recommendation

If you have a trip planned or in mind over the next 12 to 24 months, keep your Avion points for a flight: the fixed travel chart or a transfer to an airline partner almost always delivers better value than this bonus.

This bonus becomes worthwhile if:

you have no travel plans on the horizon and prefer a guaranteed value over a potentially higher one that depends on booking a flight;
you already shop regularly at Canadian Tire, SportChek, Mark’s, or Atmosphere and will use the CT Money anyway;
your points balance is too small to cover a full flight on the fixed travel chart.

Frequently Asked Questions

Does the 20% bonus apply automatically to my account?

No. You need to be a Triangle Rewards member, hold an eligible RBC Avion card linked to that account, and then complete the conversion yourself in the Avion Rewards Redeem section before August 31, 2026.

Can I cancel a conversion once it’s done?

No. Converting Avion points to CT Money is final. It’s not possible to convert CT Money back into Avion points.

What’s the maximum I can convert with the bonus?

25,000 Avion points per 24-hour period, which gets you $214.29 in CT Money with the 20% bonus.

Does this bonus stack with the 3x CT Money on purchases?

These are two separate mechanisms. The 3x CT Money applies to purchases made with a linked RBC card, covered in our article on the RBC and Canadian Tire partnership. The 20% bonus applies only to converting Avion points you’ve already accumulated.

Is the WestJet bonus better than the Avion bonus?

Yes, per point: 1 cent per WestJet point with the bonus, versus 0.86 cents per Avion point. That said, the WestJet bonus ends on August 22, 2026, while the Avion bonus runs until August 31, 2026, leaving more time to act.

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Audrey Voisine

Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.

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