Chexy: Pay your bills and taxes by credit card

A solution is within your reach to maximize credit card rewards at a lower cost! The Canadian company Chexy, already recognized for its rent payment by credit card services, offers several interesting features, including the ability to pay your bills and taxes by credit card.

Pay Your Bills by Credit Card With Chexy

You can indeed pay bills and taxes with a credit card, while paying the lowest transaction fees on the Canadian market.

Chexy Wallet can be used to pay a wide variety of recurring (Recurring Payment) or one-off (Pay a Bill) invoices:

If your business or organization is not on the list, contact Chexy customer service so they can add it.

When doing your search, try inserting the company name in several ways (in English, in French and with or without an accent). The search tool is very fussy, but you may find what you’re looking for after a few attempts.

I even managed to find the City of Montreal to pay municipal taxes! PaySimply doesn’t offer this city and Plastiq only does it by cheque.

Plus, transaction fees are particularly competitive:

Indeed, Plastiq and PaySimply offer the same type of transaction, but with fees of 2.5%. This can make a huge difference in the fees to be paid. Canadian Mastercard credit cards have very recently been accepted by Chexy.

The rate you earn depends on how your issuer classifies the transaction. Many exclude rent and tax payments from their bonus recurring payment category: the expense is then processed at the regular purchase rate, which can cancel out the gain once the 1.75% fee is deducted. Verify your card’s current terms.

Pay Your Taxes by Credit Card With Chexy

This Chexy feature allows for the payment of taxes to the Canada Revenue Agency and Revenu Quebec.

The process is secure and structured in three steps, with the same low fees as Chexy Wallet.

When you make your first payment, you may be asked to verify your identity by verifying your account.

Once your card has been debited, it takes 3 business days for the payment to be sent to CRA or Revenue Quebec. Please allow up to 5 additional business days for the payment to be processed and posted to your account.

Savings With Chexy

Chexy’s transaction fees are the lowest compared to PaySimply and Plastiq.

Here’s an example of a tax payment to the Canada Revenue Agency:

Paying your taxes via Chexy is only interesting if you want to earn rewards points or cash back.

Very few credit cards offer enough cashback for this type of transaction to offset the 1.75% fee. However, we can consider these everyday cards, with which it might be beneficial to pay your taxes:

With these, you get a net gain of 0.285%. Chexy’s fee is added to the amount charged to your card, so your rewards are earned on that higher amount too: (2% × 1.0175) – 1.75% = 0.285%.

As we often say, it is recommended to use Chexy, PaySimply or Plastiq for credit cards offering a large welcome bonus and requiring significant minimum spending within a few months.

For example, paying $100 in transaction fees to obtain the equivalent of $1,000 in points is a nice bonus!

Here are the Visa and American Express credit cards offering the best welcome bonuses in Canada right now:

Partnership with Aeroplan

Chexy and Aeroplan have launched a multi-year agreement allowing members to earn more points by paying for their essential expenses. To mark the occasion, Chexy and Aeroplan are launching a limited-time offer allowing new members to earn up to 7,000 bonus points, and up to 9,000 points when combined with the Chexy and Aeroplan offer on tax payments.

Conclusion

These services represent an excellent opportunity to:

However, the interface is in English only.

With some of the lowest transaction fees on the market (1.75% for Canadian cards), Chexy becomes a very attractive option for earning more points, especially when using cards offering a return of 2% or more.

Since June 2026, Chexy has also offered a paid tier, Chexy Plus, which reduces these processing fees to 1.5% on the annual plan and adds free Rush payments as well as the credit builder.

Chexy – Frequently Asked Questions

Read our guide to learn more about our tips for paying taxes with credit cards.

Frequently Asked Questions

To Go Further with American Express Membership Rewards Points

To maximize your Membership Rewards points accumulation, consult our complete guide to the American Express Membership Rewards program as well as our ranking of the best American Express Membership Rewards credit cards, updated monthly by the Milesopedia team.