Aeroplan and Chexy: Earn Up to 5,000 Bonus Points and Enter the 100,000 Points Contest

Fact checked by
Caroline Tremblay
Caroline Tremblay Caroline Tremblay
Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.
All posts by Caroline Tremblay
Aeroplan-1024×538-Chexy
To the point Take advantage of the new Aeroplan and Chexy offer that turns your bill payments into up to 5,000 bonus points until January 31, 2026, and enter the contest for a chance to win up to 100,000 Aeroplan points.

In April, Aeroplan announced a multi-year partnership with Chexy, a Canadian fintech company that allows members to earn points on their everyday expenses.

Before Chexy, it wasn’t possible to earn points on major expenses like rent, since these payments couldn’t be made by credit card. For other types of payments, such as taxes and government bills, you previously had to use services like Plastiq or PaySimply. Now, Chexy offers this service for Visa and American Express cards.

Thanks to this partnership, Aeroplan members can now earn Aeroplan points on their largest expenses!

To celebrate, Chexy and Aeroplan are launching an exciting offer that lets you earn even more points, available until January 31, 2026.

Aeroplan and Chexy - Promotion

This promotion lets you earn up to 5,000 Aeroplan points simply by managing your regular bill payments. Please note: you must activate your first Chexy payment during this period to be eligible, as just creating an account is not enough.

  • Welcome Bonus of 1,000 Points: Create a Chexy account, link your Aeroplan account, and make your first payment during the offer period.
  • Spending Bonus of 3,000 Points: Pay $3,000 in bills within 90 days of your first payment (Chexy fees excluded).
  • Loyalty Bonus of 1,000 Points: Make at least one payment per month for 12 consecutive months.

Create your Chexy account via this link and use the code: MILES15 to get $15 off your next Chexy payment (this code is not valid on one-time payments).

Chex Aeroplan promo FR

Additional Offer

Aeroplan and Chexy also have a referral offer.

Take advantage of the referral bonus and earn up to 10,000 points. You’ll receive 1,000 points for each person you refer (up to a maximum of 10 people), as long as they make their first payment during the offer period. Plus, this bonus stacks with the existing $15 referral bonus.

Chexy Contest – Win 100,000 Aeroplan points

Turn your daily payments into your next getaway with the Chexy Contest – Win 100,000 Aeroplan points!

From October 21 to December 1, 2025, Chexy users can earn points while paying their bills and get a chance to win up to 100,000 Aeroplan points. Three winners will share a total of 200,000 points:

  • 1st draw: 100,000 Aeroplan points
  • 2nd draw: 70,000 Aeroplan points
  • 3rd draw: 30,000 Aeroplan points

Winners will be randomly selected on December 12, 2025, and their points will be deposited into their Aeroplan account within 60 days of selection.

To enter, simply make CAD 500 in new eligible bill payments (before taxes and fees) with Chexy. Every CAD 500 increment equals one entry into the contest, with no limit on the number of entries you can earn.

The more bills you pay, the higher your chances of winning. Plus, you’ll receive a bonus entry for every friend you refer who makes their first payment of CAD 500 or more.

Please note, only new payments made via Chexy count towards the contest.

Only payments meeting the following criteria are eligible:

  • Any bill not previously paid with Chexy,
  • Payments made in your name or your business’s name,
  • Fully processed payments of CAD 500 or more,
  • Reactivation of old inactive payments.

Bills already paid via Chexy, modified or replaced payments, pending, failed, or refunded transactions, as well as fictitious or circular payments created solely to enter the contest are not considered.

Chexy

Chexy is a Canadian company that allows you to use your credit card to make payments typically made by electronic transfer, Interac e-Transfer, or direct debit. Thanks to the services offered by Chexy, you can currently pay:

  • Your rent
  • Your recurring bills: insurance, municipal and school taxes, etc.
  • Your taxes
  • Your insurance and utilities
  • Your childcare and education services: tuition fees, private school, daycare, etc.

Chexy allows its users to earn points and rewards on every dollar spent on these types of payments.

Read our complete guide to Chexy to learn more about their services.

Aeroplan and Chexy - Strategies for Maximizing Your Points

If you’re interested in paying rent with Chexy, read our guide that explains how to earn over 80,000 Aeroplan points with Chexy.

Aeroplan Credit Cards

Aeroplan co-branded credit cards let you earn points on every dollar you spend. Since payments made through Chexy are considered recurring bill payments, you can earn up to 1.25 Aeroplan points per dollar with these cards:

Our Advice

Chexy charges a 1.75% fee, which is why it’s important to carefully choose the credit card you use with their service.

To get the most out of it, we recommend:

  • Calculate the cost/benefit ratio, taking Chexy service fees into account
  • Choose a premium Aeroplan credit card to maximize your points earnings
  • Take advantage of launch and promotional offers as soon as possible

This can also be a good opportunity to unlock a credit card welcome offer that requires higher spending, by paying your taxes or rent. For example, by paying $2,000 in rent per month, it’s possible to accumulate a total of 24,000 points per year ($2,000 x 12 months x 1 Aeroplan point earned per dollar spent) with the TD® Aeroplan® Visa Infinite* Card, or 30,000 points ($2,000 x 12 months x 1.25 Aeroplan points earned per dollar spent) with a premium card like the American Express® Aeroplan®* Reserve Card.

Combined with welcome offers, this will earn you enough points for round-trip flights to many destinations. Check out our guide to 10 destinations to fly to with 55,000 Aeroplan points to find inspiration for your next trip.

Bottom Line

While you’re paying bills, you might as well earn points!

With this new promotion, the partnership between Aeroplan and Chexy gives you an extra way to reach your rewards goals faster and redeem for travel or flight rewards. When combined with other partnerships like Uber, LCBO, or the Aeroplan eStore, it becomes even easier to earn enough points to redeem for flights with over 45 airlines to more than 1,300 destinations.

To learn more about Chexy, check out our ultimate guide to Chexy as well as our guides on what they offer:

Come to discuss that topic in our Facebook Group!
Marie-Ève Leclerc
Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc

Receive our newsletter every week!

Savings are here (if you don’t see the sign-up form, please click here):

Milesopedia